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  • 417 3Rd Street, Key Largo, FL 33037 (MLS# 620308)

417 3Rd Street, Key Largo, FL 33037

$1,050,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,635 Lot Size (sq. ft.): 6,000 Status: Contingent/Show
Current Price: $1,050,000 List Date: 6/22/2026 Last Modified: 6/22/2026

Description

Live the Key Largo dream from this beautifully maintained oceanside retreat in Largo Sound Village. Built in 2016, this 4-bedroom, 3-bath property offers more than 2,500 square feet of living space designed for relaxed Keys living. Solid poured-concrete walls, a metal roof, impact windows and doors, a spray-foam-insulated attic and an elevated Flood Zone X setting provide strength, efficiency and peace of mind. The upper residence features 3 bedrooms, 2 baths, 9-foot ceilings and an expansive open floor plan made for gathering. Abundant cabinetry, granite counters, stainless appliances, a coastal mosaic backsplash and an oversized island create an inviting kitchen at the heart of the home. French doors open to a 43-foot-wide covered balcony with plenty of room for outdoor dining, entertaining and evening cocktails. Downstairs, a well-appointed 1-bedroom, 1-bath guest apartment offers its own living and dining area, kitchenette/wet bar, refrigerator and covered porch, making it ideal for guests, extended family or income potential. A separate air-conditioned office provides a comfortable workspace. Parking is exceptional for the Keys, with an oversized 26-by-30-foot two-car garage offering room for vehicles, boating gear and storage, plus generous open parking with ample space for a boat or RV. A new central A/C installed in 2025, tankless water heater, buried propane tank, gas dryer and gas-range hookup add comfort and efficiency. The neighborhood boat ramp is just steps away, placing Largo Sound and the Atlantic within easy reach for fishing, diving, snorkeling and unforgettable days on the water. John Pennekamp Coral Reef State Park and the iconic Christ of the Abyss are nearby. Rentals are permitted with a 28-day minimum, creating potential for monthly or seasonal income. Ideal as a primary residence, second home or Keys investment, with furnishings available as an option.

More Information MLS# 620308

Contract Information

Listing Board: Marathon/Lower Keys As is Rght to Inspct: Yes Species List: No Current Price: $1,050,000 Listing Date: 2026-06-17 List Price: $1,050,000

Location, Tax & Legal

City: KEY LARGO Off Shore Island: No Mile Marker: 104 Marathon Neighborhood: N/A Senior Community YN: No Side: Median Flood Zone: 0.2 PCT ANNUAL CHANC Alternate Key #: 1581771 Handicap Access: No Parcel #: 00474660-000000 Zoning: IS - Improved Subivision District Deed Restrictions: Unknown Legal: BK 4 LT 20 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR324-141 OR1114-2037T/R OR1812-2415/16 OR1900-1085/87D/C-AFF OR1900-108 Taxes: 6504.55 Tax Year: 2025 Pub Sewer HkUp: Yes Street #: 417 Street Name: 3Rd Street Suffix: Street Key/Island: Key Largo State/Province: FL Zip Code: 33037 County: Monroe Subdivision: Largo Sound Vill (104.0) Area: 27 - Key Largo MM 97-107

General Property Description

Realtor.COM Type: Residential - Single Family Waterfront: No Control Depth: 0 Lot Size: 60 X 100 Lot SqFt: 6000 Pool: No Lot Sqft Source: Tax Records Total Units: 0 Acres: 0.14 SqFt Source: LA Measured Rentals Allowed: Yes Min Rental Days: 28 Style: Single Family Year Built: 2016 Living Apx SqFt: 2635 Total Bedrooms: 4 Full Baths: 3 Total Baths: 3

