1017 Picard Lane, Cudjoe Key, FL 33042

New Listing

$2,600,000

Virtual Tour

https://www.zillow.com/view-imx/911256ec-a54b-4584-bea6-d5f08c9b9df1?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Virtual Tour

https://idx.paradym.com/idx/1017-Picard-Lane-Cudjoe-FL-33042/4986128

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,312 Lot Size (sq. ft.): 12,507 Status: Active

Current Price: $2,600,000 List Date: 10/22/2026 Last Modified: 10/23/2026

Overview

Description

Endless blue water, expansive skies, and an exceptional point setting create a memorable first impression at 1017 Picard Lane. Positioned at the end of a cul-de-sac shared by just three homes on the point, this striking waterfront residence captures the beauty of the Florida Keys with sweeping open-water views and inviting spaces to enjoy them. Offering 4 bedrooms, 3 baths, and 2,312 square feet, the home welcomes you with soaring ceilings, and a bright, airy interior. The beautifully appointed kitchen features white cabinetry, richly patterned quartz countertops, stainless steel appliances, and generous breakfast-bar seating. Beyond the living spaces, a spacious covered waterfront terrace provides an elevated vantage point for morning coffee, outdoor dining, and quiet evenings overlooking the water. Set on a 12,507-square-foot lot, the property brings outdoor living to the forefront. A concrete swimming pool overlooks the open water, while the expansive covered downstairs entertaini ... (Read more)

Listing Details MLS# 621757

Location, Tax & Legal

Street #: 1017
Street Name: Picard
Street Suffix: Lane
Key/Island: Cudjoe Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Cutthroat Harbor Est (23.0)
Area: 07 - Cudjoe Key
City: Cudjoe
Mile Marker: 23
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: VE,VE
Alternate Key #: 1236942
Handicap Access: Yes
Parcel #: 00184960-000000
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: BK 8 LOT 6 E 21' LOT 7 & ADJ FILL CUTTHROAT HARBOR ESTATES FIRST ADDN PB5-60 CUDJOE KEY OR396-199 OR554-593 OR681-514/51
Taxes: 18340.73
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Key West Association
As is Rght to Inspct: Yes
Species List: Yes

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 3
Pool: Yes
Year Built: 2022
Lot SqFt: 12507
Lot Sqft Source: Property Data Card
Acres: 0.29
Living Apx SqFt: 2312
SqFt Source: Property Data Card
Total Bedrooms: 4
Full Baths: 3
Total Baths: 3
Rentals Allowed: With Restrictions
Total Units: 0

Association Info

Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0

Dockage

Dock Length: 40
Dock: Composite

More Information

Building Style

Above Flood: Unknown
Stilt Column Height: Medium - 5Ft - 9Ft

Financial Status

Standard Sale: Yes

Remarks & Misc

Remarks – Consumer: Endless blue water, expansive skies, and an exceptional point setting create a memorable first impression at 1017 Picard Lane. Positioned at the end of a cul-de-sac shared by just three homes on the point, this striking waterfront residence captures the beauty of the Florida Keys with sweeping open-water views and inviting spaces to enjoy them. Offering 4 bedrooms, 3 baths, and 2,312 square feet, the home welcomes you with soaring ceilings, and a bright, airy interior. The beautifully appointed kitchen features white cabinetry, richly patterned quartz countertops, stainless steel appliances, and generous breakfast-bar seating. Beyond the living spaces, a spacious covered waterfront terrace provides an elevated vantage point for morning coffee, outdoor dining, and quiet evenings overlooking the water. Set on a 12,507-square-foot lot, the property brings outdoor living to the forefront. A concrete swimming pool overlooks the open water, while the expansive covered downstairs entertaining area offers room to gather, dine, and relax in the shade. A hot tub and enclosed outdoor shower add to the experience, creating a welcoming retreat after a day spent enjoying the Keys. A broad paver driveway, tropical landscaping, and elegant black wrought-iron fencing complement the home's impressive exterior. CBS construction, a metal roof, impact windows and doors, an elevator, and an electric-vehicle charging hookup, 5 x 32 ft Composite dock combine enduring appeal with everyday convenience. From poolside afternoons to evenings on the waterfront terrace, this distinctive property offers a beautiful setting to make the most of life on the water. Plus ''A rooftop observation deck offers an elevated retreat to take in sweeping open-water views and the beauty of the surrounding Keys.''

Fee Includes

None: Yes

Tax Exemptions

Homestead: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Oven: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes

Pets

Pets Allowed: Yes

Cooling

Ceiling Fans(s): Yes
Central Air: Yes

Heating

Electric: Yes

Waterfront

Open Water: Yes

Waterview

Ocean View: Yes
Open Water View: Yes

Floor

Tile: Yes

Interior Features

Entrance Foyer: Yes
Quartz Countertops: Yes
Split Bedroom: Yes
Window Treatments: Yes

Property Condition

New Construction: Yes

Specialty Rooms

Laundry Room: Yes
Workshop: Yes

Windows/Doors

Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes

Vehicle Storage

Covered Parking: Yes
Guest Parking: Yes
Open Parking: Yes
Off Street Parking: Yes

Construction

CBS: Yes

Land Size

Less Than 1/4 Acre: Yes

Furnished

Furnished: Yes

Terms

No Seller Finance: Yes

Utilities

FKAA: Yes
Municipal Sewer: Yes

Porch/Balcony

Open Porch/Balcony: Yes
Roof Top Deck: Yes

Title

Title Ins - Buyer: Yes

Exterior Features

Fencing: Yes

Pool Info

In Ground: Yes
Concrete: Yes

Roof

Metal Roof: Yes

Accessibility Feat

Accessible Elevator Installed: Yes

Shutters

Bahama: Yes

GF-Interior Features

Tankless Hot Wtr Htr: Yes

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Open Water Waterview: Ocean View; Open Water View Property Condition: New Construction Vehicle Storage: Covered Parking; Guest Parking; Off Street Parking; Open Parking Furnished: Furnished Cooling: Ceiling Fans(s); Central Air Heating: Electric Utilities: FKAA; Municipal Sewer Interior Features: Entrance Foyer; Quartz Countertops; Split Bedroom; Window Treatments Specialty Rooms: Laundry Room; Workshop Appliances: Dishwasher; Dryer; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Fencing Accessibility Feat: Accessible Elevator Installed Pool Info: In Ground; Concrete Construction: CBS Shutters: Bahama Floor: Tile Roof: Metal Roof Pets: Pets Allowed Land Size: Less Than 1/4 Acre Terms: No Seller Finance Title: Title Ins - Buyer GF-Interior Features: Tankless Hot Wtr Htr

Listing Office: Coldwell Banker Schmitt Real Estate Co

Last Updated: October - 23 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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