• Home
  • 417 3Rd Street, Key Largo, FL 33037 (MLS# 620308)

417 3Rd Street, Key Largo, FL 33037

$990,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,635 Lot Size (sq. ft.): 6,000 Status: Closed
Current Price: $990,000 List Date: 6/22/2026 Last Modified: 7/20/2026

Overview

Description

Live the Key Largo dream from this beautifully maintained oceanside retreat in Largo Sound Village. Built in 2016, this 4-bedroom, 3-bath property offers more than 2,500 square feet of living space designed for relaxed Keys living. Solid poured-concrete walls, a metal roof, impact windows and doors, a spray-foam-insulated attic and an elevated Flood Zone X setting provide strength, efficiency and peace of mind. The upper residence features 3 bedrooms, 2 baths, 9-foot ceilings and an expansive open floor plan made for gathering. Abundant cabinetry, granite counters, stainless appliances, a coastal mosaic backsplash and an oversized island create an inviting kitchen at the heart of the home. French doors open to a 43-foot-wide covered balcony with plenty of room for outdoor dining, entertaining and evening cocktails. Downstairs, a well-appointed 1-bedroom, 1-bath guest apartment offers its own living and dining area, kitchenette/wet bar, refrigerator and covered porch, making it ideal fo ...

Listing Details MLS# 620308

Location, Tax & Legal

Street #
417
Street Name
3Rd
Street Suffix
Street
Key/Island
Key Largo
State/Province
FL
Zip Code
33037
County
Monroe
Subdivision
Largo Sound Vill (104.0)
Area
27 - Key Largo MM 97-107
City
KEY LARGO
Off Shore Island
No
Mile Marker
104
Marathon Neighborhood
N/A
Senior Community YN
No
Side
Median
Flood Zone
0.2 PCT ANNUAL CHANC
Alternate Key #
1581771
Handicap Access
No
Parcel #
00474660-000000
Zoning
IS - Improved Subivision District
Deed Restrictions
Unknown
Legal
BK 4 LT 20 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR324-141 OR1114-2037T/R OR1812-2415/16 OR1900-1085/87D/C-AFF OR1900-108
Taxes
6504.55
Tax Year
2025
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Marathon/Lower Keys
As is Rght to Inspct
Yes
Species List
No

General Property Description

Realtor.COM Type
Residential - Single Family
Style
Single Family
Waterfront
No
Pool
No
Year Built
2016
Lot SqFt
6000
Lot Sqft Source
Tax Records
Acres
0.14
Living Apx SqFt
2635
SqFt Source
LA Measured
Total Bedrooms
4
Full Baths
3
Total Baths
3
Rentals Allowed
Yes
Min Rental Days
28
Control Depth
0
Total Units
0

Status Change Info

Under Contract Date
2026-06-21
Sold Date
2026-07-20

Association Info

Mandatory Home Owners Asc
No
Voluntary Home Owners Asc
Yes
1st Right of Refusal
No
Assoc Approval Req
No
Association Fee $
150
Assoc/Mnt Fee Per
Yearly

Building Style

Above Flood
Yes
Stories
2 Stories

More Information

Vehicle Storage

Car(s)
2
Garage
Yes
Guest Parking
Yes
RV Parking Open
Yes
Attached
Yes
Auto Door Opener
Yes
Off Street Parking
Yes

Specialty Rooms

Guest/Servant Qtrs
Legal
Utility Room
Yes

Financial Status

Standard Sale
Yes

Remarks & Misc

Remarks – Consumer
Live the Key Largo dream from this beautifully maintained oceanside retreat in Largo Sound Village. Built in 2016, this 4-bedroom, 3-bath property offers more than 2,500 square feet of living space designed for relaxed Keys living. Solid poured-concrete walls, a metal roof, impact windows and doors, a spray-foam-insulated attic and an elevated Flood Zone X setting provide strength, efficiency and peace of mind. The upper residence features 3 bedrooms, 2 baths, 9-foot ceilings and an expansive open floor plan made for gathering. Abundant cabinetry, granite counters, stainless appliances, a coastal mosaic backsplash and an oversized island create an inviting kitchen at the heart of the home. French doors open to a 43-foot-wide covered balcony with plenty of room for outdoor dining, entertaining and evening cocktails. Downstairs, a well-appointed 1-bedroom, 1-bath guest apartment offers its own living and dining area, kitchenette/wet bar, refrigerator and covered porch, making it ideal for guests, extended family or income potential. A separate air-conditioned office provides a comfortable workspace. Parking is exceptional for the Keys, with an oversized 26-by-30-foot two-car garage offering room for vehicles, boating gear and storage, plus generous open parking with ample space for a boat or RV. A new central A/C installed in 2025, tankless water heater, buried propane tank, gas dryer and gas-range hookup add comfort and efficiency. The neighborhood boat ramp is just steps away, placing Largo Sound and the Atlantic within easy reach for fishing, diving, snorkeling and unforgettable days on the water. John Pennekamp Coral Reef State Park and the iconic Christ of the Abyss are nearby. Rentals are permitted with a 28-day minimum, creating potential for monthly or seasonal income. Ideal as a primary residence, second home or Keys investment, with furnishings available as an option.
Directions
From the intersection of Card Sound Road and US-1, travel south on US-1/Overseas Highway approximately 2 miles to Mile Marker 104. Turn left toward the ocean onto Avenue B, then turn right onto 3rd St

