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  • 20868 W 5th Avenue, Cudjoe Key, FL 33042 (MLS# 619465)

20868 W 5th Avenue, Cudjoe Key, FL 33042

$1,150,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,344 Lot Size (sq. ft.): 8,000 Status: Active
Current Price: $1,150,000 List Date: 4/13/2026 Last Modified: 7/22/2026

Overview

Description

Welcome to your cozy coastal retreat in Cudjoe Gardens in the beautiful Florida Keys! This well maintained 2bedroom, 2bath CBS home offers 1,344 sq ft of comfortable island living with thoughtful upgrades throughout. Step inside to find custom cabinetry, adding both style and functionality to the home's inviting interior. Outside is where this property truly shines, featuring a private, small man made sandy beach, concrete seawall, and boat lift, making it a boater's dream with easy access to open water. Relax and entertain in true Keys fashion with a spacious patio, tiki hut, and outdoor shower Perfect after a day on the water. The garage provides added storage and convenience, while the cozy layout makes this home ideal as a full time residence, vacation getaway, or investment property. Located just minutes from Cudjoe Gardens Marina, local dining favorites, and world-class fishing and diving, this home offers the perfect blend of tranquility and adventure. Experience laid back coast ...

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Listing Details MLS# 619465

Location, Tax & Legal

Street #
20868
Direction
W
Street Name
5th
Street Suffix
Avenue
Key/Island
Cudjoe Key
State/Province
FL
Zip Code
33042
County
Monroe
Subdivision
Cudjoe Gardens (21.0)
Area
07 - Cudjoe Key
City
Cudjoe
Mile Marker
21
Marathon Neighborhood
N/A
Side
Ocean
Alternate Key #
1225479
Parcel #
00174634007200
Zoning
IS - Improved Subivision District
Deed Restrictions
Yes
Legal
Bk 20 Lt 9 Cudjoe Gardens Fifth And Seventh Addns Cudjoe Key Pb6-88 Or507-522 Or639-436 Or639-437 Or864-906 Or1051-1138
Taxes
3999.26
Tax Year
2025
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Marathon/Lower Keys
As is Rght to Inspct
Yes
Potential Short Sale
No
Bank Owned
No
Species List
Yes

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
Yes
Control Depth
4
Pool
No
Year Built
1995
Total Units
Yes
Lot SqFt
8000
Acres
0.18
Living Apx SqFt
1344
SqFt Source
Property Data Card
Total Bedrooms
2
Full Baths
2
Total Baths
2
Rentals Allowed
With Restrictions
Min Rental Days
28

Association Info

Mandatory Home Owners Asc
No
1st Right of Refusal
No
Association Fee $
75

Dockage

Seawall
Concrete
Boat Lift
Yes

More Information

Building Style

Above Flood
Unknown
Ground Level
Yes

Financial Status

Bank Owned
No
Potential Short Sale
No

Remarks & Misc

Remarks – Consumer
Welcome to your cozy coastal retreat in Cudjoe Gardens in the beautiful Florida Keys! This well maintained 2bedroom, 2bath CBS home offers 1,344 sq ft of comfortable island living with thoughtful upgrades throughout. Step inside to find custom cabinetry, adding both style and functionality to the home's inviting interior. Outside is where this property truly shines, featuring a private, small man made sandy beach, concrete seawall, and boat lift, making it a boater's dream with easy access to open water. Relax and entertain in true Keys fashion with a spacious patio, tiki hut, and outdoor shower Perfect after a day on the water. The garage provides added storage and convenience, while the cozy layout makes this home ideal as a full time residence, vacation getaway, or investment property. Located just minutes from Cudjoe Gardens Marina, local dining favorites, and world-class fishing and diving, this home offers the perfect blend of tranquility and adventure. Experience laid back coastal living at its finest your Keys escape awaits!
Directions
Drost Drive, right on 5th Ave. house is on the left side.

Fee Includes

None
Yes

Tax Exemptions

Homestead
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Oven
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Pets

Pets Allowed
Yes

Cooling

Central Air
Yes

Waterfront

Canal Front
Yes

Waterview

Canal View
Yes

Floor

Tile
Yes
Vinyl
Yes

Neighborhood Feature

Other Area Features
Yes

Interior Features

Built-in Cabinets
Yes
Drapes/Blinds Incl
Yes
Granite Counter Top
Yes
Storage
Yes
Window Treatments
Yes

Specialty Rooms

Laundry Room
Yes
Workshop
Yes

Windows/Doors

Awning Windows
Yes
Sliding Glass Doors
Yes

Vehicle Storage

Garage
Yes
Guest Parking
Yes
Open Parking
Yes

Construction

CBS
Yes

Land Size

Less Than 1/4 Acre
Yes

Furnished

Unfurnished
Yes

Terms

Cash
Yes
Conventional
Yes
VA
Yes

Utilities

Buyer to Verify
Yes
FKAA
Yes

Porch/Balcony

No Porch/Balcony
Yes
Patio
Yes

Title

Negotiable
Yes

Exterior Features

Chickee Hut
Yes
Fencing
Yes
Outdoor Shower
Yes
Sandy Beach
Yes

Roof

Metal Roof
Yes

Shutters

Accordion
Yes

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Canal Front Waterview: Canal View Dockage: Boat Lift Building Style: Ground Level Vehicle Storage: Garage; Guest Parking; Open Parking Furnished: Unfurnished Cooling: Central Air Utilities: Buyer to Verify; FKAA Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Granite Counter Top; Storage; Window Treatments Specialty Rooms: Laundry Room; Workshop Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Chickee Hut; Fencing; Outdoor Shower; Sandy Beach Construction: CBS Shutters: Accordion Floor: Tile; Vinyl Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Other Area Features Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; VA Title: Negotiable
Listing Office: Coldwell Banker Schmitt RE Co.
Last Updated: July - 22 - 2026
Broker Attribution: brian@cbschmitt.com
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.
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