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  • 417 Pirates Road, Little Torch Key, FL 33042 (MLS# 618340)

417 Pirates Road, Little Torch Key, FL 33042

$1,149,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,280 Lot Size (sq. ft.): 6,000 Status: Active
Current Price: $1,149,000 List Date: 1/27/2026 Last Modified: 4/07/2026

Description

Welcome to this beautifully updated canal-front home in the highly desirable Jolly Roger Estates on Little Torch Key! Offering 3 bedrooms, 2 baths, 1,170 sq ft of living space plus a 110 sq ft flex/office area, this meticulously maintained waterfront home features a desirable split floor plan with an open layout, remodeled kitchen with quartz countertops and LG ThinQ smart refrigerator and range, large pantry/storage closet, extra built-in cabinets, updated bathrooms with new vanities, fixtures and flooring, new light fixtures and ceiling fans, new luxury vinyl plank flooring throughout, office/flex space overlooking the canal, master suite w/ huge 9'x7' closet, guest room with built-in queen Murphy bed and storage, multiple washer/dryer hookups, and five individual mini-split A/C units for room-by-room comfort. Outdoor features include a metal roof (2018), 60' concrete seawall with 14,000 lb boat lift, deep and wide flow-through canals, no bridges to open water with an under five-minute idle zone out, large outdoor bar and kitchen with built-in KitchenAid grill, screened porch, outdoor shower, privacy-fenced yard, large storage area, oversized parking, 50 amp RV hookup, generator-ready setup, and plenty of room for a pool. Enjoy endless sunset views over the protected salt ponds with no front neighbors (ever!) and an east-facing backyard perfect for sunrise coffees and cooler afternoons! Ideal as a primary residence, vacation home, or investment. Can be sold turn-key less some personal items. Low-cost transferable flood insurance. Transferable termite warranty in place. AHS 1 Year Shield Plus Home Warranty offered. Owner is a licensed Florida Realtor®.

More Information MLS# 618340

Contract Information

Listing Board: Marathon/Lower Keys As is Rght to Inspct: Yes Species List: Yes Current Price: $1,149,000 Listing Date: 2026-01-27 List Price: $1,149,000

Location, Tax & Legal

City: Little Torch Mile Marker: 28.5 Marathon Neighborhood: N/A Side: Ocean Flood Zone: AE Alternate Key #: 1282481 Parcel #: 00215250-000000 Zoning: IS - Improved Subivision District Deed Restrictions: Unknown Legal: BK 1 LT 8 JOLLY ROGER ESTATES LITTLE TORCH KEY PB5-34 OR358-388 OR493-875 OR573-118 OR687-137 OR1501-1210 OR1544-1649/50 Taxes: 5070.66 Tax Year: 2025 Pub Sewer HkUp: Yes Street #: 417 Street Name: Pirates Street Suffix: Road Key/Island: Little Torch Key State/Province: FL Zip Code: 33042 County: Monroe Subdivision: Jolly Roger Estates (28.5) Area: 10 - Little, Middle, Big Torch Keys

General Property Description

Realtor.COM Type: Residential - Single Family Waterfront: Yes Control Depth: 3 Lot Size: 60 X 100 Lot SqFt: 6000 Pool: No Lot Sqft Source: Tax Records Total Units: 0 Acres: 0.14 SqFt Source: Seller Rentals Allowed: With Restrictions Min Rental Days: 28 Style: Single Family Year Built: 2001 Living Apx SqFt: 1280 Total Bedrooms: 3 Full Baths: 2 Total Baths: 2

Remarks & Misc

Remarks – Consumer: Welcome to this beautifully updated canal-front home in the highly desirable Jolly Roger Estates on Little Torch Key! Offering 3 bedrooms, 2 baths, 1,170 sq ft of living space plus a 110 sq ft flex/office area, this meticulously maintained waterfront home features a desirable split floor plan with an open layout, remodeled kitchen with quartz countertops and LG ThinQ smart refrigerator and range, large pantry/storage closet, extra built-in cabinets, updated bathrooms with new vanities, fixtures and flooring, new light fixtures and ceiling fans, new luxury vinyl plank flooring throughout, office/flex space overlooking the canal, master suite w/ huge 9'x7' closet, guest room with built-in queen Murphy bed and storage, multiple washer/dryer hookups, and five individual mini-split A/C units for room-by-room comfort. Outdoor features include a metal roof (2018), 60' concrete seawall with 14,000 lb boat lift, deep and wide flow-through canals, no bridges to open water with an under five-minute idle zone out, large outdoor bar and kitchen with built-in KitchenAid grill, screened porch, outdoor shower, privacy-fenced yard, large storage area, oversized parking, 50 amp RV hookup, generator-ready setup, and plenty of room for a pool. Enjoy endless sunset views over the protected salt ponds with no front neighbors (ever!) and an east-facing backyard perfect for sunrise coffees and cooler afternoons! Ideal as a primary residence, vacation home, or investment. Can be sold turn-key less some personal items. Low-cost transferable flood insurance. Transferable termite warranty in place. AHS 1 Year Shield Plus Home Warranty offered. Owner is a licensed Florida Realtor®. Directions: US 1 to Pirates Rd. on Little Torch Key.

