1642 Churchill Downs, Key Largo, FL 33037

New Listing

$3,511,000

Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 3,285 Lot Size (sq. ft.): 13,865 Status: Active

Current Price: $3,511,000 List Date: 9/09/2026 Last Modified: 9/09/2026

Overview

Description

New construction waterfront home with all the bells and whistles. Situated on a large corner lot of nearly 14,000 sq. ft., the property features two electric gated entrances with plenty of space for RV and trailer parking. The backyard was designed for exactly why you live in the Keys: an amazing pool with hot tub, low-maintenance turf, 57' concrete dock with two boat lifts (15,000 lbs & 10,000 lbs), outdoor kitchen and bar, cabana bath, and outdoor shower. Through the front entry, you'll find an elevator servicing all three floors, along with an ultra-wide interior staircase. Head to the third floor, where the open-concept kitchen, living and dining areas take advantage of the impressive bay views. Step onto the third-floor porch for sunset views, or take it to the next level on the rooftop deck with panoramic views of the bay and nightly sunsets as the home faces due west. The primary bedroom and bath, along with a powder room, complete the third floor. The second floor offers three ... (Read more)

Listing Details MLS# 621244

Location, Tax & Legal

Street #: 1642
Street Name: Churchill Downs
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Cross Key Waterways (103.0)
Area: 27 - Key Largo MM 97-107
City: KEY LARGO
Mile Marker: 103
Marathon Neighborhood: N/A
Side: Bay/Gulf
Alternate Key #: 1572870
Parcel #: 00468472002200
Zoning: SF - Single Family
Deed Restrictions: Unknown
Legal: Cross Key Waterway Estates Section Two Pb6-60 Key Largo Lots 22-23 Bk 1 Or478-196 Or586-799/800 Or721-644/55 Or723-697/0
Taxes: 18792.92
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Florida Keys

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 6
Pool: Yes
Year Built: 2023
Lot SqFt: 13865
Living Apx SqFt: 3285
SqFt Source: Tax Records
Total Bedrooms: 4
Full Baths: 3
Half Baths: 2
Total Baths: 5
Rentals Allowed: With Restrictions

Association Info

Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0

Dockage

Dock Length: 57
Dock: Concrete
Seawall: Concrete
Boat Lift: Yes

More Information

Building Style

Above Flood: Yes
Stories: 3 Stories

Pool Info

Heated: Yes
In Ground: Yes
Salt Water: Yes
Concrete: Yes

Remarks & Misc

Remarks – Consumer: New construction waterfront home with all the bells and whistles. Situated on a large corner lot of nearly 14,000 sq. ft., the property features two electric gated entrances with plenty of space for RV and trailer parking. The backyard was designed for exactly why you live in the Keys: an amazing pool with hot tub, low-maintenance turf, 57' concrete dock with two boat lifts (15,000 lbs & 10,000 lbs), outdoor kitchen and bar, cabana bath, and outdoor shower. Through the front entry, you'll find an elevator servicing all three floors, along with an ultra-wide interior staircase. Head to the third floor, where the open-concept kitchen, living and dining areas take advantage of the impressive bay views. Step onto the third-floor porch for sunset views, or take it to the next level on the rooftop deck with panoramic views of the bay and nightly sunsets as the home faces due west. The primary bedroom and bath, along with a powder room, complete the third floor. The second floor offers three additional bedrooms and two bathrooms. The entire home was professionally designed by an interior designer, and the attention to detail shows throughout. Located just around the corner from Adams Cut for quick access to the ocean, while the bay offers endless opportunities to enjoy the water right from your backyard. New construction, incredible outdoor living, great dockage, sunset views and quick ocean access, this one checks all the boxes.
Directions: MM103 Bayside

Fee Includes

None: Yes

Tax Exemptions

None: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Ice Machine: Yes
Microwave: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes
Wine Cooler: Yes

Pets

Pets Allowed: Yes

Cooling

Central Air: Yes

Waterfront

Canal Front: Yes

Waterview

Bay/Gulf View: Yes
Canal View: Yes

Floor

Tile: Yes

Interior Features

Elevator: Yes
Entrance Foyer: Yes
Quartz Countertops: Yes
Smoke Alarms: Yes
Walk-in Closet(s): Yes
Wet Bar: Yes

Specialty Rooms

Laundry Room: Yes

Windows/Doors

Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes

Vehicle Storage

Covered Parking: Yes
Garage: Yes
Open Parking: Yes
RV Parking Open: Yes
Off Street Parking: Yes
Trailer Storage: Yes

Construction

CBS: Yes

Land Size

1/4 - 1/2 Acre: Yes

Furnished

Negotiable: Yes

Utilities

FKAA: Yes
Municipal Sewer: Yes

Porch/Balcony

Open Porch/Balcony: Yes
Roof Top Deck: Yes

Exterior Features

Bar: Yes
Built-in Grill: Yes
Fencing: Yes
Hot Tub: Yes
Outdoor Kitchen: Yes

Roof

Metal Roof: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front Waterview: Bay/Gulf View; Canal View Dockage: Boat Lift Vehicle Storage: Garage; Covered Parking; Off Street Parking; Open Parking; RV Parking Open; Trailer Storage Furnished: Negotiable Cooling: Central Air Utilities: FKAA; Municipal Sewer Interior Features: Elevator; Entrance Foyer; Quartz Countertops; Smoke Alarms; Walk-in Closet(s); Wet Bar Specialty Rooms: Laundry Room Appliances: Dishwasher; Disposal; Dryer; Ice Machine; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler Exterior Features: Bar; Built-in Grill; Fencing; Hot Tub; Outdoor Kitchen Pool Info: In Ground; Salt Water; Concrete Construction: CBS Floor: Tile Roof: Metal Roof Pets: Pets Allowed Land Size: 1/4 - 1/2 Acre

Listing Office: Palm House Real Estate

Last Updated: September - 09 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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