1044 Lagoon Drive, Summerland Key, FL 33042

$2,900,000

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,917 Lot Size (sq. ft.): 20,200 Status: Pending

Current Price: $2,900,000 List Date: 7/15/2026 Last Modified: 7/20/2026

Overview

Description

Welcome to an exceptional waterfront property on Summerland Key, where three contiguous canal-front lots create an expansive Florida Keys retreat. Situated on a combined property featuring 240' of concrete seawall, this unique offering is designed for boating enthusiasts and those seeking the ultimate island lifestyle. The 1,917 sq. ft. residence is built for peace of mind with impact windows and doors and a durable concrete tile roof. Inside, cathedral ceilings and abundant natural light create an open, inviting atmosphere. The bright, modern kitchen features quartz countertops, abundant prep space, and a large island with bar seating that flows seamlessly into the living and dining areas. A desirable split-bedroom floor plan offers privacy, with two bedrooms and a full bath on each side of the home. Step outside to an expansive wraparound deck overlooking the canal, the perfect place to enjoy your morning coffee, dine outdoors, or unwind while taking in the waterfront views. The outd ... (Read more)

Listing Details MLS# 620644

Location, Tax & Legal

Street #: 1044
Street Name: Lagoon
Street Suffix: Drive
Key/Island: Summerland Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Summerland Cove Isle (25.5)
Area: 08 - Summerland Key
City: Summerland
Off Shore Island: No
Mile Marker: 25.5
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE,AE
Alternate Key #: 1261122
Add'l Parcel #1: 00198932-002100
Parcel #: 00198932-002200
Add'l Parcel #2: 0098932-002300
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: BK 2 LT 22 SUMMERLAND COVE ISLES BLOCK NO 2 AND 3 SUMMERLAND KEY PB6-67
Taxes: 12522.95
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Key West Association
As is Rght to Inspct: Yes
Species List: Yes

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 4
Pool: Yes
Year Built: 1979
Lot SqFt: 20200
Lot Sqft Source: Property Data Card
Acres: 0.46
Living Apx SqFt: 1917
SqFt Source: Property Data Card
Total Bedrooms: 4
Full Baths: 2
Total Baths: 2
Rentals Allowed: With Restrictions
Min Rental Days: 28
Total Units: 0

Status Change Info

Under Contract Date: 2026-07-17

Association Info

Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0

Dockage

Seawall: Concrete
Boat Lift: Yes

More Information

Building Style

Above Flood: Yes

Remarks & Misc

Remarks – Consumer: Welcome to an exceptional waterfront property on Summerland Key, where three contiguous canal-front lots create an expansive Florida Keys retreat. Situated on a combined property featuring 240' of concrete seawall, this unique offering is designed for boating enthusiasts and those seeking the ultimate island lifestyle. The 1,917 sq. ft. residence is built for peace of mind with impact windows and doors and a durable concrete tile roof. Inside, cathedral ceilings and abundant natural light create an open, inviting atmosphere. The bright, modern kitchen features quartz countertops, abundant prep space, and a large island with bar seating that flows seamlessly into the living and dining areas. A desirable split-bedroom floor plan offers privacy, with two bedrooms and a full bath on each side of the home. Step outside to an expansive wraparound deck overlooking the canal, the perfect place to enjoy your morning coffee, dine outdoors, or unwind while taking in the waterfront views. The outdoor living spaces are designed for unforgettable gatherings featuring a saltwater pool with fountain, an oversized tiki hut complete with a bar, and generous pavered space for relaxing or hosting. With two boat lifts, a jet ski lift, two dedicated angler prep stations, and 240' of concrete seawall, this property is exceptionally equipped for life on the water. The attached garage and lower-level storage enclosure provide ample space for vehicles, fishing equipment, and recreational gear. An additional gravel lot offers exceptional flexibility for future expansion, additional parking, RV storage, or creating your own vision. Whether you're searching for a full-time residence, vacation getaway, or an exceptional waterfront property with room to grow, this one-of-a-kind Summerland Key offerings delivers space, versatility, and the boating lifestyle the Florida Keys are known for.
Directions: Take US 1 to MM 24.5. Turn south on Caribbean Drive then left on Caribbean Drive, East to Isles Blvd. Turn right on Isles Blvd. to Lagoon Drive. Left on Lagoon. Property is on the right.

Fee Includes

None: Yes

Tax Exemptions

None: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes

Pets

Pets Allowed: Yes

Cooling

Central Air: Yes
Ductless: Yes

Waterfront

Canal Front: Yes

Waterview

Canal View: Yes

Floor

Carpet: Yes
Tile: Yes

Neighborhood Feature

Airstrip: Yes
Bike Paths: Yes

Interior Features

Bar: Yes
Built-in Cabinets: Yes
Cathedral Ceilings: Yes
Quartz Countertops: Yes
Storage: Yes

Windows/Doors

Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes
Sliding Glass Doors: Yes

Vehicle Storage

Carport: Yes
Covered Parking: Yes
Garage: Yes
Guest Parking: Yes
Open Parking: Yes
Attached: Yes
Off Street Parking: Yes

Construction

CBS: Yes

Land Size

1/4 - 1/2 Acre: Yes

Furnished

Negotiable: Yes

Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Utilities

Buyer to Verify: Yes
FKAA: Yes
Municipal Sewer: Yes

Porch/Balcony

Open Porch/Balcony: Yes
Patio: Yes

Title

Negotiable: Yes

Exterior Features

Bar: Yes
Chickee Hut: Yes
Fencing: Yes

Pool Info

In Ground: Yes
Salt Water: Yes

Roof

Tile Roof: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View Dockage: Boat Lift Vehicle Storage: Garage; Carport; Attached; Covered Parking; Guest Parking; Off Street Parking; Open Parking Furnished: Negotiable Cooling: Central Air; Ductless Utilities: Buyer to Verify; FKAA; Municipal Sewer Interior Features: Bar; Built-in Cabinets; Cathedral Ceilings; Quartz Countertops; Storage Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Bar; Chickee Hut; Fencing Pool Info: In Ground; Salt Water Construction: CBS Floor: Carpet; Tile Roof: Tile Roof Pets: Pets Allowed Neighborhood Feature: Airstrip; Bike Paths Land Size: 1/4 - 1/2 Acre Terms: Cash; Conventional; FHA; VA Title: Negotiable

Listing Office: Coldwell Banker Schmitt Real Estate Co

Last Updated: July - 20 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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