97501 Overseas Highway UNIT 802, Key Largo, FL 33037

$979,000

Luxury Resort-Style Living at Mariner's Club

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,518 Lot Size (sq. ft.): 3,731 Status: Contingent/Show

Current Price: $979,000 List Date: 7/28/2026 Last Modified: 10/16/2026

Overview

Description

Luxury resort-style living meets exceptional income potential in this spacious two-story townhouse at Mariner's Club & Marina, one of Key Largo's premier oceanfront communities. Currently a turnkey vacation rental with nightly rentals permitted, this unique lock-off floor plan offers incredible flexibility. The home is configured as a 2-bedroom, 2-bath vacation rental with a connected, partially finished 2-bedroom, 1-bath owner's suite separated by a lockable interior door and separate exterior entrance. Enjoy the entire 4-bedroom, 3-bath residence, reserve a private owner's area for your exclusive use when the home is not rented, or maximize income by renting the entire home. Inside, you'll find an open-concept floor plan, fully equipped kitchen, spacious bedrooms, in-unit washer and dryer, and a covered patio ideal for outdoor dining and entertaining. An oversized attached garage provides plenty of room for your vehicle, golf cart, and all your boating and water sports gear. Marine ... (Read more)

Listing Details MLS# 620765

Location, Tax & Legal

Street #: 97501
Street Name: Overseas
Street Suffix: Highway
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Key Largo North - Marnier's Club (97.0)
Area: 27 - Key Largo MM 97-107
Unit #: UNIT 802
City: KEY LARGO
Mile Marker: 97
Marathon Neighborhood: N/A
Senior Community YN: No
Side: Ocean
Flood Zone: AE
Alternate Key #: 8632584
Handicap Access: No
Parcel #: 00554891008000
Zoning: IS - Improved Subivision District
Deed Restrictions: Unknown
Legal: Unit 802 Mariners Club (A/K/A Bk 8 Lt 2 Key Largo North Pb7-22) Or838-285/87 Or915-69/70S/D Or971-814/815C/T Or1077-180/
Taxes: 7569.58
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Florida Keys
As is Rght to Inspct: Yes
Potential Short Sale: No
Bank Owned: No
Species List: Yes

General Property Description

Realtor.COM Type: Residential - Condo/Townhouse
Style: Townhouse
Waterfront: No
Control Depth: 4
Pool: Yes
Year Built: 2003
Total Units: 118
Lot SqFt: 3731
Lot Sqft Source: Tax Records
Living Apx SqFt: 2518
SqFt Source: Tax Records
Total Bedrooms: 4
Full Baths: 3
Total Baths: 3
Rentals Allowed: Yes
Min Rental Days: Yes

Status Change Info

Contingent: Contingent/Show

Association Info

Mandatory Home Owners Asc: Yes
Condo Doc's: Yes
1st Right of Refusal: Yes
Association Fee $: 7782.22
Assoc/Mnt Fee Per: Quarterly

