420 W Indies Drive, Ramrod Key, FL 33042

$850,000

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43-web-or-mls-420 W Indies Dr - High Exp

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,036 Lot Size (sq. ft.): 7,131 Status: Contingent/Show

Current Price: $850,000 List Date: 10/26/2026 Last Modified: 11/02/2026

Overview

Description

Beautifully renovated canal-front home on an oversized corner lot in the heart of Breezeswept Beach Estates on Ramrod Key, ideally located on one of only two flow-through canals in the neighborhood. This exceptional property offers a rare combination of quality construction, thoughtful upgrades, and excellent boating access The owners spared no expense in the renovation, which includes a standing-seam metal roof, impact doors and windows, and engineered wood flooring throughout. The open kitchen is both stylish and functional, featuring marble countertops, a large center island with electric and USB connections, a 5-burner propane stove, perfect for entertaining. All three bedrooms are comfortably sized, and both bathrooms have been beautifully remodeled with high-end finishes and bidet toilets. The elevated home provides a bright, airy interior and a comfortable retreat above the ground level. Downstairs, the outdoor living space is designed for relaxed Florida Keys living. A spaci ... (Read more)

Listing Details MLS# 617696

Location, Tax & Legal

Street #: 420
Direction: W
Street Name: Indies
Street Suffix: Drive
Key/Island: Ramrod Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Breezeswept Bch Est (27.5)
Area: 09 - Ramrod Key
City: Ramrod
Off Shore Island: No
Mile Marker: 27.5
Marathon Neighborhood: N/A
Side: Ocean
Alternate Key #: 1266680
Parcel #: 00203370-000000
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: BK 8 LT 1 BREEZESWEPT BEACH ESTATES RAMROD KEY PB4-143
Taxes: 4791.47
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Key West Association
As is Rght to Inspct: Yes
Species List: Yes

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 3
Pool: No
Year Built: 1985
Lot SqFt: 7131
Lot Sqft Source: Property Data Card
Acres: 0.16
Living Apx SqFt: 1036
SqFt Source: Property Data Card
Total Bedrooms: 3
Full Baths: 2
Total Baths: 2
Rentals Allowed: With Restrictions
Min Rental Days: 28
Total Units: 0

Status Change Info

Contingent: Contingent/Show

Association Info

Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: Yes
1st Right of Refusal: No
Association Fee $: 0

Dockage

Dock: Composite
Davits: Yes

More Information

Building Style

Above Flood: Yes
Stilt Column Height: Medium - 5Ft - 9Ft

Remarks & Misc

Remarks – Consumer: Beautifully renovated canal-front home on an oversized corner lot in the heart of Breezeswept Beach Estates on Ramrod Key, ideally located on one of only two flow-through canals in the neighborhood. This exceptional property offers a rare combination of quality construction, thoughtful upgrades, and excellent boating access The owners spared no expense in the renovation, which includes a standing-seam metal roof, impact doors and windows, and engineered wood flooring throughout. The open kitchen is both stylish and functional, featuring marble countertops, a large center island with electric and USB connections, a 5-burner propane stove, perfect for entertaining. All three bedrooms are comfortably sized, and both bathrooms have been beautifully remodeled with high-end finishes and bidet toilets. The elevated home provides a bright, airy interior and a comfortable retreat above the ground level. Downstairs, the outdoor living space is designed for relaxed Florida Keys living. A spacious covered lanai with bar and multiple seating areas creates an inviting place to gather, while the fully fenced 7,131 sq. ft. oversized corner lot offers privacy and room to enjoy the outdoors. Additional features include a gas fire pit, outdoor shower with hot water, lemon and lime trees, and convenient boat tie-downs. Boaters will appreciate the composite dock with 11,000-lb davits and quick access to deep water via the clear flow-through canal. This turnkey property is an excellent opportunity to enjoy the Lower Keys lifestyle with modern upgrades, exceptional boating, and outstanding outdoor amenities.
Directions: From Overseas Highway, turn toward oceanside, remain on W Indies to property.

Fee Includes

None: Yes

Tax Exemptions

None: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Gas Appliances: Yes
Ice Machine: Yes
Microwave: Yes
More Appliances: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes

Pets

Pets Allowed: Yes

Cooling

Ceiling Fans(s): Yes
Central Air: Yes

Waterfront

Canal Front: Yes

Waterview

Canal View: Yes

Floor

Wood: Yes

Neighborhood Feature

Bike Paths: Yes
Fire Hydrant: Yes

Interior Features

Bar: Yes
Drapes/Blinds Incl: Yes
Security System: Yes
Storage: Yes

Property Condition

Updated/Remodeled: Yes

Windows/Doors

Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes
Sliding Glass Doors: Yes

Vehicle Storage

RV Parking Open: Yes
Off Street Parking: Yes
Trailer Storage: Yes

Security

On Premises System: Yes

Construction

Combo Construction: Yes

Land Size

Less Than 1/4 Acre: Yes

Furnished

Negotiable: Yes

Terms

Cash: Yes
Conventional: Yes

Utilities

Buyer to Verify: Yes
Cable Available: Yes
FKAA: Yes
Municipal Sewer: Yes
Propane: Yes

Porch/Balcony

Deck: Yes
Open Porch/Balcony: Yes

Title

Negotiable: Yes

Exterior Features

Bar: Yes
Fencing: Yes
Storage: Yes

Roof

Metal Roof: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View Dockage: Davits Property Condition: Updated/Remodeled Vehicle Storage: Off Street Parking; RV Parking Open; Trailer Storage Furnished: Negotiable Cooling: Ceiling Fans(s); Central Air Utilities: Buyer to Verify; Cable Available; FKAA; Municipal Sewer; Propane Interior Features: Bar; Drapes/Blinds Incl; Security System; Storage Appliances: Dishwasher; Dryer; Gas Appliances; Ice Machine; Microwave; More Appliances; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Bar; Fencing; Storage Construction: Combo Construction Floor: Wood Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Bike Paths; Fire Hydrant Security: On Premises System Land Size: Less Than 1/4 Acre Terms: Cash; Conventional Title: Negotiable

Documents

Elevation Certificate ›

Survey ›

Listing Office: Coldwell Banker Schmitt Real Estate Co

Last Updated: November - 02 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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