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  • 97652 Overseas Highway HH41, Key Largo, FL 33037 (MLS# 621718)

97652 Overseas Highway HH41, Key Largo, FL 33037

New Listing
$1,095,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,685 Lot Size (sq. ft.): 653,400 Status: Active
Current Price: $1,095,000 List Date: 10/20/2026 Last Modified: 10/20/2026

Overview

Description

Spectacular Florida Bay views take center stage in this fourth-floor waterfront condominium at Rock Harbor Club! Offering 1,685 square feet of living space, the condominium was originally designed with three bedrooms and currently features two bedrooms, two bathrooms, and a family room, with the potential to restore the third bedroom. The spacious living area features large sliding glass doors that frame the bay views and open to a 442-square-foot screened lanai, an inviting setting for morning coffee, breathtaking sunsets, and relaxing by the bay. The thoughtfully renovated kitchen showcases wood cabinetry, elegant stone countertops, stainless steel appliances, and a dedicated ice maker. A breakfast bar provides a welcoming gathering spot for family and friends. The waterfront primary suite enjoys bay views and direct access to the screened lanai. Rock Harbor Club is a gated waterfront community surrounded by tropical landscaping. Amenities include a sandy beach, fire pit, clubhouse, ...

Listing Details MLS# 621718

Location, Tax & Legal

Street #
97652
Street Name
Overseas
Street Suffix
Highway
Key/Island
Key Largo
State/Province
FL
Zip Code
33037
County
Monroe
Subdivision
Rock Harbor Condo (97.5)
Area
27 - Key Largo MM 97-107
Unit #
HH41
City
KEY LARGO
Mile Marker
97.5
Marathon Neighborhood
N/A
Side
Bay/Gulf
Flood Zone
X,0.2 PCT ANNUAL CHA
Alternate Key #
1104744
Parcel #
00090966-001900
Zoning
UR - Urban Residential Distrit
Deed Restrictions
Yes
Legal
APT NO 41 ROCK HARBOR CONDOMINIUM NO 6 OR781-1567 OR932-333 OR1001-2499 OR2337-79/92F/J OR2411-669/70
Taxes
7143.27
Tax Year
2025
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Florida Keys
As is Rght to Inspct
Yes

General Property Description

Realtor.COM Type
Residential - Condo/Townhouse
Style
Condo
Waterfront
Yes
Control Depth
4
Unit/Complex
Unit
Pool
Yes
Year Built
1975
Total Units
91
Lot Sqft Source
Property Data Card
Acres
15
Living Apx SqFt
1685
SqFt Source
Property Data Card
Total Bedrooms
3
Full Baths
2
Total Baths
2
Rentals Allowed
With Restrictions
Min Rental Days
28
Lot SqFt
0

Association Info

Mandatory Home Owners Asc
Yes
Condo Doc's
Yes
1st Right of Refusal
No
Assoc Approval Req
Yes
Association Fee $
1610
Assoc/Mnt Fee Per
Monthly

