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  • 1440 17Th Street, Key West, FL 33040 (MLS# 618766)

1440 17Th Street, Key West, FL 33040

$999,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,211 Lot Size (sq. ft.): 5,000 Status: Active
Current Price: $999,000 List Date: 2/21/2026 Last Modified: 4/10/2026

Description

Discover the perfect blend of flexibility, privacy, and income potential in this beautifully updated Key West duplex--ideal for families, extended living, or savvy investors. The main residence is a spacious 2-bedroom, 1-bath home thoughtfully updated in 2026 with a brand-new kitchen featuring modern cabinetry, sleek quartz countertops, a tile backsplash, and new stainless appliances. Luxury vinyl flooring flows throughout the home, complemented by a new roof that adds peace of mind and long-term value. New mini split in 2023 and new central ac in 2024. Outdoor living truly shines here, with two generously sized yards--front and back--offering rare space in Key West. The fully fenced backyard is perfect for pets and children and provides ample room to add a pool, create a tropical oasis, or expand outdoor entertaining. The separate 1-bedroom, 1-bath apartment offers excellent versatility, whether used for extended family, guests, or as an income-producing rental. Currently generating $2,500 per month, it provides immediate cash flow while maintaining privacy from the main home. A dedicated laundry room with its own entrance adds convenience and separation for both units. You can use the rental income from one or both units to qualify for mortgage. Whether you're looking for a multi-generational home, a live-in investment, or a strong rental property in one of Key West's most desirable markets, this property delivers space, updates, and income--all in one exceptional opportunity.

More Information MLS# 618766

Contract Information

Listing Board: Marathon/Lower Keys As is Rght to Inspct: Yes Potential Short Sale: No Bank Owned: No Species List: No Current Price: $999,000 Listing Date: 2026-02-21 List Price: $999,000

Location, Tax & Legal

KW Neighborhood: New Town City: KEY WEST Mile Marker: 4 Marathon Neighborhood: N/A Side: Median Flood Zone: AE,AE Alternate Key #: 1053295 Parcel #: 00052650-000000 Zoning: SF - Single Family Deed Restrictions: Unknown Legal: KW KW FWDN SUB PLAT 1 PB1-155 LOT 1 & 2 SQR 5 G73-441 Taxes: 6510.45 Tax Year: 2025 Pub Sewer HkUp: Yes Street #: 1440 Street Name: 17Th Street Suffix: Street Key/Island: Key West State/Province: FL Zip Code: 33040 County: Monroe Subdivision: Key West Fwdn Sub (4.0) Area: 04 - Key West

General Property Description

Realtor.COM Type: Residential - Single Family Waterfront: No Control Depth: 0 Lot Size: 50 X 100 Lot SqFt: 5000 Pool: No Total Units: 0 Acres: 0.12 SqFt Source: Property Data Card Rentals Allowed: With Restrictions Min Rental Days: 30 Style: Single Family Year Built: 1958 Living Apx SqFt: 1211 Total Bedrooms: 3 Full Baths: 2 Total Baths: 2

Remarks & Misc

Remarks – Consumer: Discover the perfect blend of flexibility, privacy, and income potential in this beautifully updated Key West duplex--ideal for families, extended living, or savvy investors. The main residence is a spacious 2-bedroom, 1-bath home thoughtfully updated in 2026 with a brand-new kitchen featuring modern cabinetry, sleek quartz countertops, a tile backsplash, and new stainless appliances. Luxury vinyl flooring flows throughout the home, complemented by a new roof that adds peace of mind and long-term value. New mini split in 2023 and new central ac in 2024. Outdoor living truly shines here, with two generously sized yards--front and back--offering rare space in Key West. The fully fenced backyard is perfect for pets and children and provides ample room to add a pool, create a tropical oasis, or expand outdoor entertaining. The separate 1-bedroom, 1-bath apartment offers excellent versatility, whether used for extended family, guests, or as an income-producing rental. Currently generating $2,500 per month, it provides immediate cash flow while maintaining privacy from the main home. A dedicated laundry room with its own entrance adds convenience and separation for both units. You can use the rental income from one or both units to qualify for mortgage. Whether you're looking for a multi-generational home, a live-in investment, or a strong rental property in one of Key West's most desirable markets, this property delivers space, updates, and income--all in one exceptional opportunity.

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No Association Fee $: 0

License Info

Non Trans Rntl Lic: 1

Fee Includes

None: 1

Dockage

None: 1

Tax Exemptions

Disability: 1 Homestead: 1

Appliances

Dishwasher: 1 Dryer: 1 Microwave: 1 Oven: 1 Refrigerator: 1 Stainless Steel Appliance(s): 1 Washer: 1

Pets

Pets Allowed: 1

Cooling

Ceiling Fans(s): 1 Central Air: 1

Waterfront

None: 1

Waterview

No Waterview: 1

Floor

Vinyl: 1

Neighborhood Feature

Beach: 1 Bike Paths: 1

Interior Features

Quartz Countertops: 1

Property Condition

Updated/Remodeled: 1

Building Style

Above Flood: No Ground Level: 1

Windows/Doors

Impact Rstnce Doors: 1 Impact Rstnce Window: 1

Construction

CBS: 1

Land Size

Less Than 1/4 Acre: 1

Furnished

Negotiable: 1

Terms

Assumable: 1 Cash: 1 Conventional: 1 FHA: 1 No Seller Finance: 1 VA: 1

Utilities

Buyer to Verify: 1 Cable Available: 1 Elect Separate Meter: 1 FKAA: 1 Municipal Sewer: 1 Water Separate Meter: 1

Porch/Balcony

Patio: 1

Title

Title Ins - Buyer: 1

Exterior Features

Rain Gutters: 1 Storage: 1

Pre-Wired

Cable: 1

Roof

Metal Roof: 1

Financial Status

Auction: No Bank Owned: No Potential Short Sale: No Standard Sale: Yes

Status Change Info

Status: Active

Property Features

Fee Includes: None Tax Exemptions: Disability; Homestead License Info: Non Trans Rntl Lic Waterfront: None Waterview: No Waterview Dockage: None Property Condition: Updated/Remodeled Building Style: Ground Level Furnished: Negotiable Cooling: Ceiling Fans(s); Central Air Utilities: Buyer to Verify; Cable Available; Elect Separate Meter; FKAA; Municipal Sewer; Water Separate Meter Interior Features: Quartz Countertops Pre-Wired: Cable Appliances: Dishwasher; Dryer; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Rain Gutters; Storage Construction: CBS Floor: Vinyl Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Beach; Bike Paths Land Size: Less Than 1/4 Acre Terms: Assumable; Assumable; Cash; Conventional; FHA; No Seller Finance; VA Title: Title Ins - Buyer
Listing Office: Lokation Real Estate
Last Updated: April - 10 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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