514 Emma Street, Key West, FL 33040

$3,600,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 1,920 Lot Size (sq. ft.): 4,141 Status: Active

Current Price: $3,600,000 List Date: 1/09/2026 Last Modified: 2/08/2026

Description

514 Emma is a wonderful single-family home located in Truman Annex. The first floor features a large, updated chef's kitchen with double wall ovens, double refrigerator/freezers and a large island. There is a guest bedroom, and a full bathroom as well as a dining area. French doors in the living area, open to the large rear porch and pool. There is a carport on the rear of the property, PLUS a second deeded carport just across the street. The second floor has a spacious primary en-suite with a private covered porch, plus two guest bedrooms with shared covered porch and full bath. Home features a propane generator. The property is a successful rental property. Video Tour: https://show.tours/zd4yyTKj

More Information MLS# 618024

Contract Information

Listing Board: Key West Association Current Price: $3,600,000 Listing Date: 2026-01-09 List Price: $3,600,000

Location, Tax & Legal

KW Neighborhood: Truman Annex City: KEY WEST Mile Marker: 0 Marathon Neighborhood: N/A Side: Ocean Flood Zone: 0.2 PCT ANNUAL CHANC Alternate Key #: 8862156 Add'l Parcel #1: 00010120-000847 Parcel #: 00010120-000225 Zoning: HPRD - Hist Planned Redevelopment & Dev Dist Deed Restrictions: Yes Legal: KW PT LOT 3 SQR 52 (A/K/A PT LOT 125) .095 AC OR1343-701/04 OR1476-243/44 OR2032-788/90 OR2534-1649/51 OR2851-1782/84 Taxes: 24241.29 Tax Year: 2025 Pub Sewer HkUp: Yes Street #: 514 Street Name: Emma Street Suffix: Street Key/Island: Key West State/Province: FL Zip Code: 33040 County: Monroe Subdivision: Old Town - Unrecord (1.0) Area: 01 - Key West

General Property Description

Realtor.COM Type: Residential - Single Family Waterfront: No Control Depth: 0 Lot SqFt: 4141 Pool: Yes Total Units: 0 Acres: 0.1 SqFt Source: Tax Records Rentals Allowed: With Restrictions Min Rental Days: 28 Style: Single Family Year Built: 1997 Living Apx SqFt: 1920 Total Bedrooms: 4 Full Baths: 3 Total Baths: 3

Remarks & Misc

Remarks – Consumer: 514 Emma is a wonderful single-family home located in Truman Annex. The first floor features a large, updated chef's kitchen with double wall ovens, double refrigerator/freezers and a large island. There is a guest bedroom, and a full bathroom as well as a dining area. French doors in the living area, open to the large rear porch and pool. There is a carport on the rear of the property, PLUS a second deeded carport just across the street. The second floor has a spacious primary en-suite with a private covered porch, plus two guest bedrooms with shared covered porch and full bath. Home features a propane generator. The property is a successful rental property. Video Tour: https://show.tours/zd4yyTKj Directions: Southard Street into Truman Annex. Turn right on Emma Street, property is on your left.

Association Info

Mandatory Home Owners Asc: Yes 1st Right of Refusal: Yes Condo Doc's: No Association Fee $: 1445 Assoc/Mnt Fee Per: Quarterly

License Info

Non Trans Rntl Lic: 1

Fee Includes

Cable: 1 Common Area Mnt: 1 Security: 1

Dockage

None: 1

Tax Exemptions

None: 1

Appliances

Dishwasher: 1 Dryer: 1 Microwave: 1 Oven: 1 Refrigerator: 1 Stainless Steel Appliance(s): 1 Washer: 1 Wine Cooler: 1

Cooling

Ceiling Fans(s): 1 Central Air: 1

Waterfront

None: 1

Waterview

No Waterview: 1

Floor

Carpet: 1 Wood: 1 Other: 1

Property Condition

Updated/Remodeled: 1

Building Style

Above Flood: Unknown Stories: 2 Stories

Windows/Doors

Aluminum Windows: 1 French Doors: 1 Impact Rstnce Doors: 1 Impact Rstnce Window: 1

Vehicle Storage

Car(s): 2 Carport: 1 Off Street Parking: 1

Security

Electric Gate: 1 Patrolled Area: 1 Other: 1

Construction

Frame: 1

Land Size

Less Than 1/4 Acre: 1

Furnished

Negotiable: 1

Utilities

FKAA: 1 Municipal Sewer: 1

Porch/Balcony

Deck: 1 Open Porch/Balcony: 1

Title

Negotiable: 1

Pool Info

In Ground: 1 Heated: Yes Concrete: 1

Roof

Metal Roof: 1

Status Change Info

Status: Active

Property Features

Fee Includes: Cable; Common Area Mnt; Security Tax Exemptions: None License Info: Non Trans Rntl Lic Waterfront: None Waterview: No Waterview Dockage: None Property Condition: Updated/Remodeled Vehicle Storage: Carport; Off Street Parking Furnished: Negotiable Cooling: Ceiling Fans(s); Central Air Utilities: FKAA; Municipal Sewer Appliances: Dishwasher; Dryer; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler Pool Info: In Ground; Concrete Construction: Frame Floor: Carpet; Wood; Other Roof: Metal Roof Security: Electric Gate; Patrolled Area; Other Land Size: Less Than 1/4 Acre Title: Negotiable

Listing Office: Keller Williams Key West Compass Realty

Last Updated: February - 08 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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