Dockage

Dock Length
415
Dock
Composite

More Information

Building Style

Above Flood
Yes
Stories
5 Stories

Vehicle Storage

Car(s)
4+
Guest Parking
Yes
Open Parking
Yes

Pre-Wired

Other
Internet Included
Cable
Yes

Pool Info

Dimensions
50 x 25
In Ground
Yes
Concrete
Yes
Decked
Yes

Pets

Pets w/Restrictions
1 under 15 lbs

Financial Status

Standard Sale
Yes

Remarks & Misc

Remarks – Consumer
Spectacular Florida Bay views take center stage in this fourth-floor waterfront condominium at Rock Harbor Club! Offering 1,685 square feet of living space, the condominium was originally designed with three bedrooms and currently features two bedrooms, two bathrooms, and a family room, with the potential to restore the third bedroom. The spacious living area features large sliding glass doors that frame the bay views and open to a 442-square-foot screened lanai, an inviting setting for morning coffee, breathtaking sunsets, and relaxing by the bay. The thoughtfully renovated kitchen showcases wood cabinetry, elegant stone countertops, stainless steel appliances, and a dedicated ice maker. A breakfast bar provides a welcoming gathering spot for family and friends. The waterfront primary suite enjoys bay views and direct access to the screened lanai. Rock Harbor Club is a gated waterfront community surrounded by tropical landscaping. Amenities include a sandy beach, fire pit, clubhouse, fitness center, temperature-controlled swimming pool, and tennis and pickleball courts. The marina offers in-and-out dry-rack boat service for vessels up to 26 feet, subject to availability. Whether you're searching for a full-time residence, a vacation retreat, or a waterfront getaway to share with family and friends, you'll appreciate the stunning vistas of Florida Bay, waterfront amenities, and relaxed Florida Keys lifestyle. Discover all this exceptional waterfront community has to offer!
Directions
Mile Marker 97.5 Bayside across from First State Bank and Vicky's Bakrey

Fee Includes

Bldg Exterior Mnt
Yes
Building Insurance
Yes
Cable
Yes
Common Area Mnt
Yes
Exterminating
Yes
Security
Yes
Sewer
Yes
Water
Yes
Other
Yes

Tax Exemptions

None
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Freezer
Yes
Ice Machine
Yes
Microwave
Yes
Oven
Yes
Refrigerator
Yes
Stainless Steel Appliance(s)
Yes
Washer
Yes

Cooling

Ceiling Fans(s)
Yes
Central Air
Yes

Heating

Central
Yes

Waterfront

Bay Front
Yes
Gulf Front
Yes

Waterview

Bay/Gulf View
Yes
Harbor/Marina View
Yes
Open Water View
Yes

Floor

Tile
Yes

Neighborhood Feature

Beach
Yes
Clubhouse
Yes
Community Dockage
Yes
Community Pool
Yes
Fire Hydrant
Yes
Manager on Premises
Yes
Tennis Courts
Yes
Other Area Features
Yes

Interior Features

Built-in Cabinets
Yes
Elevator
Yes
Quartz Countertops
Yes
Smoke Alarms
Yes
Split Bedroom
Yes
Storage
Yes
Window Treatments
Yes

Specialty Rooms

Laundry Room
Yes

Windows/Doors

Impact Rstnce Doors
Yes
Sliding Glass Doors
Yes

Security

Electric Gate
Yes

Construction

CBS
Yes

Land Size

10 or more Acres
Yes

Furnished

Furnished
Yes

Terms

Cash
Yes
Conventional
Yes

Utilities

Cable Available
Yes
Community Swr Plant
Yes
FKAA
Yes

Porch/Balcony

Screened P/B
Yes

Exterior Features

Fencing
Yes
Lanai
Yes
Lighting
Yes
Outdoor Shower
Yes
Privacy Wall/Fence
Yes
Rain Gutters
Yes
Sandy Beach
Yes
Sprinkler System
Yes
Tennis Court(s)
Yes

Roof

Concrete Roof
Yes

Shutters

Roll Down Manual
Yes

Property Features

Fee Includes: Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Exterminating; Security; Sewer; Water; Other Tax Exemptions: None Waterfront: Bay Front; Gulf Front Waterview: Bay/Gulf View; Harbor/Marina View; Open Water View Vehicle Storage: Guest Parking; Open Parking Furnished: Furnished Cooling: Ceiling Fans(s); Central Air Heating: Central Utilities: Cable Available; Community Swr Plant; FKAA Interior Features: Built-in Cabinets; Elevator; Quartz Countertops; Smoke Alarms; Split Bedroom; Storage; Window Treatments Pre-Wired: Cable Specialty Rooms: Laundry Room Appliances: Dishwasher; Dryer; Freezer; Ice Machine; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Fencing; Lanai; Lighting; Outdoor Shower; Privacy Wall/Fence; Rain Gutters; Sandy Beach; Sprinkler System; Tennis Court(s) Pool Info: In Ground; Concrete; Decked Construction: CBS Shutters: Roll Down Manual Floor: Tile Roof: Concrete Roof Neighborhood Feature: Beach; Clubhouse; Community Dockage; Community Pool; Fire Hydrant; Manager on Premises; Tennis Courts; Other Area Features Security: Electric Gate Land Size: 10 or more Acres Terms: Cash; Conventional
Listing Office: LoKation Real Estate
Last Updated: October - 20 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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