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  • 27369 Saint Vincent Lane, Ramrod Key, FL 33042 (MLS# 618712)

27369 Saint Vincent Lane, Ramrod Key, FL 33042

$849,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,592 Lot Size (sq. ft.): 6,000 Status: Active
Current Price: $849,000 List Date: 2/19/2026 Last Modified: 3/24/2026

Description

Easy to show on short notice, call listing agent. Rare opportunity to step into instant equity with this custom built home in the desirable Lower Keys boating community. Owner spared no expense hardening this waterfront home, hardie board siding (2015), impact windows & doors (2013), metal roof (2013). One of the higher elevated lots in the neighborhood. Major capital improvements already completed: Concrete seawall poured to the max allowable height w/full 50' dock plumbed/ready for water/electric connection (2019), 14,000 lb boat lift (2019), Class-A rated bahama/hurricane shutters, 2025 water heater- Infrastructure that would be costly & time consuming to replicate today. Tented every 10 years (2023). Inside, vaulted ceilings & an open floor plan make the nearly 1,600sqft living area feel large, open, & ideal for entertaining, featuring dedicated dining space, laundry room, + flex space that can convert to a 3rd/4th bedroom, additional bath. Enclosed storage downstairs & relaxed outdoor patio entertaining area. The home has seen only light seasonal use. Rare privacy with two vacant canal lots across the water & 150' lot next door, palms & shade trees create a calm island setting. No bridges to open water & just minutes to Looe Key Reef, world class fishing, Bahia Honda State Park, Picnic Island, waterfront dining, & local sandbars. This hardened waterfront home combines structural integrity, boating infrastructure, & true upside potential. Insurance Quotes: HO & Wind Combined $7,684, Assumable Flood $675 (primary), $1,118 (non-primary). 2020-Cobia 237 w/ 300HP Yamaha & trailer also for sale.

Open Houses

Saturday, March 28, 11:00 am - 1:30 pm

More Information MLS# 618712

Contract Information

Listing Board: Key West Association As is Rght to Inspct: Yes Potential Short Sale: No Bank Owned: No Current Price: $849,000 Listing Date: 2026-02-19 List Price: $849,000

Location, Tax & Legal

City: Ramrod Off Shore Island: No Mile Marker: 27 Marathon Neighborhood: N/A Side: Ocean Flood Zone: AE Alternate Key #: 1266213 Parcel #: 00202900000000 Zoning: IS - Improved Subivision District Deed Restrictions: Unknown Legal: Bk 6 Lt 14 Breezeswept Beach Estates Ramrod Key Pb4-143 Or247-186-187 Or493-873 Or773-722 Or909-585 Or1096-1197 Or1392-3 Taxes: 7043.27 Tax Year: 2025 Pub Sewer HkUp: Yes Street #: 27369 Street Name: Saint Vincent Street Suffix: Lane Key/Island: Ramrod Key State/Province: FL Zip Code: 33042 County: Monroe Subdivision: Breezeswept Bch Est (27.5) Area: 09 - Ramrod Key

General Property Description

Realtor.COM Type: Residential - Single Family Waterfront: Yes Control Depth: 4 Lot Size: 60 X 100 Lot SqFt: 6000 Pool: No Lot Sqft Source: Tax Records Acres: 0.13 SqFt Source: Tax Records Rentals Allowed: With Restrictions Min Rental Days: 28 Style: Single Family Year Built: 1989 Living Apx SqFt: 1592 Total Bedrooms: 2 Full Baths: 2 Total Baths: 2

Remarks & Misc

Remarks – Consumer: Easy to show on short notice, call listing agent. Rare opportunity to step into instant equity with this custom built home in the desirable Lower Keys boating community. Owner spared no expense hardening this waterfront home, hardie board siding (2015), impact windows & doors (2013), metal roof (2013). One of the higher elevated lots in the neighborhood. Major capital improvements already completed: Concrete seawall poured to the max allowable height w/full 50' dock plumbed/ready for water/electric connection (2019), 14,000 lb boat lift (2019), Class-A rated bahama/hurricane shutters, 2025 water heater- Infrastructure that would be costly & time consuming to replicate today. Tented every 10 years (2023). Inside, vaulted ceilings & an open floor plan make the nearly 1,600sqft living area feel large, open, & ideal for entertaining, featuring dedicated dining space, laundry room, + flex space that can convert to a 3rd/4th bedroom, additional bath. Enclosed storage downstairs & relaxed outdoor patio entertaining area. The home has seen only light seasonal use. Rare privacy with two vacant canal lots across the water & 150' lot next door, palms & shade trees create a calm island setting. No bridges to open water & just minutes to Looe Key Reef, world class fishing, Bahia Honda State Park, Picnic Island, waterfront dining, & local sandbars. This hardened waterfront home combines structural integrity, boating infrastructure, & true upside potential. Insurance Quotes: HO & Wind Combined $7,684, Assumable Flood $675 (primary), $1,118 (non-primary). 2020-Cobia 237 w/ 300HP Yamaha & trailer also for sale. Directions: West Indies around bend, then straight onto Saint Vincent, house on Right

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No Association Fee $: 0 Assoc/Mnt Fee Per: Yearly

Fee Includes

Other: 1

Dockage

Dock Length: 50 Dock: Concrete Boat Lift: 1 Dock Permit: Yes Seawall: Concrete

Tax Exemptions

None: 1

Appliances

Dishwasher: 1 Dryer: 1 Microwave: 1 Oven: 1 Range: 1 Refrigerator: 1 Washer: 1

Pets

Pets Allowed: 1

Cooling

Central Air: 1

Heating

Central: 1

Waterfront

Canal Front: 1

Waterview

Canal View: 1

Specialty Rooms

Other: 1

Building Style

Above Flood: Unknown

Windows/Doors

Impact Rstnce Doors: 1 Impact Rstnce Window: 1

Vehicle Storage

Carport: 1 Covered Parking: 1 RV Parking Open: 1 Attached: 1 Off Street Parking: 1 Trailer Storage: 1

Construction

Frame: 1

Land Size

Less Than 1/4 Acre: 1

Furnished

Furnished: 1

Terms

Cash: 1 Conventional: 1 FHA: 1 VA: 1

Utilities

Cable Available: 1 FKAA: 1 Municipal Sewer: 1

Title

Negotiable: 1

Exterior Features

Bar: 1 Lanai: 1

Roof

Metal Roof: 1

Financial Status

Auction: No Bank Owned: No Potential Short Sale: No Standard Sale: Yes

Shutters

Bahama: 1

Status Change Info

Status: Active

Property Features

Fee Includes: Other Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View Dockage: Boat Lift Vehicle Storage: Carport; Attached; Covered Parking; Off Street Parking; RV Parking Open; Trailer Storage Furnished: Furnished Cooling: Central Air Heating: Central Utilities: Cable Available; FKAA; Municipal Sewer Specialty Rooms: Other Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Bar; Lanai Construction: Frame Shutters: Bahama Roof: Metal Roof Pets: Pets Allowed Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA; VA Title: Negotiable
Listing Office: LoKation Real Estate
Last Updated: March - 24 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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