75433 Overseas Highway, Lower Matecumbe, FL 33036

$3,999,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,624 Lot Size (sq. ft.): 23,250 Status: Active

Current Price: $3,999,000 List Date: 9/11/2026 Last Modified: 9/11/2026

Overview

Description

Wake up to the sunrise over the Atlantic from this private oceanfront retreat offering two separate residences, a sandy beach, and direct access from Highway to Ocean. This unique property offers a 3BD/3BA main residence plus a separate 1BD/1BA guest house, ideal for extended family, visiting friends, private home, or income producing estate. Enjoy a sandy beach, pool, two beachside tiki huts, observation pier, concrete boat ramp and rock jetties for tide protection, creating the ultimate setting for entertaining and waterfront living. Extensive upgrades include impact windows and doors, metal roof, A/C, stucco, paint, appliances and more. With abundant parking for cars, boats, trailers, toys and guests, there is room for everyone. Just minutes by boat to Alligator Lighthouse and nearby Caloosa Marina for fuel, ice, boat storage and food. A rare opportunity to own a true oceanfront Keys compound with space, privacy and a stunning view!

Listing Details MLS# 621270

Location, Tax & Legal

Street #: 75433
Street Name: Overseas
Street Suffix: Highway
Key/Island: Lower Matecumbe
State/Province: FL
Zip Code: 33036
County: Monroe
Subdivision: Mat Ocean Beach (75.0)
Area: 22 - Lower Matecumbe
City: ISLAMORADA
Mile Marker: 75
Marathon Neighborhood: N/A
Senior Community YN: No
Side: Ocean
Flood Zone: AE
Alternate Key #: 1491349
Handicap Access: Yes
Parcel #: 00398950000000
Zoning: R1M - Residential SF Masonry
Deed Restrictions: No
Legal: Lt 74 & Adj Bay Btm Matecumbe Ocean Bch Sec A Lower Matecumbe Pb2-39 Or238-293(Ii Deed 21889) Or373-122 Or467-801 Or485-
Taxes: 22730.6
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Florida Keys
As is Rght to Inspct: Yes
Potential Short Sale: No
Bank Owned: No
Species List: No

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Multi-Units
Waterfront: Yes
Control Depth: 3
Pool: Yes
Year Built: 1970
Total Units: 2
Lot SqFt: 23250
Lot Sqft Source: Property Data Card
Acres: 0.99
Living Apx SqFt: 2624
SqFt Source: Property Data Card
Total Bedrooms: 4
Full Baths: 4
Total Baths: 4
Floor Number: Yes
Rentals Allowed: Yes
Min Rental Days: 28

Association Info

Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0

Dockage

Dock: Wood
Dock Permit: Yes
Boat Ramp: Yes

More Information

Building Style

Above Flood: Yes
Stories: 1 Story
Ground Level: Yes

Vehicle Storage

Car(s): 4+
RV Parking Open: Yes
Off Street Parking: Yes
Trailer Storage: Yes

Financial Status

Bank Owned: No
Potential Short Sale: No
Standard Sale: Yes

Remarks & Misc

Remarks – Consumer: Wake up to the sunrise over the Atlantic from this private oceanfront retreat offering two separate residences, a sandy beach, and direct access from Highway to Ocean. This unique property offers a 3BD/3BA main residence plus a separate 1BD/1BA guest house, ideal for extended family, visiting friends, private home, or income producing estate. Enjoy a sandy beach, pool, two beachside tiki huts, observation pier, concrete boat ramp and rock jetties for tide protection, creating the ultimate setting for entertaining and waterfront living. Extensive upgrades include impact windows and doors, metal roof, A/C, stucco, paint, appliances and more. With abundant parking for cars, boats, trailers, toys and guests, there is room for everyone. Just minutes by boat to Alligator Lighthouse and nearby Caloosa Marina for fuel, ice, boat storage and food. A rare opportunity to own a true oceanfront Keys compound with space, privacy and a stunning view!

Fee Includes

None: Yes

Tax Exemptions

None: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Freezer: Yes
Microwave: Yes
Oven: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes
Wine Cooler: Yes

Pets

Pets Allowed: Yes

Cooling

Central Air: Yes

Waterfront

Oceanfront: Yes
Open Water: Yes

Waterview

Ocean View: Yes

Floor

Concrete: Yes
Tile: Yes

Neighborhood Feature

Beach: Yes

Property Condition

Updated/Remodeled: Yes

Specialty Rooms

Laundry Room: Yes

Windows/Doors

Impact Rstnce Doors: Yes

Security

No Security: Yes

Construction

Concrete: Yes
Stucco: Yes

Land Size

1/4 - 1/2 Acre: Yes

Furnished

Negotiable: Yes

Utilities

FKAA: Yes

Exterior Features

Chickee Hut: Yes
Fencing: Yes
Sandy Beach: Yes

Pool Info

In Ground: Yes
Concrete: Yes

Roof

Concrete Roof: Yes
Metal Roof: Yes

Shutters

Bahama: Yes

GF-Interior Features

LED Lighting: Yes
Tankless Hot Wtr Htr: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Oceanfront; Open Water Waterview: Ocean View Dockage: Boat Ramp Property Condition: Updated/Remodeled Building Style: Ground Level Vehicle Storage: Off Street Parking; RV Parking Open; Trailer Storage Furnished: Negotiable Cooling: Central Air Utilities: FKAA Specialty Rooms: Laundry Room Appliances: Dishwasher; Dryer; Freezer; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer; Wine Cooler Exterior Features: Chickee Hut; Fencing; Sandy Beach Pool Info: In Ground; Concrete Construction: Concrete; Stucco Shutters: Bahama Floor: Concrete; Tile Roof: Concrete Roof; Metal Roof Pets: Pets Allowed Neighborhood Feature: Beach Security: No Security Land Size: 1/4 - 1/2 Acre GF-Interior Features: LED Lighting; Tankless Hot Wtr Htr

Listing Office: Berkshire Hathaway HomeServices Keys Real Estate - Islamorada

Last Updated: September - 11 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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