550 Pine Lane, Big Pine Key, FL 33043

$789,000

Property Type: Residential Bedrooms: 3 Baths: 1 Square Footage: 1,043 Lot Size (sq. ft.): 10,275 Status: Active

Current Price: $789,000 List Date: 7/02/2026 Last Modified: 10/30/2026

Overview

Description

This newly remodeled 3-bedroom, 1-bathroom home is perfectly positioned on a spacious lot in the heart of Big Pine Key, offering 10,275 sq ft of land and an incredible 75 feet of waterfrontage, with a concrete seawall. With quick access to the ocean via Spanish Harbor Channel, this is a boater's dream come true. Inside, enjoy peace of mind with impact-rated windows and doors, a sturdy metal roof, and stylish modern finishes throughout. Outside, there's plenty of room to expand, entertain, or simply relax and soak in the serene Keys lifestyle. Located just minutes from shopping, dining, and Big Pine Community Park, this home combines privacy and convenience in one of the Lower Keys' most desirable neighborhoods.

Listing Details MLS# 620504

Location, Tax & Legal

Street #: 550
Street Name: Pine
Street Suffix: Lane
Key/Island: Big Pine Key
State/Province: FL
Zip Code: 33043
County: Monroe
Subdivision: Whispering Pines (30.5)
Area: 11 - Big Pine Key, No Name Key
City: Big Pine
Off Shore Island: No
Mile Marker: 30.5
Marathon Neighborhood: N/A
Side: Bay/Gulf
Flood Zone: AE
Alternate Key #: 1358584
Parcel #: 00286400000000
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: Lt 2 Whispering Pines-Plat 4 Pb4-77 Big Pine Key Or520-354 Or643-125 Or688-534 Or691-157 Or705-553 Or715-565 Or1630-1148
Taxes: 6641.55
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Marathon/Lower Keys
As is Rght to Inspct: Yes
Species List: Yes

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 3
Pool: No
Year Built: 1970
Lot SqFt: 10275
Lot Sqft Source: Seller
Acres: 0.23
Living Apx SqFt: 1043
SqFt Source: Builder/Architect
Total Bedrooms: 3
Full Baths: Yes
Total Baths: Yes
Rentals Allowed: With Restrictions
Min Rental Days: 28
Total Units: 0

Association Info

Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0

Dockage

Dock: Concrete

More Information

Building Style

Above Flood: Unknown
Ground Level: Yes

Remarks & Misc

Remarks – Consumer: This newly remodeled 3-bedroom, 1-bathroom home is perfectly positioned on a spacious lot in the heart of Big Pine Key, offering 10,275 sq ft of land and an incredible 75 feet of waterfrontage, with a concrete seawall. With quick access to the ocean via Spanish Harbor Channel, this is a boater's dream come true. Inside, enjoy peace of mind with impact-rated windows and doors, a sturdy metal roof, and stylish modern finishes throughout. Outside, there's plenty of room to expand, entertain, or simply relax and soak in the serene Keys lifestyle. Located just minutes from shopping, dining, and Big Pine Community Park, this home combines privacy and convenience in one of the Lower Keys' most desirable neighborhoods.

Fee Includes

None: Yes

Tax Exemptions

None: Yes

Appliances

Dryer: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Pets

Pets Allowed: Yes

Cooling

Central Air: Yes

Waterfront

Canal Front: Yes

Waterview

Canal View: Yes

Floor

Tile: Yes

Interior Features

Quartz Countertops: Yes

Property Condition

Updated/Remodeled: Yes

Windows/Doors

Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes

Vehicle Storage

Garage: Yes

Construction

CBS: Yes

Land Size

1/4 - 1/2 Acre: Yes

Furnished

Unfurnished: Yes

Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Utilities

Buyer to Verify: Yes
FKAA: Yes
Municipal Sewer: Yes

Title

Negotiable: Yes

Roof

Metal Roof: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View Property Condition: Updated/Remodeled Building Style: Ground Level Vehicle Storage: Garage Furnished: Unfurnished Cooling: Central Air Utilities: Buyer to Verify; FKAA; Municipal Sewer Interior Features: Quartz Countertops Appliances: Dryer; Oven; Range; Refrigerator; Washer Construction: CBS Floor: Tile Roof: Metal Roof Pets: Pets Allowed Land Size: 1/4 - 1/2 Acre Terms: Cash; Conventional; FHA; VA Title: Negotiable

Listing Office: Expert Realty LLC

Last Updated: October - 30 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

Search powered by FBS Products