20838 W 5th Avenue, Cudjoe Key, FL 33042

$1,300,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,944 Lot Size (sq. ft.): 11,000 Status: Closed

Current Price: $1,300,000 List Date: 10/29/2025 Last Modified: 6/08/2026

Overview

Description

Discover the ultimate boating lifestyle in the Florida Keys with this beautiful Deep Draft Canal Front Pool Home in the exclusive waterfront enclave of Cudjoe Gardens. Set on an expansive 11,000 sq ft lot with 100 feet of waterfront, this ground-level, above-flood concrete ranch home offers seamless access to the Pool and water. Inside, enjoy nearly 2,000 square feet of living space with 3 Bedrooms and 2 Bathrooms, soaring pine ceilings, and a sun-filled Florida room overlooking the canal. The layout is open and bright, perfect for entertaining or quiet relaxation. Step outside to your private 60' dock with a 10,000 lb boat lift, nestled on a crystal-clear 50' wide deep-draft canal — ideal for serious boaters. After a day on the water, unwind in the expansive screened-in pool area, perfect for enjoying the Keys' tropical lifestyle year-round. Cudjoe Gardens is a true gem — a concrete home community where most properties are built above flood and have no stairs to climb. The neighb ... (Read more)

Listing Details MLS# 617081

Location, Tax & Legal

Street #: 20838
Direction: W
Street Name: 5th
Street Suffix: Avenue
Key/Island: Cudjoe Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Cudjoe Gardens (21.0)
Area: 07 - Cudjoe Key
City: Cudjoe
Off Shore Island: No
Mile Marker: 21
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE
Alternate Key #: 1225495
Parcel #: 00174634-007400
Zoning: IS - Improved Subivision District
Deed Restrictions: Yes
Legal: BK 20 W 70FT LT 11 AND E 40FT LT 12 CUDJOE GARDENS FIFTH & SEVENTH ADDN'S PB6-88 CUDJOE KEY
Taxes: 5122.73
Tax Year: 2024
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Key West Association
As is Rght to Inspct: Yes
Species List: Yes

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 4
Pool: Yes
Year Built: 1987
Lot SqFt: 11000
Lot Sqft Source: Property Data Card
Acres: 0.25
Living Apx SqFt: 1944
SqFt Source: Seller
Total Bedrooms: 3
Full Baths: 2
Total Baths: 2
Rentals Allowed: With Restrictions
Min Rental Days: 28
Total Units: 0

Status Change Info

Under Contract Date: 2026-05-04
Sold Date: 2026-06-05

Association Info

Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: Yes
1st Right of Refusal: No
Association Fee $: 0

Dockage

Dock Length: 61
Dock: Composite
Boat Lift: Yes

More Information

Building Style

Above Flood: Yes
Stories: 1 Story
Ground Level: Yes

Vehicle Storage

Car(s): Yes
Garage: Yes
Off Street Parking: Yes

Remarks & Misc

Remarks – Consumer: Discover the ultimate boating lifestyle in the Florida Keys with this beautiful Deep Draft Canal Front Pool Home in the exclusive waterfront enclave of Cudjoe Gardens. Set on an expansive 11,000 sq ft lot with 100 feet of waterfront, this ground-level, above-flood concrete ranch home offers seamless access to the Pool and water. Inside, enjoy nearly 2,000 square feet of living space with 3 Bedrooms and 2 Bathrooms, soaring pine ceilings, and a sun-filled Florida room overlooking the canal. The layout is open and bright, perfect for entertaining or quiet relaxation. Step outside to your private 60' dock with a 10,000 lb boat lift, nestled on a crystal-clear 50' wide deep-draft canal — ideal for serious boaters. After a day on the water, unwind in the expansive screened-in pool area, perfect for enjoying the Keys' tropical lifestyle year-round. Cudjoe Gardens is a true gem — a concrete home community where most properties are built above flood and have no stairs to climb. The neighborhood Cudjoe Gardens Marina offers fuel, a boat ramp, bait, and refreshments, and is adjacent to the waterfront Bent Prop restaurant, all just a short walk away. This is more than a home — it's a launchpad for your next great adventure.
Directions: From the Overseas Highway, turn Oceanside onto Drost Rd., and turn right onto 5th Ave. W.

Fee Includes

None: Yes

Tax Exemptions

Homestead: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Pets

Pets Allowed: Yes

Cooling

Ceiling Fans(s): Yes
Central Air: Yes

Waterfront

Canal Front: Yes

Waterview

Canal View: Yes

Floor

Tile: Yes

Neighborhood Feature

Bike Paths: Yes
Other Area Features: Yes

Interior Features

Split Bedroom: Yes
Walk-in Closet(s): Yes

Specialty Rooms

Laundry Room: Yes
Sun/Florida Room: Yes

Construction

CBS: Yes

Land Size

Less Than 1/4 Acre: Yes

Furnished

Negotiable: Yes

Terms

Cash: Yes
Conventional: Yes

Utilities

Buyer to Verify: Yes
Cable Available: Yes
FKAA: Yes
Municipal Sewer: Yes

Porch/Balcony

Screened Patio: Yes

Title

Negotiable: Yes

Exterior Features

Lanai: Yes

Pool Info

In Ground: Yes
Concrete: Yes
Decked: Yes
Screened In: Yes

Roof

Shingle Roof: Yes

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Canal Front Waterview: Canal View Dockage: Boat Lift Building Style: Ground Level Vehicle Storage: Garage; Off Street Parking Furnished: Negotiable Cooling: Ceiling Fans(s); Central Air Utilities: Buyer to Verify; Cable Available; FKAA; Municipal Sewer Interior Features: Split Bedroom; Walk-in Closet(s) Specialty Rooms: Laundry Room; Sun/Florida Room Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Lanai Pool Info: In Ground; Concrete; Decked; Screened In Construction: CBS Floor: Tile Roof: Shingle Roof Pets: Pets Allowed Neighborhood Feature: Bike Paths; Other Area Features Land Size: Less Than 1/4 Acre Terms: Cash; Conventional Title: Negotiable

Listing Office: Coldwell Banker Schmitt Real Estate Co

Last Updated: June - 08 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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