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No Association Fee $: 40 Assoc/Mnt Fee Per: Yearly

Fee Includes

None: 1

Dockage

Dock Length: 60 Boat Lift: 1 Davits: 1 Seawall: Concrete

Tax Exemptions

Homestead: 1

Appliances

Dishwasher: 1 Dryer: 1 Freezer: 1 Ice Machine: 1 Microwave: 1 Oven: 1 Range: 1 Refrigerator: 1 Stainless Steel Appliance(s): 1 Washer: 1

Pets

Pets Allowed: 1

Cooling

Ductless: 1

Heating

Ductless: 1 Electric: 1 Zoned: 1

Waterfront

Canal Front: 1 Salt Ponds: 1

Waterview

Canal View: 1 Salt Ponds: 1

Floor

Vinyl: 1

Interior Features

Built-in Cabinets: 1 Drapes/Blinds Incl: 1 Pantry: 1 Quartz Countertops: 1 Smoke Alarms: 1 Split Bedroom: 1 Storage: 1 Walk-in Closet(s): 1 Whirlpool Bath Tub: 1

Property Condition

Updated/Remodeled: 1

Specialty Rooms

Laundry Room: 1 Sun/Florida Room: 1 Other: 1

Building Style

Above Flood: Yes

Windows/Doors

Impact Rstnce Window: 1 Single Hung Windows: 1

Vehicle Storage

Covered Parking: 1 Open Parking: 1 RV Parking Open: 1 Off Street Parking: 1 Trailer Storage: 1

Construction

Modular: 1

Land Size

Less Than 1/4 Acre: 1

Furnished

Negotiable: 1

Terms

Cash: 1 Conventional: 1 FHA: 1 VA: 1

Utilities

Buyer to Verify: 1 Elect Separate Meter: 1 FKAA: 1 Municipal Sewer: 1 Water Separate Meter: 1

Porch/Balcony

Deck: 1 Open Porch/Balcony: 1 Screened P/B: 1

Title

Title Ins - Buyer: 1

Exterior Features

Bar: 1 Built-in Grill: 1 Fencing: 1 Fruit Tree(s): 1 Lighting: 1 Outdoor Kitchen: 1 Outdoor Shower: 1 Privacy Wall/Fence: 1 Storage: 1

Roof

Metal Roof: 1

Financial Status

Standard Sale: Yes

Shutters

Accordion: 1

Status Change Info

Status: Active

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Canal Front; Salt Ponds Waterview: Canal View; Salt Ponds Dockage: Boat Lift; Davits Property Condition: Updated/Remodeled Vehicle Storage: Covered Parking; Off Street Parking; Open Parking; RV Parking Open; Trailer Storage Furnished: Negotiable Cooling: Ductless Heating: Ductless; Electric; Zoned Utilities: Buyer to Verify; Elect Separate Meter; FKAA; Municipal Sewer; Water Separate Meter Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Pantry; Quartz Countertops; Smoke Alarms; Split Bedroom; Storage; Walk-in Closet(s); Whirlpool Bath Tub Specialty Rooms: Laundry Room; Sun/Florida Room; Other Appliances: Dishwasher; Dryer; Freezer; Ice Machine; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Bar; Built-in Grill; Fencing; Fruit Tree(s); Lighting; Outdoor Kitchen; Outdoor Shower; Privacy Wall/Fence; Storage Construction: Modular Shutters: Accordion Floor: Vinyl Roof: Metal Roof Pets: Pets Allowed Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA; VA Title: Title Ins - Buyer
Listing Office: Lokation Real Estate
Last Updated: April - 07 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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