21966 Raffy Road, Cudjoe Key, FL 33042

New Listing

$9,999,000

Property Type: Residential Bedrooms: 6 Baths: 5 Square Footage: 3,622 Lot Size (sq. ft.): 223,027 Status: Active

Current Price: $9,999,000 List Date: 11/04/2026 Last Modified: 11/04/2026

Overview

Description

RARE WATERFRONT ESTATE WITH TWO RESIDENCES ON CUDJOE KEY! Discover Casa Aqua, an extraordinary Spanish Mediterranean estate nestled among acres of native hardwood hammock along the Atlantic Ocean. Offering exceptional privacy, breathtaking open water views, and spectacular sunsets, this secluded island retreat includes two residences totaling 3,622 sq. ft. of living space. The 3,024 sq. ft. main residence features 5 bedrooms, 3.5 baths, including a Primary Suite, second-floor Bedroom Suite, and Loft Bedroom Suite. A separate 598 sq. ft., 1-bedroom, 1-bath guest cottage offers a private retreat with stunning panoramic water views. Elevated bridge walkways connect the residences, creating a truly unique island setting. Outdoors, enjoy a heated saltwater pool and spa overlooking the ocean, surrounded by lush tropical landscaping and the natural beauty of the Florida Keys. Explore winding nature trails through native vegetation, launch a kayak from your own shoreline, or head out on the wa ... (Read more)

Listing Details MLS# 621938

Location, Tax & Legal

Street #: 21966
Street Name: Raffy
Street Suffix: Road
Key/Island: Cudjoe Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Sacarma (21.0)
Area: 07 - Cudjoe Key
City: Cudjoe
Off Shore Island: No
Mile Marker: 21
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE,VE,
Alternate Key #: 8698585
Add'l Parcel #1: 00115730-000000
Parcel #: 00175370-000100
Zoning: SRL - Sub Urban Residential District Limited
Deed Restrictions: Unknown
Legal: EAST 1/2 LYING SOUTH OF HIGHWAY PLAT OF SURVEY PB4-25 CUDJOE KEY
Taxes: 12542.06
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Key West Association
As is Rght to Inspct: Yes
Species List: Yes

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 3
Pool: Yes
Year Built: 2005
Lot SqFt: 223027
Lot Sqft Source: Property Data Card
Acres: 5.12
Living Apx SqFt: 3622
SqFt Source: Property Data Card
Total Bedrooms: 6
Full Baths: 4
Half Baths: Yes
Total Baths: 5
Rentals Allowed: Yes
Total Units: 0

Association Info

Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0

License Info

Transient Rntl Licns: Yes

More Information

Dockage

Dock: Other
Boat Slip: Yes

Building Style

Above Flood: Yes

Vehicle Storage

Car(s): 4+
Covered Parking: Yes
Garage: Yes
Guest Parking: Yes
Open Parking: Yes
RV Parking Open: Yes
Attached: Yes
Auto Door Opener: Yes
Off Street Parking: Yes
Trailer Storage: Yes

Pool Info

Heated: Yes
In Ground: Yes
Salt Water: Yes
Decked: Yes

Remarks & Misc

Remarks – Consumer: RARE WATERFRONT ESTATE WITH TWO RESIDENCES ON CUDJOE KEY! Discover Casa Aqua, an extraordinary Spanish Mediterranean estate nestled among acres of native hardwood hammock along the Atlantic Ocean. Offering exceptional privacy, breathtaking open water views, and spectacular sunsets, this secluded island retreat includes two residences totaling 3,622 sq. ft. of living space. The 3,024 sq. ft. main residence features 5 bedrooms, 3.5 baths, including a Primary Suite, second-floor Bedroom Suite, and Loft Bedroom Suite. A separate 598 sq. ft., 1-bedroom, 1-bath guest cottage offers a private retreat with stunning panoramic water views. Elevated bridge walkways connect the residences, creating a truly unique island setting. Outdoors, enjoy a heated saltwater pool and spa overlooking the ocean, surrounded by lush tropical landscaping and the natural beauty of the Florida Keys. Explore winding nature trails through native vegetation, launch a kayak from your own shoreline, or head out on the water from the private dock. Located along Cutthroat Harbor, with Looe Key Reef just offshore, this exceptional property offers incredible opportunities for boating, fishing, snorkeling, and exploring the surrounding waters. Whether envisioned as a private family compound, secluded coastal getaway, or investment opportunity, Casa Aqua presents a rare chance to own a truly distinctive piece of the Florida Keys paradise!
Directions: From either direction on US-1, turn oceanside onto Raffy Road in Cudjoe Key. The property is on the left, toward the end of the road.

