17 E Circle Drive A, Saddlebunch, FL 33040

$999,999

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,296 Lot Size (sq. ft.): 4,196 Status: Active

Current Price: $999,999 List Date: 8/18/2026 Last Modified: 10/17/2026

Overview

Description

Single family turn key home on the open water facing in the highly desired Bay Point neighborhood. Featuring 3 bedrooms, 2 bathrooms, granite countertops, upgraded porcelain plank tile floor, solid wood cabinets, hardiboard siding, low maintenance yard, tankless water heater, energy efficient appliances and AC, large master suite, and a nice deck overlooking the bay. Full concrete slab under the home with a legal 299 sqft downstairs enclosure with glass french doors opening up to the beach. Features two full car garage with louvers on both sides and you could potentially add a garage door on the front (buyer to verify). Built to the latest building code to withstand 180+ mph winds and elevated 7' above base flood elevation for best insurance rates possible. Includes orange, lemon and banana trees, sandy beach and fantastic boating access to Gulf and Atlantic waters. The Bay Point neighborhood features a community park with tennis, basketball, and green space and is located directly acr ... (Read more)

Listing Details MLS# 621018

Location, Tax & Legal

Street #: 17
Direction: E
Street Name: Circle
Street Suffix: Drive
Key/Island: Saddlebunch
State/Province: FL
Zip Code: 33040
County: Monroe
Subdivision: Bay Point Amd & 1st (15.0)
Area: 06 - Bay Point to Sugarloaf
Unit #: A
City: Saddle Bunch
Mile Marker: 15
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE-11
Alternate Key #: 9104468
Handicap Access: No
Parcel #: 00159910-000100
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: BK 1 PT LT 9 BAY POINT AMENDED PLAT PB3-75 SADDLEBUNCH KEY, (AKA LOT 9A) OR2992-1313DEC/COV OR3000-1629
Taxes: 4872.17
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Key West Association

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 2
Pool: No
Year Built: 2019
Lot SqFt: 4196
Lot Sqft Source: Property Data Card
Acres: 0.1
Living Apx SqFt: 1296
SqFt Source: Property Data Card
Total Bedrooms: 3
Full Baths: 2
Total Baths: 2
Rentals Allowed: With Restrictions
Min Rental Days: 30
Total Units: 0

Association Info

Mandatory Home Owners Asc: Yes
Condo Doc's: No
1st Right of Refusal: No
Association Fee $: 32.5
Assoc/Mnt Fee Per: Yearly

Building Style

Above Flood: Yes
Stilt Column Height: Tall - 10Ft & Over

More Information

Vehicle Storage

Car(s): 2
Carport: Yes
Covered Parking: Yes
Off Street Parking: Yes

Remarks & Misc

Remarks – Consumer: Single family turn key home on the open water facing in the highly desired Bay Point neighborhood. Featuring 3 bedrooms, 2 bathrooms, granite countertops, upgraded porcelain plank tile floor, solid wood cabinets, hardiboard siding, low maintenance yard, tankless water heater, energy efficient appliances and AC, large master suite, and a nice deck overlooking the bay. Full concrete slab under the home with a legal 299 sqft downstairs enclosure with glass french doors opening up to the beach. Features two full car garage with louvers on both sides and you could potentially add a garage door on the front (buyer to verify). Built to the latest building code to withstand 180+ mph winds and elevated 7' above base flood elevation for best insurance rates possible. Includes orange, lemon and banana trees, sandy beach and fantastic boating access to Gulf and Atlantic waters. The Bay Point neighborhood features a community park with tennis, basketball, and green space and is located directly across the street from the house. Assumable flood policy available. Additional photos and drone footage coming soon! HOA is only $65 annually split between the neighbor due to a small shared area between two homes at the time of the original build for the county required set backs.

Fee Includes

None: Yes

Dockage

None: Yes

Tax Exemptions

None: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Freezer: Yes
Ice Machine: Yes
Microwave: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes
Water Purification: Yes

Pets

Pets Allowed: Yes

Heating

Central: Yes

Waterfront

Bay Front: Yes
Open Water: Yes

Waterview

Bay/Gulf View: Yes
Open Water View: Yes

Floor

Tile: Yes

Neighborhood Feature

Community Boat Ramp: Yes
Tennis Courts: Yes
Other Area Features: Yes

Interior Features

Built-in Cabinets: Yes
Drapes/Blinds Incl: Yes
Granite Counter Top: Yes
Smoke Alarms: Yes

Windows/Doors

Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes

Construction

Hardi Board Siding: Yes
Modular: Yes

Land Size

Less Than 1/4 Acre: Yes

Furnished

Furnished: Yes
Negotiable: Yes

Terms

Cash: Yes
Conventional: Yes
FHA: Yes
No Seller Finance: Yes
VA: Yes

Utilities

FKAA: Yes
Municipal Sewer: Yes

Porch/Balcony

Deck: Yes
Open Porch/Balcony: Yes

Title

Negotiable: Yes

Exterior Features

Sandy Beach: Yes
Storage: Yes

Roof

Shingle Roof: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Bay Front; Open Water Waterview: Bay/Gulf View; Open Water View Dockage: None Vehicle Storage: Carport; Covered Parking; Off Street Parking Furnished: Furnished; Negotiable Heating: Central Utilities: FKAA; Municipal Sewer Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Granite Counter Top; Smoke Alarms Appliances: Dishwasher; Disposal; Dryer; Freezer; Ice Machine; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Water Purification Exterior Features: Sandy Beach; Storage Construction: Hardi Board Siding; Modular Floor: Tile Roof: Shingle Roof Pets: Pets Allowed Neighborhood Feature: Community Boat Ramp; Tennis Courts; Other Area Features Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA; No Seller Finance; VA Title: Negotiable

Listing Office: Coastal Collection Real Estate Inc.

Last Updated: October - 17 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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