21470 Overseas Highway, Cudjoe Key, FL 33042

$6,290,000

Property Type: Commercial Sale Bedrooms: 13 Baths: 7 Lot Size (sq. ft.): 52,685 Status: Active

Current Price: $6,290,000 List Date: 2/18/2026 Last Modified: 2/19/2026

Description

Rare income-producing open-water compound on Cudjoe Key featuring 5 cottages plus a spacious main house. This gated, turnkey waterfront property offers direct open-water views, private dockage with ample boat space, on-site boat ramp, swimming pool, and lush tropical landscaping. Ideal for vacation rental income, corporate retreat, or private family compound. Each unit is well-appointed for guest comfort and positioned to maximize privacy. Excellent boating access to world-class fishing and diving. Strong investment opportunity in the Lower Keys with established income potential. Zoned Sub Urban Residential with one Buildable Sub Urban Commercial Lot, verify with the County. Included Parcel#'s Sub Urban Residential 00174920-000200, 00174920-000300, 00174920-000400, 00174920-000000, 00174920-000100, 00174920-000500. Sub Urban Commercial 00174920-000600. Owner is licensed Realtor The property is also listed with 9 additional units MLS #612522.

More Information MLS# 618705

Contract Information

Listing Board: Marathon/Lower Keys Limited Representation: No Potential Short Sale: No Bank Owned: No Current Price: $6,290,000 Listing Date: 2026-02-18 List Price: $6,290,000

Location, Tax & Legal

City: Cudjoe Off Shore Island: No Mile Marker: 21 Marathon Neighborhood: N/A Side: Ocean Flood Zone: VE,AE Alternate Key #: 9026370 Add'l Parcel #1: 00174920-000100 Parcel #: 00174920-000600 Add'l Parcel #2: 00174920-000200 Zoning: SR - Sub Urban Residential District Legal: See documents tab Taxes: 29313.6 Tax Year: 2025 Street #: 21470 Street Name: Overseas Street Suffix: Highway Key/Island: Cudjoe Key State/Province: FL Zip Code: 33042 Subdivision: Sacarma (21.0) County: Monroe Area: 07 - Cudjoe Key

General Property Description

Realtor.COM Type: Commercial Waterfront: Yes Control Depth: 2 Lot Size: 1.2 acres Lot SqFt: 52685 Business Name: Cudjoe Cottage Total Units: 6 Total # Buildings: 4 Building SqFt: 0 Style: Commercial Year Built: 1977 Total Bedrooms: 13 Full Baths: 7 Total Baths: 7

Remarks & Misc

Remarks – Consumer: Rare income-producing open-water compound on Cudjoe Key featuring 5 cottages plus a spacious main house. This gated, turnkey waterfront property offers direct open-water views, private dockage with ample boat space, on-site boat ramp, swimming pool, and lush tropical landscaping. Ideal for vacation rental income, corporate retreat, or private family compound. Each unit is well-appointed for guest comfort and positioned to maximize privacy. Excellent boating access to world-class fishing and diving. Strong investment opportunity in the Lower Keys with established income potential. Zoned Sub Urban Residential with one Buildable Sub Urban Commercial Lot, verify with the County. Included Parcel#'s Sub Urban Residential 00174920-000200, 00174920-000300, 00174920-000400, 00174920-000000, 00174920-000100, 00174920-000500. Sub Urban Commercial 00174920-000600. Owner is licensed Realtor The property is also listed with 9 additional units MLS #612522. Directions: LA must accompany, do not walk on property, do not disturb guests

Deed Restrictions

No: 1

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No

License Info

Other/See Remarks: 1

Type

Hotel/Motel: 1

Fee Includes

None: 1

Dockage

Dock: Concrete Boat Ramp: 1

Accounts & Meters

# Water Meters: 6 # Electric Meters: 6

Appliances

Dishwasher: 1 Range: 1 Refrigerator: 1

Property Info

# Boat Slips: 4 # Kitchens: 6 # Refrigerators: 6 # Range/Ovens: 6 2 Bed/Bath: 5 3 Bed/Bath: 1

Cooling

Central Air: 1

Heating

Central: 1

Waterfront

Bay Front: 1 Oceanfront: 1 Open Water: 1

Waterview

Ocean View: 1 Open Water View: 1

Floor

Combo: 1 Tile: 1 Vinyl: 1

Interior Features

Drapes/Blinds Incl: 1 Furnished: 1 Laundry Room: 1 Smoke Alarms: 1

Vehicle Storage

Car(s): 4+ Guest Parking: 1 Off Street Parking: 1 Trailer Storage: 1

Construction

Combo Construction: 1 Frame: 1

Land Size

1 Less Than 2 Acres: 1

Terms

Buyer Obtain Finance: 1

Utilities

FKAA: 1 Municipal Sewer: 1 Separate Meters: 1

Miscellaneous

Fencing: 1 High Traffc Location: 1 High Visibility: 1 Highway Frontage: 1 Open Water View: 1 Patio: 1 Pool: 1 Storage: 1

Roof

Metal Roof: 1

Financial Status

Bank Owned: No Potential Short Sale: No

Shutters

Panel: 1

Status Change Info

Status: Active

Property Features

Deed Restrictions: No License Info: Other/See Remarks Type: Hotel/Motel Waterfront: Bay Front; Oceanfront; Open Water Waterview: Ocean View; Open Water View Dockage: Boat Ramp Vehicle Storage: Guest Parking; Off Street Parking; Trailer Storage Cooling: Central Air Heating: Central Utilities: FKAA; Municipal Sewer; Separate Meters Interior Features: Drapes/Blinds Incl; Furnished; Laundry Room; Smoke Alarms Appliances: Dishwasher; Range; Refrigerator Miscellaneous: Fencing; High Traffc Location; High Visibility; Highway Frontage; Open Water View; Patio; Pool; Storage Construction: Combo Construction; Frame Shutters: Panel Floor: Combo; Tile; Vinyl Roof: Metal Roof Land Size: 1 Less Than 2 Acres Fee Includes: None Terms: Buyer Obtain Finance

Listing Office: Select Properties of NWFL

Last Updated: February - 19 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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