639 Cabrera Street, Key Largo, FL 33037

$725,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,432 Lot Size (sq. ft.): 5,000 Status: Active

Current Price: $725,000 List Date: 10/12/2026 Last Modified: 10/23/2026

Overview

Description

Discover 639 Cabrera Street, a charming Key Largo residence tucked into the established South Creek Village community, where the beauty of the Florida Keys is part of everyday life. Offering 3 bedrooms, 2 bathrooms, and 1,432 square feet, the home features a bright, open-concept interior designed for effortless living. Neutral tile flooring flows throughout the main living areas, while a generously sized kitchen and comfortable gathering spaces create a welcoming atmosphere. Tropical surroundings and ample gravel parking add to the property's practicality and island charm. Located in an X Flood zone meaning NO flood insurance, this property offers an additional advantage for buyers seeking to minimize expenses. One of the community's most desirable amenities is its homeowners park, complete with a boat ramp offering access to Largo Sound and convenient boating connections to the Ocean and Bay. From early morning fishing trips to leisurely afternoons exploring the water, the be ... (Read more)

Listing Details MLS# 621585

Location, Tax & Legal

Street #: 639
Street Name: Cabrera
Street Suffix: Street
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: S Creek Village (103.0)
Area: 27 - Key Largo MM 97-107
City: KEY LARGO
Off Shore Island: No
Mile Marker: 103
Marathon Neighborhood: N/A
Senior Community YN: No
Side: Ocean
Flood Zone: X
Alternate Key #: 1569941
Parcel #: 00466540000000
Zoning: SF - Single Family
Deed Restrictions: No
Legal: Bk 1 Lt 15 South Creek Village Key Largo Pb3-85 Or103-146/47 Or917-2154 Or2641-841/42 Or2858-2419Ce Or2864-2207
Taxes: 5284.47
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Florida Keys
As is Rght to Inspct: Yes
Potential Short Sale: No
Bank Owned: No

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: No
Control Depth: 5
Pool: No
Year Built: 2017
Lot SqFt: 5000
Acres: 0.11
Living Apx SqFt: 1432
SqFt Source: Property Data Card
Total Bedrooms: 3
Full Baths: 2
Total Baths: 2
Rentals Allowed: With Restrictions
Min Rental Days: 28

Association Info

Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: Yes
1st Right of Refusal: No
Association Fee $: 250

Building Style

Above Flood: Yes
Ground Level: Yes

More Information

Vehicle Storage

Car(s): 4+
Guest Parking: Yes
Open Parking: Yes
Off Street Parking: Yes
Trailer Storage: Yes

Financial Status

Auction: No
Bank Owned: No
Potential Short Sale: No
Standard Sale: Yes

Remarks & Misc

Remarks – Consumer: Discover 639 Cabrera Street, a charming Key Largo residence tucked into the established South Creek Village community, where the beauty of the Florida Keys is part of everyday life. Offering 3 bedrooms, 2 bathrooms, and 1,432 square feet, the home features a bright, open-concept interior designed for effortless living. Neutral tile flooring flows throughout the main living areas, while a generously sized kitchen and comfortable gathering spaces create a welcoming atmosphere. Tropical surroundings and ample gravel parking add to the property's practicality and island charm. Located in an X Flood zone meaning NO flood insurance, this property offers an additional advantage for buyers seeking to minimize expenses. One of the community's most desirable amenities is its homeowners park, complete with a boat ramp offering access to Largo Sound and convenient boating connections to the Ocean and Bay. From early morning fishing trips to leisurely afternoons exploring the water, the best of the Keys is within easy reach. Perfectly suited as a primary residence or investment opportunity, this home presents an inviting opportunity to enjoy the Florida Keys lifestyle. SELLER FINANCING AVAILABLE! 20% down with a 15-year balloon.

Fee Includes

None: Yes

Dockage

Basin: Yes
Boat Ramp: Yes

Tax Exemptions

None: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Freezer: Yes
Microwave: Yes
Oven: Yes
Refrigerator: Yes
Washer: Yes

Pets

Pets Allowed: Yes

Cooling

Central Air: Yes

Waterfront

None: Yes

Waterview

No Waterview: Yes

Floor

Concrete: Yes
Tile: Yes

Interior Features

Drapes/Blinds Incl: Yes
Smoke Alarms: Yes
Storage: Yes

Windows/Doors

Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes

Construction

CBS: Yes
Concrete: Yes

Land Size

Less Than 1/4 Acre: Yes

Furnished

Unfurnished: Yes

Terms

Cash: Yes
Conventional: Yes
FHA: Yes
Seller Finance Psble: Yes
VA: Yes

Utilities

Buyer to Verify: Yes

Roof

Metal Roof: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: None Waterview: No Waterview Dockage: Basin; Boat Ramp Building Style: Ground Level Vehicle Storage: Guest Parking; Off Street Parking; Open Parking; Trailer Storage Furnished: Unfurnished Cooling: Central Air Utilities: Buyer to Verify Interior Features: Drapes/Blinds Incl; Smoke Alarms; Storage Appliances: Dishwasher; Dryer; Freezer; Microwave; Oven; Refrigerator; Washer Construction: CBS; Concrete Floor: Concrete; Tile Roof: Metal Roof Pets: Pets Allowed Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA; Seller Finance Psble; VA

Listing Office: Berkshire Hathaway HomeServices Keys Real Estate - Islamorada

Last Updated: October - 23 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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