20868 W 5th Avenue, Cudjoe Key, FL 33042

New Listing

$1,250,000

Virtual Tour

https://idx.paradym.com/idx/20868-W-5th-Avenue-Cudjoe-FL-33042/4964727/

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,344 Lot Size (sq. ft.): 8,000 Status: Active

Current Price: $1,250,000 List Date: 4/13/2026 Last Modified: 4/14/2026

Description

Welcome to your cozy coastal retreat in Cudjoe Gardens in the beautiful Florida Keys! This well maintained 2bedroom, 2bath CBS home offers 1,344 sq ft of comfortable island living with thoughtful upgrades throughout. Step inside to find custom cabinetry, adding both style and functionality to the home's inviting interior. Outside is where this property truly shines, featuring a private, small man made sandy beach, concrete seawall, and boat lift, making it a boater's dream with easy access to open water. Relax and entertain in true Keys fashion with a spacious patio, tiki hut, and outdoor shower Perfect after a day on the water. The garage provides added storage and convenience, while the cozy layout makes this home ideal as a full time residence, vacation getaway, or investment property. Located just minutes from Cudjoe Gardens Marina, local dining favorites, and world-class fishing and diving, this home offers the perfect blend of tranquility and adventure. Experience laid back coastal living at its finest your Keys escape awaits!

More Information MLS# 619465

Contract Information

Listing Board: Marathon/Lower Keys As is Rght to Inspct: Yes Potential Short Sale: No Bank Owned: No Species List: Yes Current Price: $1,250,000 Listing Date: 2026-04-13 List Price: $1,250,000

Location, Tax & Legal

City: Cudjoe Mile Marker: 21 Marathon Neighborhood: N/A Side: Ocean Alternate Key #: 1225479 Parcel #: 00174634007200 Zoning: IS - Improved Subivision District Deed Restrictions: Yes Legal: Bk 20 Lt 9 Cudjoe Gardens Fifth And Seventh Addns Cudjoe Key Pb6-88 Or507-522 Or639-436 Or639-437 Or864-906 Or1051-1138 Taxes: 3999.26 Tax Year: 2025 Pub Sewer HkUp: Yes Street #: 20868 Direction: W Street Name: 5th Street Suffix: Avenue Key/Island: Cudjoe Key State/Province: FL Zip Code: 33042 County: Monroe Subdivision: Cudjoe Gardens (21.0) Area: 07 - Cudjoe Key

General Property Description

Realtor.COM Type: Residential - Single Family Waterfront: Yes Control Depth: 4 Lot Size: 80 X 100 Lot SqFt: 8000 Pool: No Total Units: 1 Acres: 0.18 SqFt Source: Property Data Card Rentals Allowed: With Restrictions Min Rental Days: 28 Style: Single Family Year Built: 1995 Living Apx SqFt: 1344 Total Bedrooms: 2 Full Baths: 2 Total Baths: 2

Remarks & Misc

Remarks – Consumer: Welcome to your cozy coastal retreat in Cudjoe Gardens in the beautiful Florida Keys! This well maintained 2bedroom, 2bath CBS home offers 1,344 sq ft of comfortable island living with thoughtful upgrades throughout. Step inside to find custom cabinetry, adding both style and functionality to the home's inviting interior. Outside is where this property truly shines, featuring a private, small man made sandy beach, concrete seawall, and boat lift, making it a boater's dream with easy access to open water. Relax and entertain in true Keys fashion with a spacious patio, tiki hut, and outdoor shower Perfect after a day on the water. The garage provides added storage and convenience, while the cozy layout makes this home ideal as a full time residence, vacation getaway, or investment property. Located just minutes from Cudjoe Gardens Marina, local dining favorites, and world-class fishing and diving, this home offers the perfect blend of tranquility and adventure. Experience laid back coastal living at its finest your Keys escape awaits! Directions: Drost Drive, right on 5th Ave. house is on the left side.

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No Association Fee $: 75

Fee Includes

None: 1

Dockage

Boat Lift: 1 Seawall: Concrete

Tax Exemptions

Homestead: 1

Appliances

Dishwasher: 1 Dryer: 1 Microwave: 1 Oven: 1 Range: 1 Refrigerator: 1 Washer: 1

Pets

Pets Allowed: 1

Cooling

Central Air: 1

Waterfront

Canal Front: 1

Waterview

Canal View: 1

Floor

Tile: 1 Vinyl: 1

Neighborhood Feature

Other Area Features: 1

Interior Features

Built-in Cabinets: 1 Drapes/Blinds Incl: 1 Granite Counter Top: 1 Storage: 1 Window Treatments: 1

Specialty Rooms

Laundry Room: 1 Workshop: 1

Building Style

Above Flood: Unknown Ground Level: 1

Windows/Doors

Awning Windows: 1 Sliding Glass Doors: 1

Vehicle Storage

Garage: 1 Guest Parking: 1 Open Parking: 1

Construction

CBS: 1

Land Size

Less Than 1/4 Acre: 1

Furnished

Unfurnished: 1

Terms

Cash: 1 Conventional: 1 VA: 1

Utilities

Buyer to Verify: 1 FKAA: 1

Porch/Balcony

No Porch/Balcony: 1 Patio: 1

Title

Negotiable: 1

Exterior Features

Chickee Hut: 1 Fencing: 1 Outdoor Shower: 1 Sandy Beach: 1

Roof

Metal Roof: 1

Financial Status

Bank Owned: No Potential Short Sale: No

Shutters

Accordion: 1

Status Change Info

Status: Active

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Canal Front Waterview: Canal View Dockage: Boat Lift Building Style: Ground Level Vehicle Storage: Garage; Guest Parking; Open Parking Furnished: Unfurnished Cooling: Central Air Utilities: Buyer to Verify; FKAA Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Granite Counter Top; Storage; Window Treatments Specialty Rooms: Laundry Room; Workshop Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Chickee Hut; Fencing; Outdoor Shower; Sandy Beach Construction: CBS Shutters: Accordion Floor: Tile; Vinyl Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Other Area Features Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; VA Title: Negotiable

Listing Office: Coldwell Banker Schmitt RE Co.

Last Updated: April - 14 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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