27322 Saint Martin Lane, Ramrod Key, FL 33042

$985,000

Front View- Plenty of room to expand or add a pool!

Wide open floor plan with volume ceilings in beautiful wood.

Updated kitchen with custom cabinetry. Virtually staged stools.

This area also serves as main entry point. Virtually staged stools.

Updated kitchen with stainless steel appliances. Virtually staged stools.

Front view- Plenty of room for boat/rv storage

Property Type: Residential Bedrooms: 3 Baths: 1 Square Footage: 1,196 Lot Size (sq. ft.): 6,000 Status: Active

Current Price: $985,000 List Date: 10/15/2026 Last Modified: 10/15/2026

Overview

Description

Discover exceptional peace of mind in this meticulously maintained, upgraded & truly move-in-ready waterfront home! Thoughtfully improved with an emphasis on quality, efficiency & storm protection, this property offers island living without the immediate expense & hassle of major renovations. The wide-open floor plan showcases beautiful soaring wood ceilings, a stunning slate accent wall, custom solid wood doors & LifeProof plank flooring throughout. The updated kitchen features custom solid maple cabinetry with soft-close drawers, quartz countertops & new appliances, while the beautifully renovated bathroom boasts floor-to-ceiling porcelain tile with designer details. Freshly painted & exceptionally well cared for, this home features a new 3-ton, 18 SEER Daikin Fit HVAC system with all-new ductwork & 4 years of remaining warranty. The 2023 metal roof includes reinforced roof-to-wall attachments, secondary water resistance & high-density foam insulation. Impact windows & doors, supplem ... (Read more)

Listing Details MLS# 621638

Location, Tax & Legal

Street #: 27322
Street Name: Saint Martin
Street Suffix: Lane
Key/Island: Ramrod Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Breezeswept Bch Est (27.5)
Area: 09 - Ramrod Key
City: Ramrod
Mile Marker: 27
Marathon Neighborhood: N/A
Side: Median
Flood Zone: AE
Alternate Key #: 1266825
Parcel #: 00203510000000
Zoning: IS - Improved Subivision District
Deed Restrictions: No
Legal: Bk 8 Lt 15 Breezeswept Beach Estates Pb4-143 Ramrod Key Or518-874 Or637-630 Or819-2433 Or1030-2023 Or1686-769 Or2017-190
Taxes: 887.4
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Key West Association
As is Rght to Inspct: Yes
Species List: Yes

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 3
Pool: No
Year Built: 1974
Lot SqFt: 6000
Acres: 0.13
Living Apx SqFt: 1196
SqFt Source: Tax Records
Total Bedrooms: 3
Full Baths: Yes
Total Baths: Yes
Rentals Allowed: With Restrictions
Min Rental Days: 28

Association Info

Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0

Dockage

Dock Length: 51
Dock: Concrete
Boat Lift: Yes

More Information

Building Style

Above Flood: Unknown

Remarks & Misc

Remarks – Consumer: Discover exceptional peace of mind in this meticulously maintained, upgraded & truly move-in-ready waterfront home! Thoughtfully improved with an emphasis on quality, efficiency & storm protection, this property offers island living without the immediate expense & hassle of major renovations. The wide-open floor plan showcases beautiful soaring wood ceilings, a stunning slate accent wall, custom solid wood doors & LifeProof plank flooring throughout. The updated kitchen features custom solid maple cabinetry with soft-close drawers, quartz countertops & new appliances, while the beautifully renovated bathroom boasts floor-to-ceiling porcelain tile with designer details. Freshly painted & exceptionally well cared for, this home features a new 3-ton, 18 SEER Daikin Fit HVAC system with all-new ductwork & 4 years of remaining warranty. The 2023 metal roof includes reinforced roof-to-wall attachments, secondary water resistance & high-density foam insulation. Impact windows & doors, supplemented by additional shutters, provide multiple layers of storm protection. Boaters will appreciate 51' of dockage (35' concrete & 16' wood), a 10,000 lb boat lift installed in 2024 & quick access to Looe Key Reef, world-class fishing, diving, the backcountry, sandbars & waterfront dining. Enjoy beautiful sunsets & salt pond views from the rear deck, with no immediate neighbors directly in front or behind. Additional features include an outdoor shower, 50-amp RV/EV hookup & abundant parking for boats, RVs & trailers. The spacious property offers tremendous flexibility for future expansion, including room for a pool, additional living space or reconfiguration into a 2/2 or potentially 3/2 layout. The downstairs area also offers potential for FULL enclosure. Whether seeking a full-time residence or island getaway, this is an exceptional opportunity to own a beautifully maintained, extensively improved waterfront property that's ready to enjoy from day one! Windstorm-$3,894, HO-$650 +/-
Directions: West Indies to Saint Martin, Go R, House on L (second from end)

Fee Includes

None: Yes

Tax Exemptions

Disability: Yes
Homestead: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes

Pets

Pets Allowed: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Waterfront

Canal Front: Yes

Waterview

Canal View: Yes

Floor

Wood: Yes

Interior Features

Drapes/Blinds Incl: Yes
Quartz Countertops: Yes
Smoke Alarms: Yes
Storage: Yes

Specialty Rooms

Utility Room: Yes

Windows/Doors

Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes

Vehicle Storage

Carport: Yes
RV Parking Open: Yes
Attached: Yes
Off Street Parking: Yes
Trailer Storage: Yes

Construction

CBS: Yes
Concrete: Yes

Land Size

Less Than 1/4 Acre: Yes

Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Utilities

Cable Available: Yes
FKAA: Yes
Municipal Sewer: Yes

Porch/Balcony

Deck: Yes
Open Porch/Balcony: Yes
Patio: Yes

Title

Negotiable: Yes

Exterior Features

Fencing: Yes
Lanai: Yes
Outdoor Shower: Yes
Privacy Wall/Fence: Yes

Roof

Metal Roof: Yes

Shutters

Accordion: Yes
Panel: Yes

Property Features

Fee Includes: None Tax Exemptions: Disability; Homestead Waterfront: Canal Front Waterview: Canal View Dockage: Boat Lift Vehicle Storage: Carport; Attached; Off Street Parking; RV Parking Open; Trailer Storage Cooling: Central Air Heating: Central Utilities: Cable Available; FKAA; Municipal Sewer Interior Features: Drapes/Blinds Incl; Quartz Countertops; Smoke Alarms; Storage Specialty Rooms: Utility Room Appliances: Dishwasher; Dryer; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Fencing; Lanai; Outdoor Shower; Privacy Wall/Fence Construction: CBS; Concrete Shutters: Accordion; Panel Floor: Wood Roof: Metal Roof Pets: Pets Allowed Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA; VA Title: Negotiable

Listing Office: LoKation Real Estate

Last Updated: October - 15 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

Search powered by FBS Products