97652 Overseas Highway M8, Key Largo, FL 33037

$615,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,130 Lot Size (sq. ft.): 631,620 Status: Active

Current Price: $615,000 List Date: 1/07/2026 Last Modified: 2/15/2026

Description

LIFE IN KEY LARGO FLORIDA, ENJOY THE GATED COMMUNITY AT ROCK HARBOR ON THE BAY! UNIT IS A 2/2, 2 LEVEL, UPDATED CORNER UNIT, OPEN FLOOR PLAN, WOOD CABINETS, GRANITE COUNTERS. BATHS UPGRADED, NEW LAMINATE FLOORS, MASTER HAS PRIVATE BALCONY. 1ST FLOOR BALCONY ENTENDS LIVING SPACE. BOATERS WILL ENJOY EASY ACCESS, BOAT DRY RACKS. SWIM, TENNIS, PICKLBALL, BOCCE, BASKETBALL, COME LIVE THE DREAM !

More Information MLS# 616746

Contract Information

Listing Board: Florida Keys As is Rght to Inspct: Yes Species List: No Current Price: $615,000 Listing Date: 2025-10-06 List Price: $615,000

Location, Tax & Legal

Unit #: M8 City: KEY LARGO Off Shore Island: No Mile Marker: 97.5 Marathon Neighborhood: N/A Side: Bay/Gulf Flood Zone: X,AE,VE,AE,0.2 PCT A Alternate Key #: 1104507 Handicap Access: No Parcel #: 00090965-000800 Zoning: COZ - County Zoning Deed Restrictions: Yes Legal: ROCK HARBOR CONDOMINIUM NO 5 KEY LARGO APT NO 8 & 8.5% COMMON ELEMENTS OR670-40/41 OR941-341 OR1053-1875/76 OR1059-521 Taxes: 3951.93 Tax Year: 2024 Pub Sewer HkUp: Yes Street #: 97652 Street Name: Overseas Street Suffix: Highway Key/Island: Key Largo State/Province: FL Zip Code: 33037 County: Monroe Subdivision: Rock Harbor Condo (97.5) Area: 27 - Key Largo MM 97-107

General Property Description

Realtor.COM Type: Residential - Condo/Townhouse Waterfront: Yes Control Depth: 0 Lot Size: No Private Lot Size, Community +/- 14.5 acres Lot SqFt: 631620 Unit/Complex: Complex Pool: Yes Lot Sqft Source: Survey Total Units: 91 SqFt Source: Property Data Card Rentals Allowed: With Restrictions Min Rental Days: 28 Floor Number: 2 Style: Townhouse Year Built: 1975 Living Apx SqFt: 1130 Total Bedrooms: 2 Full Baths: 2 Total Baths: 2

Remarks & Misc

Remarks – Consumer: LIFE IN KEY LARGO FLORIDA, ENJOY THE GATED COMMUNITY AT ROCK HARBOR ON THE BAY! UNIT IS A 2/2, 2 LEVEL, UPDATED CORNER UNIT, OPEN FLOOR PLAN, WOOD CABINETS, GRANITE COUNTERS. BATHS UPGRADED, NEW LAMINATE FLOORS, MASTER HAS PRIVATE BALCONY. 1ST FLOOR BALCONY ENTENDS LIVING SPACE. BOATERS WILL ENJOY EASY ACCESS, BOAT DRY RACKS. SWIM, TENNIS, PICKLBALL, BOCCE, BASKETBALL, COME LIVE THE DREAM !

Association Info

Mandatory Home Owners Asc: Yes Voluntary Home Owners Asc: No 1st Right of Refusal: Yes Condo Doc's: Yes Assoc Approval Req: Yes Association Fee $: 1140 Assoc/Mnt Fee Per: Monthly

Fee Includes

Bldg Exterior Mnt: 1 Building Insurance: 1 Cable: 1 Common Area Mnt: 1 Exterminating: 1 Water: 1

Dockage

Dock Length: 400 Dock: Concrete Basin: 1 Seawall: Concrete

Tax Exemptions

Homestead: 1

Appliances

Dishwasher: 1 Dryer: 1 Microwave: 1 Oven: 1 Refrigerator: 1 Washer: 1

Pets

Pets Allowed: 1

Cooling

Central Air: 1

Heating

Central: 1

Waterfront

Bay Front: 1

Waterview

Bay/Gulf View: 1

Neighborhood Feature

Clubhouse: 1 Community Pool: 1 Fire Hydrant: 1 Tennis Courts: 1

Interior Features

Built-in Cabinets: 1 Drapes/Blinds Incl: 1

Property Condition

Updated/Remodeled: 1

Specialty Rooms

Gym: 1 Laundry Room: 1 Sauna/Steam Room: 1

Building Style

Above Flood: Yes Stories: 3 Stories Townhouse: 1

Windows/Doors

Impact Rstnce Doors: 1 Impact Rstnce Window: 1

Vehicle Storage

Open Parking: 1

Security

Electric Gate: 1 On Premises System: 1

Construction

CBS: 1 Combo Construction: 1 Concrete: 1 Stucco: 1

Land Size

10 or more Acres: 1

Furnished

Negotiable: 1 Partially: 1

Terms

Cash: 1 Conventional: 1 FHA: 1 No Seller Finance: 1 VA: 1

Utilities

Cable Available: 1 Elect Separate Meter: 1 FKAA: 1 Municipal Sewer: 1 Sewer Available: 1

Porch/Balcony

Screened P/B: 1

Pool Info

In Ground: 1 Other: Community Pool Heated: Yes Concrete: 1

Pre-Wired

Cable: 1

Roof

Other Roof: 1

Status Change Info

Status: Active

Property Features

Fee Includes: Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Exterminating; Water Tax Exemptions: Homestead Waterfront: Bay Front Waterview: Bay/Gulf View Dockage: Basin Property Condition: Updated/Remodeled Building Style: Townhouse Vehicle Storage: Open Parking Furnished: Negotiable; Partially Cooling: Central Air Heating: Central Utilities: Cable Available; Elect Separate Meter; FKAA; Municipal Sewer; Sewer Available Interior Features: Built-in Cabinets; Drapes/Blinds Incl Pre-Wired: Cable Specialty Rooms: Gym; Laundry Room; Sauna/Steam Room Appliances: Dishwasher; Dryer; Microwave; Oven; Refrigerator; Washer Pool Info: In Ground; Concrete Construction: CBS; Combo Construction; Concrete; Stucco Roof: Other Roof Pets: Pets Allowed Neighborhood Feature: Clubhouse; Community Pool; Fire Hydrant; Tennis Courts Security: Electric Gate; On Premises System Land Size: 10 or more Acres Terms: Cash; Conventional; FHA; No Seller Finance; VA

Room Information

Kitchen Level: Main Dining Room Level: Main Living Room Level: Main Half Bathroom Level: Main Bedroom 1 Level: Second Bedroom 2 Level: Second

Listing Office: Marketwise Realty, Inc.

Last Updated: February - 15 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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