Remarks & Misc

Remarks – Consumer: Live the Key Largo dream from this beautifully maintained oceanside retreat in Largo Sound Village. Built in 2016, this 4-bedroom, 3-bath property offers more than 2,500 square feet of living space designed for relaxed Keys living. Solid poured-concrete walls, a metal roof, impact windows and doors, a spray-foam-insulated attic and an elevated Flood Zone X setting provide strength, efficiency and peace of mind. The upper residence features 3 bedrooms, 2 baths, 9-foot ceilings and an expansive open floor plan made for gathering. Abundant cabinetry, granite counters, stainless appliances, a coastal mosaic backsplash and an oversized island create an inviting kitchen at the heart of the home. French doors open to a 43-foot-wide covered balcony with plenty of room for outdoor dining, entertaining and evening cocktails. Downstairs, a well-appointed 1-bedroom, 1-bath guest apartment offers its own living and dining area, kitchenette/wet bar, refrigerator and covered porch, making it ideal for guests, extended family or income potential. A separate air-conditioned office provides a comfortable workspace. Parking is exceptional for the Keys, with an oversized 26-by-30-foot two-car garage offering room for vehicles, boating gear and storage, plus generous open parking with ample space for a boat or RV. A new central A/C installed in 2025, tankless water heater, buried propane tank, gas dryer and gas-range hookup add comfort and efficiency. The neighborhood boat ramp is just steps away, placing Largo Sound and the Atlantic within easy reach for fishing, diving, snorkeling and unforgettable days on the water. John Pennekamp Coral Reef State Park and the iconic Christ of the Abyss are nearby. Rentals are permitted with a 28-day minimum, creating potential for monthly or seasonal income. Ideal as a primary residence, second home or Keys investment, with furnishings available as an option. Directions: From the intersection of Card Sound Road and US-1, travel south on US-1/Overseas Highway approximately 2 miles to Mile Marker 104. Turn left toward the ocean onto Avenue B, then turn right onto 3rd St

Association Info

Mandatory Home Owners Asc: No Voluntary Home Owners Asc: Yes 1st Right of Refusal: No Assoc Approval Req: No Association Fee $: 150 Assoc/Mnt Fee Per: Yearly

Fee Includes

Common Area Mnt: 1

Dockage

Boat Ramp: 1

Tax Exemptions

None: 1

Appliances

Dishwasher: 1 Disposal: 1 Microwave: 1 Range: 1 Refrigerator: 1 Stainless Steel Appliance(s): 1

Pets

Pets Allowed: 1

Cooling

Ceiling Fans(s): 1 Central Air: 1 Ductless: 1

Heating

Central: 1 Zoned: 1

Waterfront

None: 1

Waterview

No Waterview: 1

Floor

Tile: 1

Neighborhood Feature

Community Boat Ramp: 1 Fire Hydrant: 1 Other Area Features: 1

Interior Features

Cathedral Ceilings: 1 Drapes/Blinds Incl: 1 Granite Counter Top: 1 Pantry: 1 Security System: 1 Smoke Alarms: 1 Storage: 1 Walk-in Closet(s): 1 Window Treatments: 1

Property Condition

Updated/Remodeled: 1

Specialty Rooms

Guest/Servant Qtrs: Legal Utility Room: 1

Building Style

Above Flood: Yes Stories: 2 Stories

Windows/Doors

Impact Rstnce Doors: 1 Impact Rstnce Window: 1 Sliding Glass Doors: 1

Vehicle Storage

Car(s): 2 Garage: 1 Guest Parking: 1 RV Parking Open: 1 Attached: 1 Auto Door Opener: 1 Off Street Parking: 1

Construction

CBS: 1 Concrete: 1 Stucco: 1

Land Size

Less Than 1/4 Acre: 1

Furnished

Negotiable: 1

Terms

Cash: 1 Conventional: 1 FHA: 1 VA: 1

Utilities

Cable Available: 1 FKAA: 1 Municipal Sewer: 1

Porch/Balcony

Open Porch/Balcony: 1 Patio: 1

Title

Negotiable: 1 Title Ins - Buyer: 1 Title Ins - Seller: 1

Exterior Features

Fencing: 1 Lanai: 1

Roof

Metal Roof: 1

Financial Status

Standard Sale: Yes

GF-Bldg Materials

Double Paned Windows: 1

GF-Interior Features

LED Lighting: 1 Low Flow Toilets: 1 Programmable Thermst: 1 Tankless Hot Wtr Htr: 1

