97652 Overseas Highway M4, Key Largo, FL 33037

$585,000

Property Type: Residential Bedrooms: 1 Baths: 1 Square Footage: 1,195 Status: Closed

Current Price: $585,000 List Date: 3/12/2026 Last Modified: 4/16/2026

Overview

Description

Stunning remodel in exclusive Rock Harbor Club! Ideal as a pied-a-terre, or a full time home, this fully remodeled ground level flat is absolutely gorgeous, with carefully curated finishes & thoughtful updates. The expansive kitchen has been fully refitted from top to bottom including stainless steel appliances, marble counters, a pantry, coffee bar, breakfast bar, under cabinet lighting, open shelving and Miele washer & dryer - cleverly hidden behind cabinetry. Fully tiled throughout, with a wall of impact glass doors looking through the lush hardwood hammock and beautiful Florida Bay. An oversized bedroom suite also features a wall of glass doors, a seating area & a walk in closet. The bathroom feels like a spa with sleek finishes, a double sized vanity & glass shower enclosure. Rock Harbor Club is a meticulously maintained, gated private community that offers fantastic amenities - including: dry stack boat storage with in/out service for boats up to 26', pool, tennis, basketbal ... (Read more)

Listing Details MLS# 619041

Location, Tax & Legal

Street #: 97652
Street Name: Overseas
Street Suffix: Highway
Key/Island: Key Largo
State/Province: FL
Zip Code: 33037
County: Monroe
Subdivision: Rock Harbor Condo (97.5)
Area: 27 - Key Largo MM 97-107
Unit #: M4
City: KEY LARGO
Mile Marker: 97.5
Marathon Neighborhood: N/A
Side: Bay/Gulf
Flood Zone: X
Alternate Key #: 1104469
Parcel #: 00090965-000400
Zoning: SR - Sub Urban Residential District
Deed Restrictions: Unknown
Legal: APT 4 ROCK HARBOR CONDOMINIUM NO 5 KEY LARGO OR684-118 OR1023-2374 OR1597-957 OR3044-1042 OR3174-1489 OR3197-1639 OR3234
Taxes: 4154.77
Tax Year: 2025
Pub Sewer HkUp: Yes

Contract Information

Listing Board: Florida Keys
As is Rght to Inspct: Yes

General Property Description

Realtor.COM Type: Residential - Condo/Townhouse
Style: Condo
Waterfront: Yes
Control Depth: 3
Unit/Complex: Unit
Pool: Yes
Year Built: 1975
Living Apx SqFt: 1195
SqFt Source: Seller
Total Bedrooms: Yes
Full Baths: Yes
Total Baths: Yes
Rentals Allowed: With Restrictions
Min Rental Days: 28
Lot SqFt: 0
Total Units: 0
Acres: 0

Status Change Info

Under Contract Date: 2026-03-18
Sold Date: 2026-04-16

Association Info

Mandatory Home Owners Asc: Yes
Condo Doc's: Yes
1st Right of Refusal: No
Assoc Approval Req: Yes
Association Fee $: 951
Assoc/Mnt Fee Per: Monthly

