ASSUMABLE MORTGAGE at 3.125% to qualified Buyers! Come enjoy coastal living blended with modern conveniences. Discover the perfect blend of comfort and convenience in this well-built 3-bedroom, 2-bath home. Easy to show. Within minutes you're out on the water with access to the Atlantic Ocean and Gulf. Located on a clear canal, this property offers the ideal setting for those seeking peaceful island living with the added bonus of distant open water views. You'll love the extended L-shaped cool decking on the upper balconies so you can truly enjoy outdoor living. There's even a 2000 pound cargo-lift up to the second floor! Inside, you'll enjoy the open floor plan with bright, airy living spaces, perfect for both everyday living and entertaining. The open kitchen features modern appliances, an island, and plenty of storage, making meal prep a breeze. The master bedroom offers a roomy en-suite bathroom and a walk-in closet while the two additional bedrooms are well-sized and perfect for family or guests or a home office. This 2016 model is built to 180 mph windspeed, impact doors and windows, Hardi-board siding and topped with a metal roof making affordable annual insurances ($916 for flood / $3808 for wind and liability). Downstairs, you cannot miss the EXTENSIVE louvered area which offers privacy and is 1800 square feet. Bring your toys, tools, and still have plenty of parking for an RV and boat on this 90'x100' wide lot. Nearby is a public boat ramp which ties this whole package together. Splash your boat and park it at your 40' dock. You'll appreciate the excellent boating access and low maintenance so you can enjoy the Keys.