Status Change Info

Contingent: Contingent/Show Status: Contingent/Show

Property Features

Fee Includes: Common Area Mnt Tax Exemptions: None Waterfront: None Waterview: No Waterview Dockage: Boat Ramp Property Condition: Updated/Remodeled Vehicle Storage: Garage; Attached; Auto Door Opener; Guest Parking; Off Street Parking; RV Parking Open Furnished: Negotiable Cooling: Ceiling Fans(s); Central Air; Ductless Heating: Central; Zoned Utilities: Cable Available; FKAA; Municipal Sewer Interior Features: Cathedral Ceilings; Drapes/Blinds Incl; Granite Counter Top; Pantry; Security System; Smoke Alarms; Storage; Walk-in Closet(s); Window Treatments Specialty Rooms: Utility Room Appliances: Dishwasher; Disposal; Microwave; Range; Refrigerator; Stainless Steel Appliance(s) Exterior Features: Fencing; Lanai Construction: CBS; Concrete; Stucco Floor: Tile Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Community Boat Ramp; Fire Hydrant; Other Area Features Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA; VA Title: Negotiable; Title Ins - Buyer; Title Ins - Seller GF-Bldg Materials: Double Paned Windows GF-Interior Features: LED Lighting; Low Flow Toilets; Programmable Thermst; Tankless Hot Wtr Htr

Room Information

Living Room Length: 19.70 Level: Second Length: 19.70 Width: 18.00 Width: 18.00 Dining Room Length: 19.80 Level: Second Length: 19.80 Width: 9.30 Width: 9.30 Kitchen Length: 19.80 Level: Second Length: 19.80 Width: 10.40 Width: 10.40 Bedroom 1 Length: 25.20 Level: Second Length: 25.20 Width: 12.80 Width: 12.80 Bedroom 2 Length: 11.90 Level: Second Length: 11.90 Width: 10.80 Width: 10.80 Bedroom 3 Length: 11.90 Level: Second Length: 11.90 Width: 10.00 Width: 10.00 Full Bathroom Length: 12.00 Level: Second Length: 12.00 Width: 10.30 Width: 10.30 Other Room Length: 10.30 Level: Second Length: 10.30 Width: 7.00 Width: 7.00 Remarks: Primary walk in Closet Other Room Length: 18.30 Level: Second Length: 18.30 Width: 3.10 Width: 3.10 Remarks: Hallway Other Room Length: 7.10 Level: Second Length: 7.10 Width: 3.40 Width: 3.40 Remarks: Entry Porch Other Room Length: 43.00 Level: Second Length: 43.00 Width: 8.00 Width: 8.00 Remarks: 2nd Floor Balcony Living Room Length: 16.60 Level: Main Length: 16.60 Width: 12.20 Width: 12.20 Remarks: Apartment/In-law Kitchen Length: 10.90 Level: Main Length: 10.90 Width: 12.20 Width: 12.20 Remarks: Wet bar/Kitchenette Bedroom 4 Length: 13.30 Level: Main Length: 13.30 Width: 12.20 Width: 12.20 Other Room Length: 12.20 Level: Main Length: 12.20 Width: 8.10 Width: 8.10 Remarks: Apartment/In-law Porch Other Room Length: 43.30 Level: Main Length: 43.30 Width: 28.10 Width: 28.10 Remarks: 2 Car Oversized Garage Other Room Length: 16.00 Level: Main Length: 16.00 Width: 14.00 Width: 14.00 Remarks: 1st Floor Covered Lanai Other Room Length: 13.00 Level: Main Length: 13.00 Width: 10.00 Width: 10.00 Remarks: Office (under air)
Listing Office: Home & Family Real Estate & Property Mgt
Last Updated: June - 22 - 2026
Broker Attribution: 386-690-6546

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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