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  • 531 Frances Street, Key West, FL 33040 (MLS# 618060)

531 Frances Street, Key West, FL 33040

$1,825,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,681 Lot Size (sq. ft.): 3,063 Status: Closed
Current Price: $1,825,000 List Date: 1/11/2026 Last Modified: 2/23/2026

Description

Welcome home to 531 Frances Street, located in the heart of old town Key West within walking distance to shops, restaurants, harbor walk and Duval. From the white picket fence to the wide front porch, this charming home is a classic. This home is being sold completely furnished and equipped. The first floor features an open floor plan with high ceilings and gorgeous natural light. The living room, dining and kitchen all open through walls of glass doors to the decked pool area. A covered loggia is perfect for outdoor dining, entertaining or relaxing rain or shine. The heated blue tiled pool is the focal point for the outdoor space. The primary bedroom with en-suite bathroom, den/third bedroom with walk-in closet and convenient half bath are also located on the first floor. Upstairs features high ceilings in a guest suite including a bedroom and a large bathroom that has plenty of storage space and access to the upstairs deck. The brick walkway, formerly used as parking, meanders around one side of the house and on the other side is a ramp which is one aspect of the full accessibility of the first floor of this home. The location on the corner of Frances and Stump Lane is ideal, tree lined and surrounded by beautiful homes. Features and amenities include Smart Home technology with cameras, Rain Barrel water collection system, Azek and wood decking. This home is designated in the X zone and has been lovingly maintained. This charming home in a prime location is an excellent value.

More Information MLS# 618060

Contract Information

Listing Board: Key West Association Current Price: $1,825,000 Listing Date: 2026-01-11 Sold Price: $1,825,000

Location, Tax & Legal

KW Neighborhood: Old Town-N of Truman City: KEY WEST Mile Marker: 1 Marathon Neighborhood: N/A Side: Median Flood Zone: AE Alternate Key #: 1007358 Handicap Access: Yes Parcel #: 00007100-000000 Zoning: HHDR - Historic High Density Residential Deed Restrictions: Unknown Legal: KW PT LOT 4 SQR 44 G2-248 OR480-612 CO JUDGES PROG DOCKET COUNTY JUDGES DOCKET 11-209 OR610-213 OR753-1897 OR885-1098 O Taxes: 564.39 Tax Year: 2025 Pub Sewer HkUp: Yes Street #: 531 Street Name: Frances Street Suffix: Street Key/Island: Key West State/Province: FL Zip Code: 33040 County: Monroe Subdivision: Old Town - Unrecord (1.0) Area: 01 - Key West

General Property Description

Realtor.COM Type: Residential - Single Family Waterfront: No Control Depth: 0 Lot SqFt: 3063 Pool: Yes Total Units: 0 Acres: 0.07 SqFt Source: Tax Records Rentals Allowed: With Restrictions Style: Single Family Year Built: 1933 Living Apx SqFt: 1681 Total Bedrooms: 3 Full Baths: 2 Half Baths: 1 Total Baths: 3

Remarks & Misc

Remarks – Consumer: Welcome home to 531 Frances Street, located in the heart of old town Key West within walking distance to shops, restaurants, harbor walk and Duval. From the white picket fence to the wide front porch, this charming home is a classic. This home is being sold completely furnished and equipped. The first floor features an open floor plan with high ceilings and gorgeous natural light. The living room, dining and kitchen all open through walls of glass doors to the decked pool area. A covered loggia is perfect for outdoor dining, entertaining or relaxing rain or shine. The heated blue tiled pool is the focal point for the outdoor space. The primary bedroom with en-suite bathroom, den/third bedroom with walk-in closet and convenient half bath are also located on the first floor. Upstairs features high ceilings in a guest suite including a bedroom and a large bathroom that has plenty of storage space and access to the upstairs deck. The brick walkway, formerly used as parking, meanders around one side of the house and on the other side is a ramp which is one aspect of the full accessibility of the first floor of this home. The location on the corner of Frances and Stump Lane is ideal, tree lined and surrounded by beautiful homes. Features and amenities include Smart Home technology with cameras, Rain Barrel water collection system, Azek and wood decking. This home is designated in the X zone and has been lovingly maintained. This charming home in a prime location is an excellent value. Directions: On Frances between Southard and Fleming on the corner of Stump Lane.

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No Association Fee $: 0

Fee Includes

None: 1

Dockage

None: 1

Tax Exemptions

Homestead: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Gas Appliances: 1 Microwave: 1 Oven: 1 Refrigerator: 1 Stainless Steel Appliance(s): 1 Washer: 1

Pets

Pets Allowed: 1

Cooling

Ceiling Fans(s): 1 Central Air: 1

Waterfront

None: 1

Waterview

No Waterview: 1

Floor

Wood: 1

Interior Features

Dade County Pine: 1 Split Bedroom: 1 Window Treatments: 1

Building Style

Above Flood: Yes Eyebrow: 1

Construction

Frame: 1

Land Size

Less Than 1/4 Acre: 1

Terms

Cash: 1 Conventional: 1

Utilities

FKAA: 1 Municipal Sewer: 1

Porch/Balcony

Deck: 1

Title

Negotiable: 1

Exterior Features

Fencing: 1

Pool Info

In Ground: 1 Heated: Yes

Roof

Metal Roof: 1

Accessibility Feat

Accessible Doors: 1 Accessible Full Bath: 1 Accessible Kitchen: 1 Wheelchair Ramp: 1

Shutters

Panel: 1

Status Change Info

Sold Date: 2026-02-20 Sold Price: $1,825,000 Status: Closed

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: None Waterview: No Waterview Dockage: None Building Style: Eyebrow Cooling: Ceiling Fans(s); Central Air Utilities: FKAA; Municipal Sewer Interior Features: Dade County Pine; Split Bedroom; Window Treatments Appliances: Dishwasher; Disposal; Dryer; Gas Appliances; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Fencing Accessibility Feat: Accessible Doors; Accessible Full Bath; Accessible Kitchen; Wheelchair Ramp Pool Info: In Ground Construction: Frame Shutters: Panel Floor: Wood Roof: Metal Roof Pets: Pets Allowed Land Size: Less Than 1/4 Acre Terms: Cash; Conventional Title: Negotiable
Listing Office: Preferred Properties (KW)
Last Updated: February - 23 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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