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  • 74980 Overseas Highway 3, Lower Matecumbe, FL 33036 (MLS# 620271)

74980 Overseas Highway 3, Lower Matecumbe, FL 33036

New Listing
$1,890,000
Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,845 Status: Active
Current Price: $1,890,000 List Date: 6/13/2026 Last Modified: 6/15/2026

Description

Experience the ultimate Florida Keys lifestyle in this stunning split-level waterfront loft, ideally located in highly sought-after Lower Matecumbe. This exceptional 5-bedroom, 3-bath residence combines contemporary design with breathtaking water views, creating a truly unique island retreat. The thoughtfully designed layout features three spacious bedrooms on the lower level and two additional bedrooms upstairs, connected by a spectacular modern staircase that serves as a striking architectural centerpiece. Soaring ceilings and expansive windows fill the home with natural light, while the open-concept floor plan seamlessly connects the living, dining, and entertaining spaces. The sleek, modern kitchen is perfectly positioned to serve both everyday living and waterfront gatherings. Generously sized bedrooms and beautifully appointed bathrooms provide comfort and privacy for family and guests alike. Step outside to an impressive 667-square-foot waterfront screened deck overlooking the tranquil lagoon, offering the perfect setting for outdoor dining, entertaining, or simply enjoying the peaceful surroundings. Boaters will appreciate the deep-water dockage featuring a large boat slip and 16k boat lift, with convenient access to both the Atlantic Ocean and Florida Bay. Enjoy stunning views of the bayside lagoon and the ocean, along with world-class fishing, diving, and boating right from your backyard. Additional amenities include covered parking and ample storage space for all your water toys. Offering the perfect blend of modern elegance, waterfront living, and premier boating access, this remarkable Lower Matecumbe property is a rare opportunity to own a piece of paradise in one of Islamorada's most desirable locations. Onsite property management for true peace of mind.

More Information MLS# 620271

Contract Information

Listing Board: Florida Keys As is Rght to Inspct: Yes Bank Owned: No Species List: No Current Price: $1,890,000 Listing Date: 2026-06-13 List Price: $1,890,000

Location, Tax & Legal

Unit #: 3 City: ISLAMORADA Off Shore Island: No Mile Marker: 74.5 Marathon Neighborhood: N/A Senior Community YN: No Side: Bay/Gulf Alternate Key #: 8766467 Handicap Access: No Parcel #: 00097890-000203 Zoning: OTH - Other Zoning Deed Restrictions: Unknown Legal: UNIT 3 SANDGLASS A CONDOMINIUM OR1121-364 OR1297-715/17M/T OR1491-556 OR2026-1835 OR2647-509/17AMD OR2648-2348/49 OR2856 Taxes: 13018 Tax Year: 2025 Pub Sewer HkUp: Yes Street #: 74980 Street Name: Overseas Street Suffix: Highway Key/Island: Lower Matecumbe State/Province: FL Zip Code: 33036 County: Monroe Subdivision: Sandglass (74.5) Area: 22 - Lower Matecumbe

General Property Description

Realtor.COM Type: Residential - Condo/Townhouse Waterfront: Yes Control Depth: 4 Lot Size: X Lot SqFt: 0 Unit/Complex: Unit Pool: No Lot Sqft Source: Property Data Card Total Units: 4 Acres: 0 SqFt Source: Unknown/Condo Rentals Allowed: With Restrictions Min Rental Days: 28 Style: Condo Year Built: 1989 Living Apx SqFt: 2845 Total Bedrooms: 5 Full Baths: 3 Total Baths: 3

Remarks & Misc

Remarks – Consumer: Experience the ultimate Florida Keys lifestyle in this stunning split-level waterfront loft, ideally located in highly sought-after Lower Matecumbe. This exceptional 5-bedroom, 3-bath residence combines contemporary design with breathtaking water views, creating a truly unique island retreat. The thoughtfully designed layout features three spacious bedrooms on the lower level and two additional bedrooms upstairs, connected by a spectacular modern staircase that serves as a striking architectural centerpiece. Soaring ceilings and expansive windows fill the home with natural light, while the open-concept floor plan seamlessly connects the living, dining, and entertaining spaces. The sleek, modern kitchen is perfectly positioned to serve both everyday living and waterfront gatherings. Generously sized bedrooms and beautifully appointed bathrooms provide comfort and privacy for family and guests alike. Step outside to an impressive 667-square-foot waterfront screened deck overlooking the tranquil lagoon, offering the perfect setting for outdoor dining, entertaining, or simply enjoying the peaceful surroundings. Boaters will appreciate the deep-water dockage featuring a large boat slip and 16k boat lift, with convenient access to both the Atlantic Ocean and Florida Bay. Enjoy stunning views of the bayside lagoon and the ocean, along with world-class fishing, diving, and boating right from your backyard. Additional amenities include covered parking and ample storage space for all your water toys. Offering the perfect blend of modern elegance, waterfront living, and premier boating access, this remarkable Lower Matecumbe property is a rare opportunity to own a piece of paradise in one of Islamorada's most desirable locations. Onsite property management for true peace of mind.

