27398 Saint Vincent Lane, Ramrod Key, FL 33042

$995,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,008 Lot Size (sq. ft.): 12,000 Status: Active

Current Price: $995,000 List Date: 10/12/2026 Last Modified: 10/13/2026

Overview

Description

MOVE-IN-READY-FLORIDA KEYS WATERFRONT ON A 12,000 SF DOUBLE LOT FOR UNDER $1 MILLION! Meticulously maintained 2-bedroom, 2-bathroom home in desirable Breezeswept Beach Estates, featuring 60' of dockage, a 10,000 lb. boat lift, direct ocean/bay access & room for a pool! Situated on a 12,000 SF DOUBLE LOT (100' x 120'), currently held as one parcel, this property offers exceptional space & versatility. Move-in-ready home features 1,008 SF under air, 2,964 SF total, vaulted ceilings, open floor plan & an oversized screened outdoor living area overlooking tropical landscaping. Ideal for boating enthusiasts, the location provides convenient access to world-class fishing, diving, sandbars, open water, & dining. Improvements & storm protection features include a 2018 metal roof, Class A accordion shutters, energy-efficient windows & doors, painted cedar siding & generator hookup. Additional features include a downstairs storage enclosure, paved driveway, irrigation system, outdoor shower & st ... (Read more)

Listing Details MLS# 621603

Location, Tax & Legal

Street #: 27398
Street Name: Saint Vincent
Street Suffix: Lane
Key/Island: Ramrod Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Breezeswept Bch Est (27.5)
Area: 09 - Ramrod Key
City: Ramrod
Off Shore Island: No
Mile Marker: 27.5
Marathon Neighborhood: N/A
Senior Community YN: No
Side: Median
Alternate Key #: 1266370
Parcel #: 00203060000000
Zoning: IS - Improved Subivision District
Deed Restrictions: No
Legal: Bk 6 Lts 30 And 31 Breezeswept Beach Estates Ramrod Key Pb4-143 Or497-938 Or1048-1307 Or1048-1313 Or1078-1573 Or1136-212
Taxes: 4335.08
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Key West Association
As is Rght to Inspct: Yes
Species List: Yes

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 4
Pool: No
Year Built: 1990
Lot SqFt: 12000
Lot Sqft Source: Tax Records
Acres: 0.28
Living Apx SqFt: 1008
SqFt Source: Tax Records
Total Bedrooms: 2
Full Baths: 2
Total Baths: 2
Rentals Allowed: With Restrictions
Min Rental Days: 28

Association Info

Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0

Dockage

Dock Length: 60
Dock: Wood
Boat Lift: Yes

More Information

Building Style

Above Flood: Unknown
Stories: 2 Stories

Remarks & Misc

Remarks – Consumer: MOVE-IN-READY-FLORIDA KEYS WATERFRONT ON A 12,000 SF DOUBLE LOT FOR UNDER $1 MILLION! Meticulously maintained 2-bedroom, 2-bathroom home in desirable Breezeswept Beach Estates, featuring 60' of dockage, a 10,000 lb. boat lift, direct ocean/bay access & room for a pool! Situated on a 12,000 SF DOUBLE LOT (100' x 120'), currently held as one parcel, this property offers exceptional space & versatility. Move-in-ready home features 1,008 SF under air, 2,964 SF total, vaulted ceilings, open floor plan & an oversized screened outdoor living area overlooking tropical landscaping. Ideal for boating enthusiasts, the location provides convenient access to world-class fishing, diving, sandbars, open water, & dining. Improvements & storm protection features include a 2018 metal roof, Class A accordion shutters, energy-efficient windows & doors, painted cedar siding & generator hookup. Additional features include a downstairs storage enclosure, paved driveway, irrigation system, outdoor shower & storage shed. The expansive double lot provides room to expand the existing home, add a pool or explore subdividing the property & constructing an additional residence, subject to applicable approvals, ROGO allocation & permitting. Whether you're seeking a primary residence, seasonal retreat or waterfront investment, this property delivers a rare combination of boating access, land & future potential at an unbeatable price point! INSURANCE- Windstorm $4,498, Flood $999 (assumable), Homeowners $1,017
Directions: W. Indies to Saint Vincent, House on Left

Fee Includes

None: Yes

Tax Exemptions

Homestead: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes
Wine Cooler: Yes

Pets

Pets Allowed: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Waterfront

Canal Front: Yes

Waterview

Canal View: Yes

Floor

Wood: Yes

Interior Features

Drapes/Blinds Incl: Yes
Granite Counter Top: Yes
Smoke Alarms: Yes
Window Treatments: Yes

Property Condition

Updated/Remodeled: Yes

Specialty Rooms

Utility Room: Yes

Vehicle Storage

Carport: Yes
RV Parking Open: Yes
Off Street Parking: Yes
Trailer Storage: Yes

Construction

Frame: Yes

Land Size

1/4 - 1/2 Acre: Yes

Furnished

Furnished: Yes
Negotiable: Yes
Partially: Yes
Unfurnished: Yes

Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Utilities

Cable Available: Yes
FKAA: Yes
Municipal Sewer: Yes

Porch/Balcony

Deck: Yes
Open Porch/Balcony: Yes
Patio: Yes
Screened P/B: Yes
Screened Patio: Yes

Title

Negotiable: Yes

Exterior Features

Fencing: Yes
Outdoor Shower: Yes

Pre-Wired

Cable: Yes

Roof

Metal Roof: Yes

Shutters

Accordion: Yes

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Canal Front Waterview: Canal View Dockage: Boat Lift Property Condition: Updated/Remodeled Vehicle Storage: Carport; Off Street Parking; RV Parking Open; Trailer Storage Furnished: Furnished; Negotiable; Partially; Unfurnished Cooling: Central Air Heating: Central Utilities: Cable Available; FKAA; Municipal Sewer Interior Features: Drapes/Blinds Incl; Granite Counter Top; Smoke Alarms; Window Treatments Pre-Wired: Cable Specialty Rooms: Utility Room Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler Exterior Features: Fencing; Outdoor Shower Construction: Frame Shutters: Accordion Floor: Wood Roof: Metal Roof Pets: Pets Allowed Land Size: 1/4 - 1/2 Acre Terms: Cash; Conventional; FHA; VA Title: Negotiable

Listing Office: LoKation Real Estate

Last Updated: October - 13 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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