Fee Includes

None: Yes

Tax Exemptions

None: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Freezer: Yes
Ice Machine: Yes
Microwave: Yes
Oven: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes
Wine Cooler: Yes

Pets

Pets Allowed: Yes

Cooling

Ceiling Fans(s): Yes
Central Air: Yes
Ductless: Yes

Waterfront

Oceanfront: Yes
Open Water: Yes

Waterview

Ocean View: Yes
Open Water View: Yes

Floor

Marble: Yes
Tile: Yes

Interior Features

Bar: Yes
Built-in Cabinets: Yes
Cathedral Ceilings: Yes
Drapes/Blinds Incl: Yes
Elevator: Yes
Entrance Foyer: Yes
Granite Counter Top: Yes
Pantry: Yes
Smoke Alarms: Yes
Split Bedroom: Yes
Storage: Yes
Walk-in Closet(s): Yes
Window Treatments: Yes

Specialty Rooms

Laundry Room: Yes
Loft: Yes

Windows/Doors

French Doors: Yes
Impact Rstnce Window: Yes

Construction

CBS: Yes
Concrete: Yes

Land Size

5 Less Than 10 Acres: Yes

Furnished

Negotiable: Yes

Terms

Cash: Yes
Conventional: Yes

Utilities

Buyer to Verify: Yes
Cistern: Yes
FKAA: Yes
Whole House Generatr: Yes

Porch/Balcony

Open Porch/Balcony: Yes
Patio: Yes

Title

Negotiable: Yes

Exterior Features

Detached Guest Qtrs: Yes
Fencing: Yes
Hot Tub: Yes
Privacy Wall/Fence: Yes
Rain Gutters: Yes
Sandy Beach: Yes
Shed: Yes

Roof

Tile Roof: Yes

Accessibility Feat

Wheelchair Ramp: Yes

Shutters

Roll Down Manual: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Oceanfront; Open Water Waterview: Ocean View; Open Water View Dockage: Boat Slip Vehicle Storage: Garage; Attached; Auto Door Opener; Covered Parking; Guest Parking; Off Street Parking; Open Parking; RV Parking Open; Trailer Storage Furnished: Negotiable Cooling: Ceiling Fans(s); Central Air; Ductless Utilities: Buyer to Verify; Cistern; FKAA; Whole House Generatr Interior Features: Bar; Built-in Cabinets; Cathedral Ceilings; Drapes/Blinds Incl; Elevator; Entrance Foyer; Granite Counter Top; Pantry; Smoke Alarms; Split Bedroom; Storage; Walk-in Closet(s); Window Treatments Specialty Rooms: Laundry Room; Loft Appliances: Dishwasher; Disposal; Dryer; Freezer; Ice Machine; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler Exterior Features: Detached Guest Qtrs; Fencing; Hot Tub; Privacy Wall/Fence; Rain Gutters; Sandy Beach; Shed Accessibility Feat: Wheelchair Ramp Pool Info: In Ground; Salt Water; Decked Construction: CBS; Concrete Shutters: Roll Down Manual Floor: Marble; Tile Roof: Tile Roof Pets: Pets Allowed Land Size: 5 Less Than 10 Acres Terms: Cash; Conventional Title: Negotiable

Listing Office: Coldwell Banker Schmitt Real Estate Co

Last Updated: November - 04 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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