94825 Overseas Highway 28, Key Largo, FL 33037

New Listing

$3,617,000

Large corner lot next to preserve on the South Side

Summer kitchen with cabinets, bar and bbq grill.

Fenced backyard looking into luxury home.

View to fenced in yard and ocean from 2nd floor

Secondary bedroom 3rd floor with separate sitting area

Sitting area in Secondary Bedroom 3rd level

Bedroom being used as a gym with full bathroom

Jack and Jill full bath with linen closet

Penthouse Floor (4th primary bedroom (1,000 sq ft)

Penthouse floor 1,000 sq ft, primary bedroom.

Large Primary Bedroom on 4th floor with huge terrace.

Large primary bedroom with living area on Penthouse floor 4th floor.

Living area on 4th floor, primary bedroom.

Oceanfront huge terrace approximately 500 sq ft on Penthouse floor.

Huge terrace looking into Penthouse living area primary bedroom.

Very private lot with preserve on south side.

Largest yard in the community, home on double lot.

Very private lot, plenty of room for pool.

Large clubhouse with gym, party room, outdoor seating and more.

Property Type: Residential Bedrooms: 6 Baths: 7 Square Footage: 4,315 Lot Size (sq. ft.): 3,776 Status: Active

Current Price: $3,617,000 List Date: 11/01/2026 Last Modified: 11/01/2026

Overview

Description

Amazing views awaits you at this brand new and exquisite oceanfront property overlooking stunning watercolor views from every angle. This hidden gem location on an oversized end lot in prestigious Key Largo Ocean Resorts, this 6 bedroom, 6.5 bathroom beauty with a spacious den offers large living with 1800 square feet of living on each of the two main floors and another 900 square feet on the fourth floor with unsurpassable open water views from a spacious terrace. An elevator is available for easy access to this palatial home. Observation pier permit with Army Corp approval. Community clubhouse, pool, tennis courts and playground offered as part of the association. Private Fenced back yard 48 Inch Cement summer kitchen with sinks lots of storage and stainless steel cabinets EV Charger Generator Elevator Approve overwater deck Appraised done on 10/24/26 $4.3 million

Listing Details MLS# 621886

Location, Tax & Legal

Street #: 94825
Street Name: Overseas
Street Suffix: Highway
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Key Largo Ocn Resorts (94.5)
Area: 26 - Key Largo S of MM 96.9
Unit #: 28
City: KEY LARGO
Off Shore Island: No
Mile Marker: 94.5
Marathon Neighborhood: N/A
Senior Community YN: No
Side: Ocean
Flood Zone: VE,VE,VE
Alternate Key #: 9101540
Handicap Access: Yes
Add'l Parcel #1: 9101540
Parcel #: 00483401-002800
Add'l Parcel #2: 9101540
Zoning: SF - Single Family
Deed Restrictions: Unknown
Legal: UNIT 28 KEY LARGO OCEAN RESORT CONDOMINIUM OR2611-802 OR2818-2109 OR2821-1372 OR2958-749 OR2998-1439 OR3318-0242
Taxes: 15567.48
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Florida Keys
As is Rght to Inspct: Yes
Species List: No

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 5
Pool: Yes
Year Built: 2024
Lot SqFt: 3776
Lot Sqft Source: Survey
Acres: 0.09
Living Apx SqFt: 4315
SqFt Source: Appraisal
Total Bedrooms: 6
Full Baths: 6
Half Baths: Yes
Total Baths: 7
Rentals Allowed: With Restrictions
Min Rental Days: 30
Total Units: 0

Association Info

Mandatory Home Owners Asc: Yes
Condo Doc's: Yes
1st Right of Refusal: No
Assoc Approval Req: Yes
Maintenance Fee $: 1172.2
Assoc/Mnt Fee Per: Monthly
Association Fee $: 0

Dockage

Seawall: Cut/Natural

More Information

Building Style

Above Flood: Yes
Stilt Column Height: Tall - 10Ft & Over
Stories: 4 Stories

Financial Status

Standard Sale: Yes

Remarks & Misc

Remarks – Consumer: Amazing views awaits you at this brand new and exquisite oceanfront property overlooking stunning watercolor views from every angle. This hidden gem location on an oversized end lot in prestigious Key Largo Ocean Resorts, this 6 bedroom, 6.5 bathroom beauty with a spacious den offers large living with 1800 square feet of living on each of the two main floors and another 900 square feet on the fourth floor with unsurpassable open water views from a spacious terrace. An elevator is available for easy access to this palatial home. Observation pier permit with Army Corp approval. Community clubhouse, pool, tennis courts and playground offered as part of the association. Private Fenced back yard 48 Inch Cement summer kitchen with sinks lots of storage and stainless steel cabinets EV Charger Generator Elevator Approve overwater deck Appraised done on 10/24/26 $4.3 million
Directions: Google

