97501 Overseas Highway 321, Key Largo, FL 33037

$2,150,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,635 Status: Pending

Current Price: $2,150,000 List Date: 9/03/2026 Last Modified: 9/29/2026

Overview

Description

Waterfront living at Mariner's Club in Key Largo! One of only three residences in the entire community offering desirable views from both sides, this spacious 4BR/3BA residence enjoys open-water views on one side and marina views on the other--a rare distinction from most residences that face the parking area on one side. Offering 2,635 SF, the home features an expansive covered terrace ideal for indoor-outdoor living and entertaining. The generous floor plan includes a large living/dining area, stone flooring, abundant natural light, and a well-appointed kitchen with wood cabinetry, granite surfaces, stainless-steel appliances, double ovens, and breakfast area. The waterfront primary suite enjoys terrace access and beautiful views, while three additional bedrooms provide excellent space for family, guests, or office use. Located in a gated resort-style community with tropical grounds, pool amenities, marina surroundings, and easy access to the best of the Key Largo boating lifestyle. ... (Read more)

Listing Details MLS# 621206

Location, Tax & Legal

Street #: 97501
Street Name: Overseas
Street Suffix: Highway
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Key Largo North - Marnier's Club (97.0)
Area: 27 - Key Largo MM 97-107
Unit #: 321
City: KEY LARGO
Mile Marker: 97
Marathon Neighborhood: N/A
Senior Community YN: No
Side: Ocean
Flood Zone: AE,VE
Alternate Key #: 9085122
Handicap Access: No
Parcel #: 00554895-000321
Zoning: SC - Sub Urban Commercial District
Deed Restrictions: Unknown
Legal: UNIT 321 THE SAILFISH AT MARINERS CLUB A CONDOMINIUM OR2169-942/1050DEC OR2352-402/04 OR2611-1297/98C/T OR2675-318 OR329
Taxes: 13898.54
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Florida Keys

General Property Description

Realtor.COM Type: Residential - Condo/Townhouse
Style: Condo
Waterfront: Yes
Control Depth: 3
Unit/Complex: Unit
Pool: Yes
Year Built: 2005
Total Units: 118
Living Apx SqFt: 2635
SqFt Source: Tax Records
Total Bedrooms: 4
Full Baths: 3
Total Baths: 3
Floor Number: 2
Rentals Allowed: Yes
Min Rental Days: Yes
Lot SqFt: 0

Status Change Info

Under Contract Date: 2026-09-16

Association Info

Mandatory Home Owners Asc: Yes
Condo Doc's: Yes
1st Right of Refusal: Yes
Assoc Approval Req: No
Association Fee $: 4094
Maintenance Fee $: 3817
Assoc/Mnt Fee Per: Quarterly

Building Style

Above Flood: Yes
Stories: 3 Stories

More Information

Pets

Pets w/Restrictions: owners/renters 6 mo+

Remarks & Misc

Remarks – Consumer: Waterfront living at Mariner's Club in Key Largo! One of only three residences in the entire community offering desirable views from both sides, this spacious 4BR/3BA residence enjoys open-water views on one side and marina views on the other--a rare distinction from most residences that face the parking area on one side. Offering 2,635 SF, the home features an expansive covered terrace ideal for indoor-outdoor living and entertaining. The generous floor plan includes a large living/dining area, stone flooring, abundant natural light, and a well-appointed kitchen with wood cabinetry, granite surfaces, stainless-steel appliances, double ovens, and breakfast area. The waterfront primary suite enjoys terrace access and beautiful views, while three additional bedrooms provide excellent space for family, guests, or office use. Located in a gated resort-style community with tropical grounds, pool amenities, marina surroundings, and easy access to the best of the Key Largo boating lifestyle. An exceptional combination of space, views, and location.

Fee Includes

Bldg Exterior Mnt: Yes
Building Insurance: Yes
Cable: Yes
Common Area Mnt: Yes
Security: Yes
Water: Yes
Other: Yes

Dockage

Basin: Yes
Other Dockage: Yes

Tax Exemptions

Homestead: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Waterfront

Oceanfront: Yes

Waterview

Harbor/Marina View: Yes
Ocean View: Yes

Floor

Carpet: Yes
Tile: Yes
Other: Yes

Neighborhood Feature

Beach: Yes
Clubhouse: Yes
Community Dockage: Yes
Community Pool: Yes
Spa: Yes
Tennis Courts: Yes
Other Area Features: Yes

Interior Features

Entrance Foyer: Yes
Granite Counter Top: Yes
Split Bedroom: Yes
Walk-in Closet(s): Yes

Specialty Rooms

Laundry Room: Yes

Windows/Doors

Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes

Vehicle Storage

Open Parking: Yes

Security

Electric Gate: Yes
Manned Gate: Yes

Construction

CBS: Yes
Other: Yes

Land Size

10 or more Acres: Yes

Furnished

Unfurnished: Yes

Terms

Cash: Yes
Conventional: Yes
FHA: Yes
No Seller Finance: Yes
VA: Yes

Utilities

Buyer to Verify: Yes
Elect Separate Meter: Yes
FKAA: Yes
Municipal Sewer: Yes

Porch/Balcony

Open Porch/Balcony: Yes
Patio: Yes

Title

Title Ins - Buyer: Yes

Exterior Features

Tennis Court(s): Yes

Pool Info

In Ground: Yes

Property Features

Fee Includes: Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Security; Water; Other Tax Exemptions: Homestead Waterfront: Oceanfront Waterview: Harbor/Marina View; Ocean View Dockage: Basin; Other Dockage Vehicle Storage: Open Parking Furnished: Unfurnished Cooling: Central Air Heating: Central Utilities: Buyer to Verify; Elect Separate Meter; FKAA; Municipal Sewer Interior Features: Entrance Foyer; Granite Counter Top; Split Bedroom; Walk-in Closet(s) Specialty Rooms: Laundry Room Appliances: Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Tennis Court(s) Pool Info: In Ground Construction: CBS; Other Floor: Carpet; Tile; Other Neighborhood Feature: Beach; Clubhouse; Community Dockage; Community Pool; Spa; Tennis Courts; Other Area Features Security: Electric Gate; Manned Gate Land Size: 10 or more Acres Terms: Cash; Conventional; FHA; No Seller Finance; VA Title: Title Ins - Buyer

Listing Office: Coldwell Banker Realty - Coral Gables

Last Updated: September - 29 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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