81906 Overseas Highway 3, Upper Matecumbe Key Islamorada, FL 33036

$2,649,000

Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 1,768 Lot Size (sq. ft.): 2,157 Status: Pending

Current Price: $2,649,000 List Date: 12/18/2025 Last Modified: 7/03/2026

Overview

Description

Welcome to Coral Cove Residence 3, perfectly positioned in the heart of Islamorada. This turn-key, thoughtfully designed three-bedroom, three-and-a-half-bath residence was built in 2020 and features quality construction and well-appointed appliances throughout. A beautiful open floor plan allows natural light to flow effortlessly, creating an inviting coastal living environment. Located within Coral Cove, a private bayfront community of just eight residences, this home offers both exclusivity and convenience. The residence boasts its own private pool, ideal for relaxing or entertaining, while the community also features a stunning bayfront pool with sweeping sunset views over the water. An assigned boat slip in the community marina provides easy access to the bay and ocean beyond, perfect for boating, fishing, and enjoying life on the water. Weekly rentals are permitted, making this an excellent opportunity for a vacation home that can offset carrying costs, an income-producing inves ... (Read more)

Listing Details MLS# 617758

Location, Tax & Legal

Street #: 81906
Street Name: Overseas
Street Suffix: Highway
Key/Island: Upper Matecumbe Key Islamorada
State/Province: FL
Zip Code: 33036
County: Monroe
Subdivision: Misc Upper Matacumbe (82.0)
Area: 23 - Upper Matecumbe
Unit #: 3
City: ISLAMORADA
Mile Marker: 82
Marathon Neighborhood: N/A
Senior Community YN: No
Side: Bay/Gulf
Flood Zone: 0.2 PCT ANNUAL CHANC
Alternate Key #: 9104501
Parcel #: 00399270-000300
Zoning: R1 - Residential Single Family
Deed Restrictions: Unknown
Legal: BK 3 PT LT 2 STRATTONS SUBD PB2-38 UPPER MATECUMBE, (AKA UNIT 3 CORAL COVE DEVELOPMENT) OR2968-1921SITE PLAN OR3010-751D
Taxes: 15089.84
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Florida Keys
As is Rght to Inspct: Yes

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 4
Pool: Yes
Year Built: 2020
Lot SqFt: 2157
Lot Sqft Source: Builder/Architect
Acres: 0.05
Living Apx SqFt: 1768
SqFt Source: Builder/Architect
Total Bedrooms: 3
Full Baths: 3
Half Baths: Yes
Total Baths: 4
Rentals Allowed: Yes
Total Units: 0

Status Change Info

Under Contract Date: 2026-06-18
Contingent: Contingent

Association Info

Mandatory Home Owners Asc: Yes
1st Right of Refusal: No
Association Fee $: 2983
Assoc/Mnt Fee Per: Quarterly

License Info

Transient Rntl Licns: Yes

More Information

Dockage

Dock: Composite
Assigned Dock: Yes
Basin: Yes

Building Style

Above Flood: Yes
Stories: 2 Stories

Vehicle Storage

Car(s): 2
Assigned Parking: Yes

Pool Info

Heated: Yes
In Ground: Yes

Financial Status

Standard Sale: Yes

Remarks & Misc

Remarks – Consumer: Welcome to Coral Cove Residence 3, perfectly positioned in the heart of Islamorada. This turn-key, thoughtfully designed three-bedroom, three-and-a-half-bath residence was built in 2020 and features quality construction and well-appointed appliances throughout. A beautiful open floor plan allows natural light to flow effortlessly, creating an inviting coastal living environment. Located within Coral Cove, a private bayfront community of just eight residences, this home offers both exclusivity and convenience. The residence boasts its own private pool, ideal for relaxing or entertaining, while the community also features a stunning bayfront pool with sweeping sunset views over the water. An assigned boat slip in the community marina provides easy access to the bay and ocean beyond, perfect for boating, fishing, and enjoying life on the water. Weekly rentals are permitted, making this an excellent opportunity for a vacation home that can offset carrying costs, an income-producing investment, or a combination of both. The intimate, well-maintained community offers a peaceful retreat while remaining within walking distance to Islamorada's dining, art galleries, boutiques, and local attractions. A rare opportunity to own a turn-key property in one of downtown Islamorada's most desirable bayfront communities.
Directions: Showings to be coordinated with seller and must be scheduled when unit not rented or on turnover of tenancies

Fee Includes

Common Area Mnt: Yes

Tax Exemptions

None: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven: Yes
Refrigerator: Yes
Washer: Yes
Wine Cooler: Yes

Pets

Pets Allowed: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Waterfront

Bay Front: Yes

Waterview

Bay/Gulf View: Yes

Floor

Vinyl: Yes

Interior Features

Built-in Cabinets: Yes
Drapes/Blinds Incl: Yes
Fire Sprinkler: Yes
Quartz Countertops: Yes
Smoke Alarms: Yes

Property Condition

New Construction: Yes

Specialty Rooms

Laundry Room: Yes

Windows/Doors

Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes

Security

Electric Gate: Yes

Construction

CBS: Yes
Hardi Board Siding: Yes

Land Size

Less Than 1/4 Acre: Yes

Furnished

Furnished: Yes

Terms

Cash: Yes
Conventional: Yes
Seller Finance Psble: Yes

Utilities

FKAA: Yes
Municipal Sewer: Yes

Porch/Balcony

Open Porch/Balcony: Yes

Roof

Metal Roof: Yes

GF-Interior Features

LED Lighting: Yes
Tankless Hot Wtr Htr: Yes

Property Features

Fee Includes: Common Area Mnt Tax Exemptions: None Waterfront: Bay Front Waterview: Bay/Gulf View Dockage: Assigned Dock; Basin Property Condition: New Construction Vehicle Storage: Assigned Parking Furnished: Furnished Cooling: Central Air Heating: Central Utilities: FKAA; Municipal Sewer Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Fire Sprinkler; Quartz Countertops; Smoke Alarms Specialty Rooms: Laundry Room Appliances: Dishwasher; Disposal; Microwave; Oven; Refrigerator; Washer; Wine Cooler Pool Info: In Ground Construction: CBS; Hardi Board Siding Floor: Vinyl Roof: Metal Roof Pets: Pets Allowed Security: Electric Gate Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; Seller Finance Psble GF-Interior Features: LED Lighting; Tankless Hot Wtr Htr

Listing Office: American Caribbean Real Estate, Christie's International Real Estate

Last Updated: July - 03 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

Search powered by FBS Products