Fee Includes

Cable: Yes
Common Area Mnt: Yes
Security: Yes
Other: Yes

Tax Exemptions

Homestead: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Freezer: Yes
Microwave: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Trash Compactor: Yes
Washer: Yes

Pets

Pets Allowed: Yes

Cooling

Central Air: Yes

Heating

Central: Yes
Electric: Yes

Waterfront

Oceanfront: Yes
Open Water: Yes

Waterview

Ocean View: Yes
Open Water View: Yes

Floor

Terrazzo: Yes

Neighborhood Feature

Beach: Yes
Clubhouse: Yes
Community Boat Ramp: Yes
Community Dockage: Yes
Community Pool: Yes
Handicap Facilities: Yes
Manager on Premises: Yes
Tennis Courts: Yes
Other Area Features: Yes

Interior Features

Drapes/Blinds Incl: Yes
Elevator: Yes
Fireplace(s): Yes
Pantry: Yes
Quartz Countertops: Yes
Smoke Alarms: Yes
Storage: Yes
Walk-in Closet(s): Yes
Window Treatments: Yes
Other: Yes

Property Condition

New Construction: Yes

Specialty Rooms

Gym: Yes
Laundry Room: Yes

Windows/Doors

Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes

Vehicle Storage

Carport: Yes
Covered Parking: Yes
Guest Parking: Yes

Security

Electric Gate: Yes
Manned Gate: Yes
Patrolled Area: Yes

Construction

CBS: Yes
Concrete: Yes

Land Size

Less Than 1/4 Acre: Yes

Furnished

Furnished: Yes
Negotiable: Yes

Terms

Cash: Yes
Conventional: Yes
No Seller Finance: Yes

Utilities

Buyer to Verify: Yes
Cable Available: Yes
FKAA: Yes
Water Separate Meter: Yes
Whole House Generatr: Yes

Porch/Balcony

Deck: Yes
Open Porch/Balcony: Yes
Patio: Yes

Title

Negotiable: Yes
Title Ins - Buyer: Yes

Exterior Features

Bar: Yes
Built-in Grill: Yes
Fencing: Yes
Lighting: Yes
Outdoor Kitchen: Yes
Privacy Wall/Fence: Yes
Storage: Yes

Pool Info

In Ground: Yes

Pre-Wired

Cable: Yes
Cat 5: Yes
Optical: Yes

Roof

Concrete Roof: Yes

Accessibility Feat

Accessible Elevator Installed: Yes
Accessible Kitchen: Yes
Parking: Yes

GF-Interior Features

LED Lighting: Yes
Low Flow Toilets: Yes
Programmable Thermst: Yes
Tankless Hot Wtr Htr: Yes

Property Features

Fee Includes: Cable; Common Area Mnt; Security; Other Tax Exemptions: Homestead Waterfront: Oceanfront; Open Water Waterview: Ocean View; Open Water View Property Condition: New Construction Vehicle Storage: Carport; Covered Parking; Guest Parking Furnished: Furnished; Negotiable Cooling: Central Air Heating: Central Utilities: Buyer to Verify; Cable Available; FKAA; Water Separate Meter; Whole House Generatr Interior Features: Drapes/Blinds Incl; Elevator; Fireplace(s); Pantry; Quartz Countertops; Smoke Alarms; Storage; Walk-in Closet(s); Window Treatments; Other Pre-Wired: Cable; Cat 5; Optical Specialty Rooms: Gym; Laundry Room Appliances: Dishwasher; Disposal; Dryer; Freezer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Trash Compactor; Washer Exterior Features: Bar; Built-in Grill; Fencing; Lighting; Outdoor Kitchen; Privacy Wall/Fence; Storage Accessibility Feat: Accessible Elevator Installed; Accessible Kitchen; Parking Pool Info: In Ground Construction: CBS; Concrete Floor: Terrazzo Roof: Concrete Roof Pets: Pets Allowed Neighborhood Feature: Beach; Clubhouse; Community Boat Ramp; Community Dockage; Community Pool; Handicap Facilities; Manager on Premises; Tennis Courts; Other Area Features Security: Electric Gate; Manned Gate; Patrolled Area Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; No Seller Finance Title: Negotiable; Title Ins - Buyer GF-Interior Features: LED Lighting; Low Flow Toilets; Programmable Thermst; Tankless Hot Wtr Htr

Listing Office: Ferrarri International Realty Inc

Last Updated: November - 01 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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