Association Info

Mandatory Home Owners Asc: Yes 1st Right of Refusal: No Association Fee $: 1300 Assoc/Mnt Fee Per: Monthly

Fee Includes

Bldg Exterior Mnt: 1 Building Insurance: 1 Cable: 1 Common Area Mnt: 1 Exterminating: 1

Dockage

Dock Length: 30 Assigned Dock: 1 Boat Lift: 1 Boat Ramp: 1 Boat Slip: 1

Tax Exemptions

None: 1

Appliances

Dishwasher: 1 Dryer: 1 Freezer: 1 Ice Machine: 1 Microwave: 1 Oven: 1 Range: 1 Refrigerator: 1 Stainless Steel Appliance(s): 1 Washer: 1 Wine Cooler: 1

Pets

Pets Allowed: 1

Cooling

Ceiling Fans(s): 1 Central Air: 1

Waterfront

Bay Front: 1 Canal Front: 1 Oceanfront: 1 Open Water: 1

Waterview

Bay/Gulf View: 1 Canal View: 1 Ocean View: 1 Open Water View: 1

Floor

Carpet: 1 Tile: 1 Vinyl: 1

Neighborhood Feature

Beach: 1 Bike Paths: 1 Community Boat Ramp: 1 Community Dockage: 1 Manager on Premises: 1

Interior Features

Bar: 1 Built-in Cabinets: 1 Cathedral Ceilings: 1 Drapes/Blinds Incl: 1 Entrance Foyer: 1 Smoke Alarms: 1 Storage: 1 Walk-in Closet(s): 1 Whirlpool Bath Tub: 1 Window Treatments: 1

Property Condition

Updated/Remodeled: 1

Specialty Rooms

Loft: 1

Building Style

Above Flood: Yes

Windows/Doors

Impact Rstnce Doors: 1 Impact Rstnce Window: 1 Sliding Glass Doors: 1

Vehicle Storage

Car(s): 4+ Carport: 1 Covered Parking: 1 Guest Parking: 1 Open Parking: 1 RV Parking Open: 1 Assigned Parking: 1 Off Street Parking: 1 Trailer Storage: 1

Construction

CBS: 1 Concrete: 1

Land Size

1/2 - Less Than 1 AC: 1

Furnished

Partially: 1

Terms

Cash: 1 Conventional: 1

Utilities

Elect Separate Meter: 1 FKAA: 1 Municipal Sewer: 1

Porch/Balcony

Screened Patio: 1

Title

Title Ins - Buyer: 1

Exterior Features

Lighting: 1 Privacy Wall/Fence: 1 Storage: 1

Pre-Wired

Cable: 1

Roof

Metal Roof: 1

Financial Status

Bank Owned: No

Shutters

Roll Down Electric: 1

Status Change Info

Status: Active

Property Features

Fee Includes: Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Exterminating Tax Exemptions: None Waterfront: Bay Front; Canal Front; Oceanfront; Open Water Waterview: Bay/Gulf View; Canal View; Ocean View; Open Water View Dockage: Assigned Dock; Boat Lift; Boat Ramp; Boat Slip Property Condition: Updated/Remodeled Vehicle Storage: Carport; Assigned Parking; Covered Parking; Guest Parking; Off Street Parking; Open Parking; RV Parking Open; Trailer Storage Furnished: Partially Cooling: Ceiling Fans(s); Central Air Utilities: Elect Separate Meter; FKAA; Municipal Sewer Interior Features: Bar; Built-in Cabinets; Cathedral Ceilings; Drapes/Blinds Incl; Entrance Foyer; Smoke Alarms; Storage; Walk-in Closet(s); Whirlpool Bath Tub; Window Treatments Pre-Wired: Cable Specialty Rooms: Loft Appliances: Dishwasher; Dryer; Freezer; Ice Machine; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler Exterior Features: Lighting; Privacy Wall/Fence; Storage Construction: CBS; Concrete Shutters: Roll Down Electric Floor: Carpet; Tile; Vinyl Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Beach; Bike Paths; Community Boat Ramp; Community Dockage; Manager on Premises Land Size: 1/2 - Less Than 1 AC Terms: Cash; Conventional Title: Title Ins - Buyer
Listing Office: Ocean Sotheby's International Realty
Last Updated: June - 15 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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