Building Style

Above Flood: Unknown
Stories: 2 Stories
Townhouse: Yes

More Information

Pool Info

Heated: Yes
In Ground: Yes

Pets

Pets w/Restrictions: Owners/Tenants 6+ mo

Financial Status

Auction: No
Bank Owned: No
Potential Short Sale: No
Standard Sale: Yes

Remarks & Misc

Remarks – Consumer: Luxury resort-style living meets exceptional income potential in this spacious two-story townhouse at Mariner's Club & Marina, one of Key Largo's premier oceanfront communities. Currently a turnkey vacation rental with nightly rentals permitted, this unique lock-off floor plan offers incredible flexibility. The home is configured as a 2-bedroom, 2-bath vacation rental with a connected, partially finished 2-bedroom, 1-bath owner's suite separated by a lockable interior door and separate exterior entrance. Enjoy the entire 4-bedroom, 3-bath residence, reserve a private owner's area for your exclusive use when the home is not rented, or maximize income by renting the entire home. Inside, you'll find an open-concept floor plan, fully equipped kitchen, spacious bedrooms, in-unit washer and dryer, and a covered patio ideal for outdoor dining and entertaining. An oversized attached garage provides plenty of room for your vehicle, golf cart, and all your boating and water sports gear. Mariner's Club offers an exceptional resort lifestyle with two oceanfront swimming pools, a spa with waterfall grotto, fitness center, speakeasy lounge and game room, indoor and outdoor pickleball courts, tennis, basketball, and a protected deep water 43-slip marina with dry rack storage and direct ocean access. Beautiful tropical grounds feature a sandy beach, tiki huts, fishing pier, orchid garden, EV charging stations, a staffed guard gate, and 24-hour security. Owners enjoy unlimited personal use and the flexibility to self-manage rentals or hire a local property manager. Pets are welcome for owners and for tenants with leases longer than six months. Buyer contributions due at closing include a refundable $45,000 equity membership and a nonrefundable capital contribution of $10,699.20. Whether you're seeking a luxury Keys getaway, a high-performing investment property, or both, this rare opportunity offers the best of the Florida Keys lifestyle.

Fee Includes

Bldg Exterior Mnt: Yes
Building Insurance: Yes
Cable: Yes
Common Area Mnt: Yes
Exterminating: Yes
Security: Yes
Sewer: Yes
Water: Yes

Dockage

Dock Privileges: Yes
Other Dockage: Yes

Tax Exemptions

None: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Freezer: Yes
Microwave: Yes
Oven: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Waterfront

None: Yes

Waterview

No Waterview: Yes

Floor

Tile: Yes

Neighborhood Feature

Beach: Yes
Clubhouse: Yes
Community Dockage: Yes
Community Pool: Yes
Manager on Premises: Yes
Spa: Yes
Tennis Courts: Yes
Other Area Features: Yes

Interior Features

Drapes/Blinds Incl: Yes
Split Bedroom: Yes

Property Condition

Updated/Remodeled: Yes

Specialty Rooms

Gym: Yes

Windows/Doors

Single Hung Windows: Yes
Sliding Glass Doors: Yes

Vehicle Storage

Garage: Yes
Guest Parking: Yes
Assigned Parking: Yes
Off Street Parking: Yes

Security

Electric Gate: Yes
Manned Gate: Yes
Patrolled Area: Yes

Construction

CBS: Yes
Concrete: Yes

Land Size

Less Than 1/4 Acre: Yes

Furnished

Furnished: Yes

Terms

Cash: Yes
Conventional: Yes
No Seller Finance: Yes

Utilities

Elect Separate Meter: Yes

Porch/Balcony

Patio: Yes
Screened P/B: Yes

Title

Title Ins - Buyer: Yes

Exterior Features

Chickee Hut: Yes
Hot Tub: Yes
Outdoor Shower: Yes
Sandy Beach: Yes
Tennis Court(s): Yes

Roof

Metal Roof: Yes

Shutters

Accordion: Yes

Property Features

Fee Includes: Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Exterminating; Security; Sewer; Water Tax Exemptions: None Waterfront: None Waterview: No Waterview Dockage: Dock Privileges; Other Dockage Property Condition: Updated/Remodeled Building Style: Townhouse Vehicle Storage: Garage; Assigned Parking; Guest Parking; Off Street Parking Furnished: Furnished Cooling: Central Air Heating: Central Utilities: Elect Separate Meter Interior Features: Drapes/Blinds Incl; Split Bedroom Specialty Rooms: Gym Appliances: Dishwasher; Dryer; Freezer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Chickee Hut; Hot Tub; Outdoor Shower; Sandy Beach; Tennis Court(s) Pool Info: In Ground Construction: CBS; Concrete Shutters: Accordion Floor: Tile Roof: Metal Roof Neighborhood Feature: Beach; Clubhouse; Community Dockage; Community Pool; Manager on Premises; Spa; Tennis Courts; Other Area Features Security: Electric Gate; Manned Gate; Patrolled Area Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; No Seller Finance Title: Title Ins - Buyer

Listing Office: LoKation Real Estate

Last Updated: October - 16 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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