20 Palm Drive, Key Largo, FL 33037 (MLS# 621322)

20 Palm Drive, Key Largo, FL 33037

New Listing

$650,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,136 Lot Size (sq. ft.): 6,300 Status: Active

Current Price: $650,000 List Date: 9/17/2026 Last Modified: 9/17/2026

Overview

Description

COMPLETELY RENOVATED FROM TOP TO BOTTOM! Experience the ultimate turnkey Florida Keys lifestyle in this stunning 3 bed / 2 bath home tucked away in a peaceful Key Largo neighborhood. Built with durable CBS construction and topped with a 2023 metal roof, this property was flawlessly updated in 2026--including a brand-new A/C system--offering dependable comfort and modern luxury. Step inside to discover gorgeous new porcelain tile floors and brand-new blinds throughout. The stunning, fully redesigned kitchen boasts elegant quartz countertops and sleek stainless steel appliances. Both bathrooms have been completely modernized with beautiful, high-end finishes. The home's versatile layout includes a highly desirable 1 bed / 1 bath lockout suite! This bedroom features its own private exterior entrance and a convenient kitchenette, creating the perfect space for visitors, extended family, or flexible use with added privacy and independence. Outdoor living has been completely reimag ... (Read more)

Listing Details MLS# 621322

Location, Tax & Legal

Street #: 20
Street Name: Palm
Street Suffix: Drive
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Gulfstream Shores (KL) (905.0)
Area: 28 - Key Largo N of MM 107 Incl Ocean Reef
City: KEY LARGO
Mile Marker: 905
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE
Alternate Key #: 1692841
Parcel #: 00565750-000000
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: BK 6 LOT 12 LESS ELY 12 FEET GULFSTREAM SHORES PB3-61 KEY LARGO OR410-23 OR852-2464 OR902-1255 OR906-596 OR932-1159 OR11
Taxes: 4040.31
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Florida Keys
As is Rght to Inspct: Yes

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: No
Pool: No
Year Built: 1959
Lot SqFt: 6300
Lot Sqft Source: Property Data Card
Acres: 0.15
Living Apx SqFt: 1136
SqFt Source: Property Data Card
Total Bedrooms: 3
Full Baths: 2
Total Baths: 2
Rentals Allowed: Yes
Min Rental Days: 28
Control Depth: 0
Total Units: 0

Association Info

Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: Yes
1st Right of Refusal: No
Association Fee $: 160
Assoc/Mnt Fee Per: Yearly

Building Style

Above Flood: Yes
Stories: 1 Story
Ground Level: Yes

More Information

Specialty Rooms

Guest/Servant Qtrs: Legal

Remarks & Misc

Remarks – Consumer: COMPLETELY RENOVATED FROM TOP TO BOTTOM! Experience the ultimate turnkey Florida Keys lifestyle in this stunning 3 bed / 2 bath home tucked away in a peaceful Key Largo neighborhood. Built with durable CBS construction and topped with a 2023 metal roof, this property was flawlessly updated in 2026--including a brand-new A/C system--offering dependable comfort and modern luxury. Step inside to discover gorgeous new porcelain tile floors and brand-new blinds throughout. The stunning, fully redesigned kitchen boasts elegant quartz countertops and sleek stainless steel appliances. Both bathrooms have been completely modernized with beautiful, high-end finishes. The home's versatile layout includes a highly desirable 1 bed / 1 bath lockout suite! This bedroom features its own private exterior entrance and a convenient kitchenette, creating the perfect space for visitors, extended family, or flexible use with added privacy and independence. Outdoor living has been completely reimagined! Entertain effortlessly in the freshly renovated screened-in porch, or relax in the backyard under the brand-new insulated aluminum patio cover. The exterior also features fresh paint, new lighting, new soffits, and a brand-new gate entrance for enhanced privacy and curb appeal. Residents enjoy access to a highly desirable voluntary oceanfront homeowners park featuring a chickee hut, dock, and a boat ramp. The boat ramp is currently undergoing permitted renovations, and the assessment has already been completely paid in full by the seller! Perfectly situated for convenience, you get the quiet Keys lifestyle while remaining close to everyday essentials. You are just one hour from Miami and MIA Airport, 3 miles to Aldi, 4 miles to Key Largo School, and 9 miles to Ocean Reef. Don't miss this rare opportunity to own a flawless, move-in ready home in the Florida Keys!
Directions: Head North on US 1 to C-905. Go approx. 1.1 miles and make right on Palm Dr; The house is on the right with a sign. Private Homeowners park at end of street and around corner!

Fee Includes

Other: Yes

Dockage

Boat Ramp: Yes
Other Dockage: Yes

Tax Exemptions

None: Yes

Appliances

Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes

Pets

Pets Allowed: Yes

Cooling

Ceiling Fans(s): Yes
Central Air: Yes

Heating

Central: Yes
Electric: Yes

Waterfront

None: Yes

Waterview

No Waterview: Yes

Floor

Tile: Yes

Neighborhood Feature

Community Boat Ramp: Yes
Other Area Features: Yes

Interior Features

Drapes/Blinds Incl: Yes
Quartz Countertops: Yes

Property Condition

Updated/Remodeled: Yes

Windows/Doors

Single Hung Windows: Yes

Vehicle Storage

Guest Parking: Yes
Open Parking: Yes
Off Street Parking: Yes

Construction

CBS: Yes

Land Size

Less Than 1/4 Acre: Yes

Furnished

Negotiable: Yes

Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Utilities

Buyer to Verify: Yes
Cable Available: Yes
FKAA: Yes
Municipal Sewer: Yes

Porch/Balcony

Screened Patio: Yes

Title

Title Ins - Buyer: Yes

Exterior Features

Fencing: Yes
Shed: Yes

Roof

Metal Roof: Yes

Property Features

Fee Includes: Other Tax Exemptions: None Waterfront: None Waterview: No Waterview Dockage: Boat Ramp; Other Dockage Property Condition: Updated/Remodeled Building Style: Ground Level Vehicle Storage: Guest Parking; Off Street Parking; Open Parking Furnished: Negotiable Cooling: Ceiling Fans(s); Central Air Heating: Central; Electric Utilities: Buyer to Verify; Cable Available; FKAA; Municipal Sewer Interior Features: Drapes/Blinds Incl; Quartz Countertops Appliances: Dryer; Microwave; Range; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Fencing; Shed Construction: CBS Floor: Tile Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Community Boat Ramp; Other Area Features Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA; VA Title: Title Ins - Buyer

Documents

Facts, Features & Insurance Costs ›

Listing Office: RE/MAX All Keys Real Estate

Last Updated: September - 17 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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