95480 & 90 Overseas Highway, Key Largo, FL 33037

New Listing

$6,500,000

2 acre bayfront estate with 2 homes and a cottage.

This property is comprised of 3 separate parcels being sold together

View from the front door with the kitchen beyond

This home is currently used as a licensed vacation rental.

Bayfront home with the Cottage to the right.

The boat ramp next to the jetty is perfect for launching kayaks and paddle boards

Property Type: Residential Bedrooms: 10 Baths: 9 Square Footage: 5,392 Lot Size (sq. ft.): 91,285 Status: Active

Current Price: $6,500,000 List Date: 8/03/2026 Last Modified: 8/03/2026

Overview

Description

Embrace the essence of coastal living at this extraordinary bayfront estate, where privacy, comfort, and natural beauty come together on two sun-drenched acres along Florida Bay. Graced with year-round sunsets and endless opportunities for waterfront adventures, this property offers a rare sanctuary for extended families or groups of friends seeking their own slice of paradise. Three charming dwellings rest on two separate parcels--complete with deeded baybottom--creating a truly unparalleled retreat. Beyond the gated entrance, a winding drive leads first to the Coral House, a spacious 4-bedroom, 3-bath residence currently enjoyed as a licensed vacation rental. Continue toward the shoreline and you'll find the Cottage and the Florida Bay House tucked amid mature tropical landscaping, each offering its own unique character and comfort. The Florida Bay House, originally built in 1961 and thoughtfully expanded in the early 1970s, features 3 bedrooms and 3 baths, including an upstairs pr ... (Read more)

Listing Details MLS# 620838

Location, Tax & Legal

Street #: 95480 & 90
Street Name: Overseas
Street Suffix: Highway
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Sunrise Point (95.0)
Area: 26 - Key Largo S of MM 96.9
City: KEY LARGO
Mile Marker: 95
Marathon Neighborhood: N/A
Side: Bay/Gulf
Flood Zone: AE,VE,AE
Alternate Key #: 1100374
Add'l Parcel #1: 00088520-000100
Parcel #: 00088520-000000
Zoning: SR - Sub Urban Residential District
Deed Restrictions: Unknown
Legal: 13 62 38 PT GOV LOT 2 ISLAND OF KEY LARGO (.99AC) OR588-897 OR3063-2414
Taxes: 18675.4
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Florida Keys

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 4
Pool: No
Year Built: 1961
Lot SqFt: 91285
Lot Sqft Source: Property Data Card
Acres: 2.1
Living Apx SqFt: 5392
SqFt Source: Property Data Card
Total Bedrooms: 10
Full Baths: 9
Total Baths: 9
Rentals Allowed: Yes
Min Rental Days: 7
Total Units: 0

Association Info

Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0

Dockage

Seawall: Rip Rap
Boat Ramp: Yes
Other Dockage: Yes

More Information

Building Style

Above Flood: Unknown

Vehicle Storage

Car(s): 4+
Guest Parking: Yes
Open Parking: Yes
RV Parking Open: Yes
Off Street Parking: Yes
Trailer Storage: Yes

Remarks & Misc

Remarks – Consumer: Embrace the essence of coastal living at this extraordinary bayfront estate, where privacy, comfort, and natural beauty come together on two sun-drenched acres along Florida Bay. Graced with year-round sunsets and endless opportunities for waterfront adventures, this property offers a rare sanctuary for extended families or groups of friends seeking their own slice of paradise. Three charming dwellings rest on two separate parcels--complete with deeded baybottom--creating a truly unparalleled retreat. Beyond the gated entrance, a winding drive leads first to the Coral House, a spacious 4-bedroom, 3-bath residence currently enjoyed as a licensed vacation rental. Continue toward the shoreline and you'll find the Cottage and the Florida Bay House tucked amid mature tropical landscaping, each offering its own unique character and comfort. The Florida Bay House, originally built in 1961 and thoughtfully expanded in the early 1970s, features 3 bedrooms and 3 baths, including an upstairs primary suite with sweeping views. The Cottage, built in 1956, provides a quaint and welcoming guest retreat. The Coral House, constructed in 1992 and situated in the desirable X flood zone, adds yet another layer of versatility to this exceptional estate. Step outside to where Florida Bay stretches before you--complete with a private jetty ideal for sunning, stargazing, or simply soaking in the peaceful coastal atmosphere. A convenient boat ramp beside the jetty makes it easy to launch kayaks and paddleboards for hours of exploration on the shimmering bay. This is a rare opportunity to own a remarkable coastal haven unlike any other. Contact us today to schedule your private tour and experience the magic of this timeless bayfront escape.

Fee Includes

None: Yes

Tax Exemptions

Homestead: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Pets

Pets Allowed: Yes

Cooling

Ceiling Fans(s): Yes
Central Air: Yes
Wall/Window Unit(s): Yes

Heating

Electric: Yes

Waterfront

Bay Front: Yes
Gulf Front: Yes
Open Water: Yes

Waterview

Bay/Gulf View: Yes
Open Water View: Yes

Floor

Carpet: Yes
Concrete: Yes
Tile: Yes

Interior Features

Built-in Cabinets: Yes
Drapes/Blinds Incl: Yes
Entrance Foyer: Yes
Fireplace(s): Yes
Split Bedroom: Yes
Storage: Yes

Specialty Rooms

Loft: Yes
Sun/Florida Room: Yes

Windows/Doors

Aluminum Windows: Yes
Sliding Glass Doors: Yes

Security

Electric Gate: Yes

Construction

CBS: Yes
Combo Construction: Yes

Land Size

2 Less Than 5 Acres: Yes

Furnished

Unfurnished: Yes

Utilities

Buyer to Verify: Yes
Elect Separate Meter: Yes
FKAA: Yes
Municipal Sewer: Yes
Propane: Yes
Water Separate Meter: Yes

Porch/Balcony

Open Porch/Balcony: Yes

Title

Title Ins - Buyer: Yes

Exterior Features

Fencing: Yes
Lighting: Yes
Outdoor Shower: Yes
Privacy Wall/Fence: Yes
Sandy Beach: Yes
Shed: Yes
Storage: Yes

Pre-Wired

Cable: Yes

Roof

Concrete Roof: Yes
Metal Roof: Yes

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Bay Front; Gulf Front; Open Water Waterview: Bay/Gulf View; Open Water View Dockage: Boat Ramp; Other Dockage Vehicle Storage: Guest Parking; Off Street Parking; Open Parking; RV Parking Open; Trailer Storage Furnished: Unfurnished Cooling: Ceiling Fans(s); Central Air; Wall/Window Unit(s) Utilities: Buyer to Verify; Elect Separate Meter; FKAA; Municipal Sewer; Propane; Water Separate Meter Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Entrance Foyer; Fireplace(s); Split Bedroom; Storage Pre-Wired: Cable Specialty Rooms: Loft; Sun/Florida Room Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Fencing; Lighting; Outdoor Shower; Privacy Wall/Fence; Sandy Beach; Shed; Storage Construction: CBS; Combo Construction Floor: Carpet; Concrete; Tile Roof: Concrete Roof; Metal Roof Pets: Pets Allowed Security: Electric Gate Land Size: 2 Less Than 5 Acres Title: Title Ins - Buyer

Listing Office: Coldwell Banker Schmitt Islamorada

Last Updated: August - 03 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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