110 E Ridge Road, Plantation Key, FL 33036

$575,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,749 Lot Size (sq. ft.): 8,621 Status: Active

Current Price: $575,000 List Date: 9/12/2026 Last Modified: 9/24/2026

Overview

Description

FINANCING OPPORTUNITY -- ASSUMABLE VA LOAN AT 4.9%! The existing VA loan may be assumable by a qualified buyer. Buyer does NOT have to be a Veteran. Loan assumption is subject to buyer qualification, lender/servicer approval, and all applicable terms and conditions. Ask for details! Here's your chance to see the potential beyond the projects. This 3-bedroom home needs extensive updating and remodeling, including a new roof, but it also has something you can't renovate into a property: a desirable Islamorada location, an oversized lot, and Founders Park right across the street. For the buyer with vision, the ingredients are here. Concrete construction, generously sized rooms, a functional floor plan, and a kitchen that opens to the living and dining areas provide plenty of possibilities for reimagining the home. The oversized homesite adds even more potential, with extra outdoor space that can be hard to find in the Keys. And then there's the location. Walk across the street to ... (Read more)

Listing Details MLS# 619040

Location, Tax & Legal

Street #: 110
Direction: E
Street Name: Ridge
Street Suffix: Road
Key/Island: Plantation Key
State/Province: FL
Zip Code: 33036
County: Monroe
Subdivision: Plant Ridge (87.0)
Area: 25 - Plantation Key
City: ISLAMORADA
Mile Marker: 87
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE
Alternate Key #: 1506141
Parcel #: 00411900-000000
Zoning: R1 - Residential Single Family
Deed Restrictions: Unknown
Legal: SQR 2 LOT 3 AND S'LY 10 1/2' OF ADJ ALLEY PLANTATION RIDGE PB3-43 PLANTATION KEY OR12-132 OR153-54 OR393-2 OR750-511 OR7
Taxes: 1054
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Florida Keys
Potential Short Sale: No
Bank Owned: No

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: No
Pool: No
Year Built: 1959
Total Units: Yes
Lot SqFt: 8621
Lot Sqft Source: Tax Records
Acres: 0.2
Living Apx SqFt: 1749
SqFt Source: Tax Records
Total Bedrooms: 3
Full Baths: 2
Total Baths: 2
Rentals Allowed: Yes
Control Depth: 0

Status Change Info

Contingent: None

Association Info

Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0

Building Style

Above Flood: Unknown
Stories: 1 Story
Ground Level: Yes

More Information

Financial Status

Auction: No
Bank Owned: No
Potential Short Sale: No
Standard Sale: Yes

Remarks & Misc

Remarks – Consumer: FINANCING OPPORTUNITY -- ASSUMABLE VA LOAN AT 4.9%! The existing VA loan may be assumable by a qualified buyer. Buyer does NOT have to be a Veteran. Loan assumption is subject to buyer qualification, lender/servicer approval, and all applicable terms and conditions. Ask for details! Here's your chance to see the potential beyond the projects. This 3-bedroom home needs extensive updating and remodeling, including a new roof, but it also has something you can't renovate into a property: a desirable Islamorada location, an oversized lot, and Founders Park right across the street. For the buyer with vision, the ingredients are here. Concrete construction, generously sized rooms, a functional floor plan, and a kitchen that opens to the living and dining areas provide plenty of possibilities for reimagining the home. The oversized homesite adds even more potential, with extra outdoor space that can be hard to find in the Keys. And then there's the location. Walk across the street to Founders Park and enjoy the bayfront beach, community pool, public boat ramp, sports fields, playgrounds, dog park, and year-round community events. Whether boating, swimming, enjoying a sunset, or spending the day outdoors, so much of the Islamorada lifestyle is practically at your doorstep. Make no mistake--this home is a project. But for someone prepared to take it on, it's also an opportunity to renovate a home to their own taste rather than paying a premium for someone else's choices. Bring your contractor, bring your ideas, and ask about assuming the existing 4.9% VA loan. Sellers are motivated and will entertain offers.
Directions: Across from Founder's Park

Fee Includes

None: Yes

Dockage

None: Yes

Tax Exemptions

Homestead: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Pets

Pets Allowed: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Waterfront

None: Yes

Waterview

No Waterview: Yes

Floor

Concrete: Yes
Terrazzo: Yes

Interior Features

Split Bedroom: Yes
Walk-in Closet(s): Yes

Property Condition

Fixer Upper: Yes

Windows/Doors

Jalousie Windows: Yes
Other Windows/Doors: Yes

Vehicle Storage

Guest Parking: Yes
Open Parking: Yes
Off Street Parking: Yes

Construction

CBS: Yes

Land Size

1/4 - 1/2 Acre: Yes

Furnished

Unfurnished: Yes

Terms

No Seller Finance: Yes

Utilities

Cable Available: Yes
Community Swr Plant: Yes
FKAA: Yes

Porch/Balcony

Open Porch/Balcony: Yes

Title

Title Ins - Buyer: Yes

Exterior Features

Fencing: Yes
Lanai: Yes
Shed: Yes

Roof

Shingle Roof: Yes

Shutters

Clam Shell: Yes

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: None Waterview: No Waterview Dockage: None Property Condition: Fixer Upper Building Style: Ground Level Vehicle Storage: Guest Parking; Off Street Parking; Open Parking Furnished: Unfurnished Cooling: Central Air Heating: Central Utilities: Cable Available; Community Swr Plant; FKAA Interior Features: Split Bedroom; Walk-in Closet(s) Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Fencing; Lanai; Shed Construction: CBS Shutters: Clam Shell Floor: Concrete; Terrazzo Roof: Shingle Roof Pets: Pets Allowed Land Size: 1/4 - 1/2 Acre Terms: No Seller Finance Title: Title Ins - Buyer

Listing Office: Century 21 BE3

Last Updated: September - 24 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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