490 10th Street, Key Colony, FL 33051

$1,099,000

Virtual Tour

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Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,328 Lot Size (sq. ft.): 4,125 Status: Active

Current Price: $1,099,000 List Date: 7/29/2026 Last Modified: 7/29/2026

Overview

Description

Welcome to waterfront living in Key Colony! From the decorative gated entry and covered front patio, this beautifully maintained 2-bedroom, 2-bath half duplex offers 1,328 square feet of comfortable indoor-outdoor living. Inside, the light-filled interior features marble flooring, a spacious living area overlooking the water, and an updated kitchen with white cabinetry, granite countertops, stainless steel appliances, and a generous center island. Step outside to a private, fenced brick-paver patio surrounded by tropical landscaping--the perfect setting for morning coffee, outdoor dining, or relaxing by the canal. Boaters will appreciate the 37.5-foot dock and convenient access to the best of the Florida Keys lifestyle. Major updates include a new metal roof and new air-conditioning system, both installed in 2023. Additional features include ample outdoor storage and an interior laundry area. This property also offers an established history as a successful vacation rental, ... (Read more)

Listing Details MLS# 620777

Location, Tax & Legal

Street #: 490
Street Name: 10th
Street Suffix: Street
Key/Island: Key Colony
State/Province: FL
Zip Code: 33051
County: Monroe
Subdivision: Key Colony Bch 1st Addn Amd Plat (53.5)
Area: 17 - Vaca Cut - Both Sides Holiday Inn/Key Colony
City: KEY COLONY
Mile Marker: 53.5
Marathon Neighborhood: Marathon East - Gulf (Airport to Vaca)
Side: Ocean
Alternate Key #: 1081621
Parcel #: 00075980000100
Zoning: R-2A - Key Colony Two Family
Deed Restrictions: Unknown
Legal: Bk 10 N 1/2 Lt 53 Key Colony Beach First Addn Amended Plat Pb4-11 Shelter Key
Taxes: 7101.05
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Marathon/Lower Keys
As is Rght to Inspct: Yes
Potential Short Sale: No
Bank Owned: No
Species List: No

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Half Duplex
Waterfront: Yes
Control Depth: 5
Pool: No
Year Built: 1970
Lot SqFt: 4125
Lot Sqft Source: Property Data Card
Acres: 0.09
Living Apx SqFt: 1328
SqFt Source: Property Data Card
Total Bedrooms: 2
Full Baths: 2
Total Baths: 2
Rentals Allowed: Yes
Min Rental Days: 7

Association Info

Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0

Dockage

Dock Length: 375
Dock: Concrete
Seawall: Concrete

More Information

Building Style

Above Flood: No
Ground Level: Yes

Financial Status

Auction: Yes
Bank Owned: No
Potential Short Sale: No
Standard Sale: Yes

Remarks & Misc

Remarks – Consumer: Welcome to waterfront living in Key Colony! From the decorative gated entry and covered front patio, this beautifully maintained 2-bedroom, 2-bath half duplex offers 1,328 square feet of comfortable indoor-outdoor living. Inside, the light-filled interior features marble flooring, a spacious living area overlooking the water, and an updated kitchen with white cabinetry, granite countertops, stainless steel appliances, and a generous center island. Step outside to a private, fenced brick-paver patio surrounded by tropical landscaping--the perfect setting for morning coffee, outdoor dining, or relaxing by the canal. Boaters will appreciate the 37.5-foot dock and convenient access to the best of the Florida Keys lifestyle. Major updates include a new metal roof and new air-conditioning system, both installed in 2023. Additional features include ample outdoor storage and an interior laundry area. This property also offers an established history as a successful vacation rental, making it an excellent opportunity for buyers seeking a full-time residence, seasonal getaway, or income-producing waterfront retreat in desirable Key Colony Beach.
Directions: US 1 to Key Colony Beach Causeway. Turn right on West Ocean and continue to 10th St. Turn left. Property in about half way down on the right hand side of the street

Fee Includes

None: Yes

Tax Exemptions

None: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes

Pets

Pets Allowed: Yes

Cooling

Ceiling Fans(s): Yes
Central Air: Yes

Waterfront

Canal Front: Yes

Waterview

Canal View: Yes

Floor

Tile: Yes

Neighborhood Feature

Beach: Yes
Bike Paths: Yes

Interior Features

Drapes/Blinds Incl: Yes
Granite Counter Top: Yes

Windows/Doors

Single Hung Windows: Yes
Sliding Glass Doors: Yes

Vehicle Storage

Covered Parking: Yes
Off Street Parking: Yes

Construction

CBS: Yes

Land Size

Less Than 1/4 Acre: Yes

Furnished

Furnished: Yes

Utilities

Community Swr Plant: Yes
Elect Separate Meter: Yes
FKAA: Yes

Porch/Balcony

Patio: Yes

Exterior Features

Hot Tub: Yes
Privacy Wall/Fence: Yes
Storage: Yes

Roof

Metal Roof: Yes

Shutters

Accordion: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View Building Style: Ground Level Vehicle Storage: Covered Parking; Off Street Parking Furnished: Furnished Cooling: Ceiling Fans(s); Central Air Utilities: Community Swr Plant; Elect Separate Meter; FKAA Interior Features: Drapes/Blinds Incl; Granite Counter Top Appliances: Dishwasher; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s) Exterior Features: Hot Tub; Privacy Wall/Fence; Storage Construction: CBS Shutters: Accordion Floor: Tile Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Beach; Bike Paths Land Size: Less Than 1/4 Acre

Listing Office: Coldwell Banker Schmitt Real Estate Co.

Last Updated: July - 29 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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