Building Style

Above Flood: Yes

More Information

Pool Info

Heated: Yes
In Ground: Yes
Concrete: Yes

Pets

Pets w/Restrictions: 1 pet under 15 lbs

Remarks & Misc

Remarks – Consumer: Stunning remodel in exclusive Rock Harbor Club! Ideal as a pied-a-terre, or a full time home, this fully remodeled ground level flat is absolutely gorgeous, with carefully curated finishes & thoughtful updates. The expansive kitchen has been fully refitted from top to bottom including stainless steel appliances, marble counters, a pantry, coffee bar, breakfast bar, under cabinet lighting, open shelving and Miele washer & dryer - cleverly hidden behind cabinetry. Fully tiled throughout, with a wall of impact glass doors looking through the lush hardwood hammock and beautiful Florida Bay. An oversized bedroom suite also features a wall of glass doors, a seating area & a walk in closet. The bathroom feels like a spa with sleek finishes, a double sized vanity & glass shower enclosure. Rock Harbor Club is a meticulously maintained, gated private community that offers fantastic amenities - including: dry stack boat storage with in/out service for boats up to 26', pool, tennis, basketball, clubhouse, gym, sauna, sandy beach, kayak launch, onsite property manager and more. Enjoy sunny days and nightly sunsets overlooking beautiful Florida Bay. 28 day minimum rentals, this condo has been rented for $6,000 per month in the winter season with a list of clientele that would love to return. Furnishings negotiable. South Key Largo location for easy access to all of the restaurants, shopping, boating, fishing and diving Key Largo, Tavernier & Islamorada are known for. Escape to Key Largo and enjoy the beauty of island life!
Directions: Located at mile marker 97 bayside, need agent to enter gate. Shown by appointment only.

Fee Includes

Bldg Exterior Mnt: Yes
Building Insurance: Yes
Cable: Yes
Common Area Mnt: Yes
Exterminating: Yes
Security: Yes
Sewer: Yes
Water: Yes
Other: Yes

Dockage

Dock Privileges: Yes
First Come Dock: Yes
Other Dockage: Yes

Tax Exemptions

None: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Oven: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes
Water Purification: Yes
Wine Cooler: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Waterfront

Bay Front: Yes
Gulf Front: Yes
Open Water: Yes

Waterview

Bay/Gulf View: Yes
Open Water View: Yes

Floor

Tile: Yes

Neighborhood Feature

Beach: Yes
Clubhouse: Yes
Community Dockage: Yes
Community Pool: Yes
Manager on Premises: Yes
Tennis Courts: Yes

Interior Features

Bar: Yes
Built-in Cabinets: Yes
Pantry: Yes
Storage: Yes
Walk-in Closet(s): Yes

Property Condition

Updated/Remodeled: Yes

Windows/Doors

Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes

Vehicle Storage

Guest Parking: Yes
Open Parking: Yes
Off Street Parking: Yes

Security

Electric Gate: Yes

Construction

CBS: Yes
Concrete: Yes

Land Size

10 or more Acres: Yes

Furnished

Negotiable: Yes

Terms

Cash: Yes
Conventional: Yes

Utilities

FKAA: Yes
Municipal Sewer: Yes

Title

Title Ins - Buyer: Yes

Exterior Features

Lighting: Yes
Sandy Beach: Yes
Tennis Court(s): Yes

Roof

Concrete Roof: Yes

Shutters

Accordion: Yes

GF-Interior Features

Tankless Hot Wtr Htr: Yes

Property Features

Fee Includes: Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Exterminating; Security; Sewer; Water; Other Tax Exemptions: None Waterfront: Bay Front; Gulf Front; Open Water Waterview: Bay/Gulf View; Open Water View Dockage: Dock Privileges; First Come Dock; Other Dockage Property Condition: Updated/Remodeled Vehicle Storage: Guest Parking; Off Street Parking; Open Parking Furnished: Negotiable Cooling: Central Air Heating: Central Utilities: FKAA; Municipal Sewer Interior Features: Bar; Built-in Cabinets; Pantry; Storage; Walk-in Closet(s) Appliances: Dishwasher; Dryer; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer; Water Purification; Wine Cooler Exterior Features: Lighting; Sandy Beach; Tennis Court(s) Pool Info: In Ground; Concrete Construction: CBS; Concrete Shutters: Accordion Floor: Tile Roof: Concrete Roof Neighborhood Feature: Beach; Clubhouse; Community Dockage; Community Pool; Manager on Premises; Tennis Courts Security: Electric Gate Land Size: 10 or more Acres Terms: Cash; Conventional Title: Title Ins - Buyer GF-Interior Features: Tankless Hot Wtr Htr

Listing Office: American Caribbean Real Estate, Christie's International Real Estate

Last Updated: April - 16 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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