104000 Overseas Highway 3 - 3, Key Largo, FL 33037

New Listing

$325,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,300 Status: Active

Current Price: $325,000 List Date: 9/21/2026 Last Modified: 9/21/2026

Overview

Description

Set along the calm waters of Blackwater Sound in Key Largo, Fisherman's Cove offers an elevated way to enjoy the Florida Keys with a 1/8 (one-eighth) fractional ownership. This beautifully renovated 2,300-square-foot residence features three bedrooms, three full bathrooms, and a fresh modern-contemporary interior accented with the relaxed character of the tropics. The thoughtfully designed living spaces open to a generous private balcony, creating an effortless connection between indoor comfort and the waterfront setting. A well-appointed kitchen with ample bar seating makes casual mornings and evenings with friends equally inviting. Beyond the residence, ownership comes with an exceptional collection of amenities. Enjoy the rooftop owners' deck, pool and private cabanas, or take advantage of access to two owners-only boats, a 26' Sea Fox and 24' Contender, for days spent exploring the waters of the Keys. Concierge and housekeeping services add convenience, allowing you to simply ... (Read more)

Listing Details MLS# 621363

Location, Tax & Legal

Street #: 104000
Street Name: Overseas
Street Suffix: Highway
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Baywood (104.0)
Area: 27 - Key Largo MM 97-107
Unit #: 3 - 3
City: KEY LARGO
Mile Marker: 104
Marathon Neighborhood: N/A
Side: Bay/Gulf
Alternate Key #: 9096702
Zoning: MU - Mixed Use District
Deed Restrictions: Yes
Legal: CLUB INTEREST 3 OF RESIDENCE CLUB AT FISHERMANS COVE CONDO OR BK 2355 PG 1204
Taxes: 0
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Florida Keys
As is Rght to Inspct: Yes
Potential Short Sale: No
Bank Owned: No
Species List: No

General Property Description

Realtor.COM Type: Residential - Condo/Townhouse
Style: Fractional Ownership
Waterfront: Yes
Control Depth: 4
Pool: Yes
Year Built: 2008
Total Units: 6
Living Apx SqFt: 2300
SqFt Source: Property Data Card
Total Bedrooms: 3
Full Baths: 3
Total Baths: 3
Rentals Allowed: No
Lot SqFt: 0

Association Info

Mandatory Home Owners Asc: Yes
1st Right of Refusal: No
Association Fee $: 3000
Assoc/Mnt Fee Per: Quarterly

Dockage

Dock: Wood
Assigned Dock: Yes

More Information

Building Style

Above Flood: Yes

Pool Info

Heated: Yes
In Ground: Yes
Concrete: Yes

Financial Status

Auction: No
Bank Owned: No
Potential Short Sale: No
Standard Sale: Yes

Remarks & Misc

Remarks – Consumer: Set along the calm waters of Blackwater Sound in Key Largo, Fisherman's Cove offers an elevated way to enjoy the Florida Keys with a 1/8 (one-eighth) fractional ownership. This beautifully renovated 2,300-square-foot residence features three bedrooms, three full bathrooms, and a fresh modern-contemporary interior accented with the relaxed character of the tropics. The thoughtfully designed living spaces open to a generous private balcony, creating an effortless connection between indoor comfort and the waterfront setting. A well-appointed kitchen with ample bar seating makes casual mornings and evenings with friends equally inviting. Beyond the residence, ownership comes with an exceptional collection of amenities. Enjoy the rooftop owners' deck, pool and private cabanas, or take advantage of access to two owners-only boats, a 26' Sea Fox and 24' Contender, for days spent exploring the waters of the Keys. Concierge and housekeeping services add convenience, allowing you to simply arrive, settle in, and enjoy. Located above Jimmy Johnson's Big Chill, Fisherman's Cove places dining and entertainment just downstairs while maintaining a private, owners-only atmosphere above. Owners typically enjoy 5-7 weeks throughout the year, with additional stays available based on availability. The residence is exclusively for owners and is not available for rental, creating a private ownership experience that remains distinctly personal.
Directions: MM 104 - Located above Jimmy Johnson's Big Chill.

Fee Includes

Bldg Exterior Mnt: Yes
Building Insurance: Yes
Cable: Yes
Common Area Mnt: Yes
Exterminating: Yes
Sewer: Yes
Water: Yes

Tax Exemptions

None: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Oven: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes

Pets

Pets Allowed: Yes

Cooling

Ceiling Fans(s): Yes
Central Air: Yes

Heating

Central: Yes

Waterfront

Bay Front: Yes

Waterview

Bay/Gulf View: Yes
Open Water View: Yes

Neighborhood Feature

Community Pool: Yes

Interior Features

Drapes/Blinds Incl: Yes
Elevator: Yes
Fire Sprinkler: Yes
Granite Counter Top: Yes
Pantry: Yes
Smoke Alarms: Yes
Storage: Yes
Walk-in Closet(s): Yes
Window Treatments: Yes

Property Condition

Updated/Remodeled: Yes

Specialty Rooms

Gym: Yes
Laundry Room: Yes

Windows/Doors

Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes

Vehicle Storage

Assigned Parking: Yes

Security

Secured Building: Yes

Construction

CBS: Yes
Concrete: Yes

Land Size

Less Than 1/4 Acre: Yes

Furnished

Furnished: Yes

Terms

Cash: Yes

Utilities

Cable Available: Yes
FKAA: Yes
Municipal Sewer: Yes

Porch/Balcony

Open Porch/Balcony: Yes

Title

Title Ins - Seller: Yes

Exterior Features

Storage: Yes

Roof

Concrete Roof: Yes

Property Features

Fee Includes: Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Exterminating; Sewer; Water Tax Exemptions: None Waterfront: Bay Front Waterview: Bay/Gulf View; Open Water View Dockage: Assigned Dock Property Condition: Updated/Remodeled Vehicle Storage: Assigned Parking Furnished: Furnished Cooling: Ceiling Fans(s); Central Air Heating: Central Utilities: Cable Available; FKAA; Municipal Sewer Interior Features: Drapes/Blinds Incl; Elevator; Fire Sprinkler; Granite Counter Top; Pantry; Smoke Alarms; Storage; Walk-in Closet(s); Window Treatments Specialty Rooms: Gym; Laundry Room Appliances: Dishwasher; Dryer; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Storage Pool Info: In Ground; Concrete Construction: CBS; Concrete Roof: Concrete Roof Pets: Pets Allowed Neighborhood Feature: Community Pool Security: Secured Building Land Size: Less Than 1/4 Acre Terms: Cash Title: Title Ins - Seller

Listing Office: Ocean Sotheby's International Realty

Last Updated: September - 21 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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