20 Center Lane, Key Largo, FL 33037

New Listing

$2,785,000

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Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,018 Lot Size (sq. ft.): 5,775 Status: Active

Current Price: $2,785,000 List Date: 10/20/2026 Last Modified: 10/20/2026

Overview

Description

Experience waterfront luxury in Key Largo's Stillwater enclave. This turnkey smart home offers 4 bedrooms, 3 full baths and 1 half bath, complemented by a heated in-ground pool and elevator. Built in 2015 and reimagined in 2021, the residence embodies sophisticated island living. A 55-ft finished dock with direct Blackwater Sound access, an 18,000 lb boat lift and 2 jet ski docks creates an exceptional setting for boating. The paved ground level invites entertaining with a half bath, DC motor fans, ice maker and built-in sound system. Soaring ceilings, floor-to-ceiling impact sliding doors, tinted windows and motorized canal-facing shades enhance the main living level. The open gourmet kitchen features quartzite/marble countertops, stainless steel appliances, designer lighting and a dry bar with wine cooler. A 2nd-floor primary suite, 2 additional bedrooms, 2 full baths and washer/dryer provide comfort and convenience. Occupying the entire 3rd floor, a second primary suite offers a spa ... (Read more)

Listing Details MLS# 621707

Location, Tax & Legal

Street #: 20
Street Name: Center
Street Suffix: Lane
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Stillwright Pt (105.5)
Area: 27 - Key Largo MM 97-107
City: KEY LARGO
Mile Marker: 105.5
Marathon Neighborhood: N/A
Side: Bay/Gulf
Flood Zone: AE
Alternate Key #: 1634409
Parcel #: 00515140000000
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: Bk 4 Lt 10 Stillwright Point Plat No 2 Key Largo Pb4-154 Or710-528 Or725-789 Or773-483 Or821-1120 Or2573-1590 Or2573-159
Taxes: 17968.07
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Florida Keys

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 5
Pool: Yes
Year Built: 2015
Lot SqFt: 5775
Acres: 0.13
Living Apx SqFt: 3018
SqFt Source: Tax Records
Total Bedrooms: 4
Full Baths: 3
Half Baths: Yes
Total Baths: 4
Rentals Allowed: With Restrictions

Association Info

Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0

Building Style

Above Flood: Unknown
Stories: 2 Stories

More Information

Vehicle Storage

Car(s): 2
Carport: Yes
Covered Parking: Yes
Off Street Parking: Yes

Remarks & Misc

Remarks – Consumer: Experience waterfront luxury in Key Largo's Stillwater enclave. This turnkey smart home offers 4 bedrooms, 3 full baths and 1 half bath, complemented by a heated in-ground pool and elevator. Built in 2015 and reimagined in 2021, the residence embodies sophisticated island living. A 55-ft finished dock with direct Blackwater Sound access, an 18,000 lb boat lift and 2 jet ski docks creates an exceptional setting for boating. The paved ground level invites entertaining with a half bath, DC motor fans, ice maker and built-in sound system. Soaring ceilings, floor-to-ceiling impact sliding doors, tinted windows and motorized canal-facing shades enhance the main living level. The open gourmet kitchen features quartzite/marble countertops, stainless steel appliances, designer lighting and a dry bar with wine cooler. A 2nd-floor primary suite, 2 additional bedrooms, 2 full baths and washer/dryer provide comfort and convenience. Occupying the entire 3rd floor, a second primary suite offers a spa-inspired bath, oversized walk-in closet and a private retreat. Expansive balconies on each living floor frame waterfront views, while a rooftop deck sets the scene for sunset dining. Additional features include 2-zone A/C and exterior insect-defense blue lights. Current insurance is $7,000 annually. Located at MM 105, approximately one hour from Miami. Available fully furnished.
Directions: Google Maps

Fee Includes

None: Yes

Dockage

Boat Lift: Yes

Tax Exemptions

None: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Pets

Pets Allowed: Yes

Cooling

Central Air: Yes

Heating

Central: Yes
Electric: Yes

Waterfront

Canal Front: Yes
Oceanfront: Yes

Waterview

Bay/Gulf View: Yes

Floor

Marble: Yes
Tile: Yes

Interior Features

Built-in Cabinets: Yes
Elevator: Yes
Granite Counter Top: Yes
Quartz Countertops: Yes
Split Bedroom: Yes
Walk-in Closet(s): Yes

Windows/Doors

Impact Rstnce Doors: Yes

Construction

CBS: Yes

Land Size

Less Than 1/4 Acre: Yes

Furnished

Furnished: Yes

Utilities

Cable Available: Yes
FKAA: Yes

Porch/Balcony

Deck: Yes
Open Porch/Balcony: Yes

Exterior Features

Fencing: Yes
Lighting: Yes

Pool Info

In Ground: Yes

Roof

Concrete Roof: Yes

Accessibility Feat

Accessible Elevator Installed: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front; Oceanfront Waterview: Bay/Gulf View Dockage: Boat Lift Vehicle Storage: Carport; Covered Parking; Off Street Parking Furnished: Furnished Cooling: Central Air Heating: Central; Electric Utilities: Cable Available; FKAA Interior Features: Built-in Cabinets; Elevator; Granite Counter Top; Quartz Countertops; Split Bedroom; Walk-in Closet(s) Appliances: Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer Exterior Features: Fencing; Lighting Accessibility Feat: Accessible Elevator Installed Pool Info: In Ground Construction: CBS Floor: Marble; Tile Roof: Concrete Roof Pets: Pets Allowed Land Size: Less Than 1/4 Acre

Room Information

Room Name	Level
Bedroom 1	Main
Bedroom 2	Second
Bedroom 3
Bedroom 4
Full Bathroom

Listing Office: Keller Williams Capital Realty - Coral Gables

Last Updated: October - 20 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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