Fee Includes

Common Area Mnt
Yes

Dockage

Boat Ramp
Yes

Tax Exemptions

None
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Stainless Steel Appliance(s)
Yes

Pets

Pets Allowed
Yes

Cooling

Ceiling Fans(s)
Yes
Central Air
Yes
Ductless
Yes

Heating

Central
Yes
Zoned
Yes

Waterfront

None
Yes

Waterview

No Waterview
Yes

Floor

Tile
Yes

Neighborhood Feature

Community Boat Ramp
Yes
Fire Hydrant
Yes
Other Area Features
Yes

Interior Features

Cathedral Ceilings
Yes
Drapes/Blinds Incl
Yes
Granite Counter Top
Yes
Pantry
Yes
Security System
Yes
Smoke Alarms
Yes
Storage
Yes
Walk-in Closet(s)
Yes
Window Treatments
Yes

Property Condition

Updated/Remodeled
Yes

Windows/Doors

Impact Rstnce Doors
Yes
Impact Rstnce Window
Yes
Sliding Glass Doors
Yes

Construction

CBS
Yes
Concrete
Yes
Stucco
Yes

Land Size

Less Than 1/4 Acre
Yes

Furnished

Negotiable
Yes

Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Utilities

Cable Available
Yes
FKAA
Yes
Municipal Sewer
Yes

Porch/Balcony

Open Porch/Balcony
Yes
Patio
Yes

Title

Negotiable
Yes
Title Ins - Buyer
Yes
Title Ins - Seller
Yes

Exterior Features

Fencing
Yes
Lanai
Yes

Roof

Metal Roof
Yes

GF-Bldg Materials

Double Paned Windows
Yes

GF-Interior Features

LED Lighting
Yes
Low Flow Toilets
Yes
Programmable Thermst
Yes
Tankless Hot Wtr Htr
Yes

Property Features

Fee Includes: Common Area Mnt Tax Exemptions: None Waterfront: None Waterview: No Waterview Dockage: Boat Ramp Property Condition: Updated/Remodeled Vehicle Storage: Garage; Attached; Auto Door Opener; Guest Parking; Off Street Parking; RV Parking Open Furnished: Negotiable Cooling: Ceiling Fans(s); Central Air; Ductless Heating: Central; Zoned Utilities: Cable Available; FKAA; Municipal Sewer Interior Features: Cathedral Ceilings; Drapes/Blinds Incl; Granite Counter Top; Pantry; Security System; Smoke Alarms; Storage; Walk-in Closet(s); Window Treatments Specialty Rooms: Utility Room Appliances: Dishwasher; Disposal; Microwave; Range; Refrigerator; Stainless Steel Appliance(s) Exterior Features: Fencing; Lanai Construction: CBS; Concrete; Stucco Floor: Tile Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Community Boat Ramp; Fire Hydrant; Other Area Features Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA; VA Title: Negotiable; Title Ins - Buyer; Title Ins - Seller GF-Bldg Materials: Double Paned Windows GF-Interior Features: LED Lighting; Low Flow Toilets; Programmable Thermst; Tankless Hot Wtr Htr

Room Information

Room Name Length Level Width Remarks
Living Room 19.70 Second 18.00
Dining Room 19.80 Second 9.30
Kitchen 19.80 Second 10.40
Bedroom 1 25.20 Second 12.80
Bedroom 2 11.90 Second 10.80
Bedroom 3 11.90 Second 10.00
Full Bathroom 12.00 Second 10.30
Other Room 10.30 Second 7.00 Primary walk in Closet
Other Room 18.30 Second 3.10 Hallway
Other Room 7.10 Second 3.40 Entry Porch
Other Room 43.00 Second 8.00 2nd Floor Balcony
Living Room 16.60 Main 12.20 Apartment/In-law
Kitchen 10.90 Main 12.20 Wet bar/Kitchenette
Bedroom 4 13.30 Main 12.20
Other Room 12.20 Main 8.10 Apartment/In-law Porch
Other Room 43.30 Main 28.10 2 Car Oversized Garage
Other Room 16.00 Main 14.00 1st Floor Covered Lanai
Other Room 13.00 Main 10.00 Office (under air)
Listing Office: Home & Family Real Estate & Property Mgt
Last Updated: July - 20 - 2026
Broker Attribution: 386-690-6546

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

Let’s Connect

      Sign Up for Listing Alerts