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  • 49G Miriam Street, Stock Island, FL 33040 (MLS# 620041)

49G Miriam Street, Stock Island, FL 33040

New Listing
$1,099,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,000 Lot Size (sq. ft.): 3,669 Status: Active
Current Price: $1,099,000 List Date: 5/26/2026 Last Modified: 5/30/2026

Description

This newly built 2026 home on Stock Island delivers what buyers rarely find in the Florida Keys: true new construction, built to current code, with a fully legal guest suite and insurance costs designed to be as manageable as possible -- all priced under $1.1M. The main residence offers 3 bedrooms, 2 bathrooms, and 1,508 square feet of thoughtfully designed living space elevated 18 feet above grade. Interiors feature waterproof and scratch-proof luxury vinyl plank flooring, quartz countertops, stainless steel appliances, and in-unit washer and dryer. HardiePlank siding, impact-rated doors and windows, and a metal roof complete a build package engineered for Keys living. Central air conditioning keeps the main home comfortable year-round. The elevated guest suite -- positioned at 9 feet with its own private entrance below the main home -- adds one bedroom, one bathroom, and approximately 500 square feet of additional living space, complete with quartz countertops, stainless steel appliances, in-unit laundry, and a mini-split system. Live in one, rent the other, or house extended family with total privacy. The fully fenced, rock-covered lot provides covered parking under the home and additional off-street parking out front -- a genuine premium in the Keys. Stock Island puts you one bridge from Old Town Key West, with marinas, restaurants, and the energy of the Keys right at your door.

More Information MLS# 620041

Contract Information

Listing Board: Key West Association As is Rght to Inspct: Yes Current Price: $1,099,000 Listing Date: 2026-05-25 List Price: $1,099,000

Location, Tax & Legal

City: Stock Island Mile Marker: 5 Marathon Neighborhood: N/A Side: Ocean Flood Zone: AE 8 Alternate Key #: 1164623 Parcel #: 00130460-000000 Zoning: URM - Urban Res Mobile Home District Deed Restrictions: Unknown Legal: BK G LT 49 LINCOLN GARDENS NO 2 PB5-90 STOCK ISLAND OR381-396-397 OR768-207 OR809-970 OR873-1644 OR972-278 OR1050-1761 O Taxes: 2016.59 Tax Year: 2025 Pub Sewer HkUp: Yes Street #: 49G Street Name: Miriam Street Suffix: Street Key/Island: Stock Island State/Province: FL Zip Code: 33040 County: Monroe Subdivision: Lincoln Gard. No. 2 (5.0) Area: 05 - Stock Island to Shark Key

General Property Description

Realtor.COM Type: Residential - Single Family Waterfront: No Control Depth: 0 Lot SqFt: 3669 Pool: No Lot Sqft Source: Tax Records Acres: 0.08 SqFt Source: Builder/Architect Rentals Allowed: With Restrictions Min Rental Days: 28 Style: Single Family Year Built: 2026 Living Apx SqFt: 2000 Total Bedrooms: 4 Full Baths: 3 Total Baths: 3

Remarks & Misc

Remarks – Consumer: This newly built 2026 home on Stock Island delivers what buyers rarely find in the Florida Keys: true new construction, built to current code, with a fully legal guest suite and insurance costs designed to be as manageable as possible -- all priced under $1.1M. The main residence offers 3 bedrooms, 2 bathrooms, and 1,508 square feet of thoughtfully designed living space elevated 18 feet above grade. Interiors feature waterproof and scratch-proof luxury vinyl plank flooring, quartz countertops, stainless steel appliances, and in-unit washer and dryer. HardiePlank siding, impact-rated doors and windows, and a metal roof complete a build package engineered for Keys living. Central air conditioning keeps the main home comfortable year-round. The elevated guest suite -- positioned at 9 feet with its own private entrance below the main home -- adds one bedroom, one bathroom, and approximately 500 square feet of additional living space, complete with quartz countertops, stainless steel appliances, in-unit laundry, and a mini-split system. Live in one, rent the other, or house extended family with total privacy. The fully fenced, rock-covered lot provides covered parking under the home and additional off-street parking out front -- a genuine premium in the Keys. Stock Island puts you one bridge from Old Town Key West, with marinas, restaurants, and the energy of the Keys right at your door.

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No Association Fee $: 0

Fee Includes

None: 1

Dockage

None: 1

Tax Exemptions

None: 1

Appliances

Dishwasher: 1 Dryer: 1 Range: 1 Refrigerator: 1 Washer: 1

Pets

Pets Allowed: 1

Cooling

Central Air: 1 Ductless: 1

Waterfront

None: 1

Waterview

No Waterview: 1

Floor

Vinyl: 1

Interior Features

Quartz Countertops: 1 Split Bedroom: 1 Walk-in Closet(s): 1

Property Condition

New Construction: 1

Specialty Rooms

Guest/Servant Qtrs: Legal

Building Style

Above Flood: Yes

Windows/Doors

Impact Rstnce Doors: 1 Impact Rstnce Window: 1

Vehicle Storage

Covered Parking: 1

Construction

Frame: 1 Modular: 1

Land Size

Less Than 1/4 Acre: 1

Furnished

Unfurnished: 1

Terms

Cash: 1 Conventional: 1 VA: 1

Utilities

Community Swr Plant: 1 FKAA: 1

Title

Negotiable: 1

Roof

Metal Roof: 1

Financial Status

Standard Sale: Yes

Status Change Info

Status: Active

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: None Waterview: No Waterview Dockage: None Property Condition: New Construction Vehicle Storage: Covered Parking Furnished: Unfurnished Cooling: Central Air; Ductless Utilities: Community Swr Plant; FKAA Interior Features: Quartz Countertops; Split Bedroom; Walk-in Closet(s) Appliances: Dishwasher; Dryer; Range; Refrigerator; Washer Construction: Frame; Modular Floor: Vinyl Roof: Metal Roof Pets: Pets Allowed Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; VA Title: Negotiable
Listing Office: Island Life Realty Experts
Last Updated: May - 30 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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