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  • 97652 Overseas Highway S11, Key Largo, FL 33037 (MLS# 614197)

97652 Overseas Highway S11, Key Largo, FL 33037

$650,000
Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,420 Lot Size (sq. ft.): 609,840 Status: Contingent
Current Price: $650,000 List Date: 1/05/2026 Last Modified: 1/23/2026

Description

Wake up to sparkling bay views and end your days with unforgettable Florida Keys sunsets from this spacious 2-bedroom, 2.5-bath condo overlooking Florida Bay. Bright and open, the living, dining, and kitchen areas are designed to maximize water views and create an easy flow for everyday living and entertaining. The kitchen features granite countertops and custom wood cabinetry and opens seamlessly to the main living space, while the private screened balcony offers gentle bay breezes and wide-open water views ideal for morning coffee or evening relaxation. Upstairs, the split-bedroom layout provides privacy and comfort, with a bayfront primary suite featuring an ensuite bath and custom illuminated closets, and a guest bedroom with its own full bath. Rock Harbor Club is a private, resort-style bayfront community set on 15 acres of lush tropical landscaping with a large sandy beach for relaxing days in the sun and a premier boating location near the Intracoastal Waterway with a protected marina offering optional dry rack storage, in-and-out service, and dockage. Additional amenities include a heated and chilled pool, tennis and pickleball courts, kayak and paddleboard launch, fire pit, and a bayfront clubhouse with full kitchen, fitness center, saunas, movie room, and Wi-Fi, offering relaxed waterfront living with exceptional amenities and easy access to boating, dining, and the Florida Keys lifestyle.

More Information MLS# 614197

Contract Information

Listing Board: Florida Keys As is Rght to Inspct: Yes Current Price: $650,000 Listing Date: 2025-03-15 List Price: $650,000

Location, Tax & Legal

Unit #: S11 City: KEY LARGO Mile Marker: 97.5 Marathon Neighborhood: N/A Side: Bay/Gulf Flood Zone: X,AE,VE,AE,0.2 PCT A Alternate Key #: 1104272 Parcel #: 00090963-001100 Zoning: UR - Urban Residential Distrit Deed Restrictions: Yes Legal: APT NO 11 ROCK HARBOR CONDOMINIUM NO 3 KEY LARGO & 8.5% COMMON ELEMENTS OR682-773 OR798-2468 OR851-1888 OR1279-2187 OR3 Taxes: 4988.15 Tax Year: 2024 Pub Sewer HkUp: Yes Street #: 97652 Street Name: Overseas Street Suffix: Highway Key/Island: Key Largo State/Province: FL Zip Code: 33037 County: Monroe Subdivision: Rock Harbor Condo (97.5) Area: 27 - Key Largo MM 97-107

General Property Description

Realtor.COM Type: Residential - Condo/Townhouse Waterfront: Yes Control Depth: 4 Lot SqFt: 0 Unit/Complex: Unit Pool: Yes Total Units: 91 Acres: 14 SqFt Source: Property Data Card Rentals Allowed: With Restrictions Min Rental Days: 28 Floor Number: 2 Style: Condo Year Built: 1975 Living Apx SqFt: 1420 Total Bedrooms: 2 Full Baths: 2 Half Baths: 1 Total Baths: 3

Remarks & Misc

Remarks – Consumer: Wake up to sparkling bay views and end your days with unforgettable Florida Keys sunsets from this spacious 2-bedroom, 2.5-bath condo overlooking Florida Bay. Bright and open, the living, dining, and kitchen areas are designed to maximize water views and create an easy flow for everyday living and entertaining. The kitchen features granite countertops and custom wood cabinetry and opens seamlessly to the main living space, while the private screened balcony offers gentle bay breezes and wide-open water views ideal for morning coffee or evening relaxation. Upstairs, the split-bedroom layout provides privacy and comfort, with a bayfront primary suite featuring an ensuite bath and custom illuminated closets, and a guest bedroom with its own full bath. Rock Harbor Club is a private, resort-style bayfront community set on 15 acres of lush tropical landscaping with a large sandy beach for relaxing days in the sun and a premier boating location near the Intracoastal Waterway with a protected marina offering optional dry rack storage, in-and-out service, and dockage. Additional amenities include a heated and chilled pool, tennis and pickleball courts, kayak and paddleboard launch, fire pit, and a bayfront clubhouse with full kitchen, fitness center, saunas, movie room, and Wi-Fi, offering relaxed waterfront living with exceptional amenities and easy access to boating, dining, and the Florida Keys lifestyle. Directions: Gated community call for appointment. Mie marker 97.5 bayside across from First State Bank

Association Info

Mandatory Home Owners Asc: Yes 1st Right of Refusal: No Condo Doc's: Yes Assoc Approval Req: Yes Association Fee $: 1140 Assoc/Mnt Fee Per: Monthly

Fee Includes

Bldg Exterior Mnt: 1 Building Insurance: 1 Cable: 1 Common Area Mnt: 1 Exterminating: 1 Security: 1 Sewer: 1 Water: 1 Other: 1

Dockage

Dock Length: 411 Dock: Concrete Basin: 1 Dock Privileges: 1 First Come Dock: 1

Tax Exemptions

None: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Freezer: 1 Microwave: 1 Oven: 1 Range: 1 Refrigerator: 1 Stainless Steel Appliance(s): 1 Washer: 1

Pets

Pets w/Restrictions: 1 under 15 lbs

Cooling

Ceiling Fans(s): 1 Central Air: 1

Heating

Central: 1

Waterfront

Bay Front: 1 Gulf Front: 1 Open Water: 1

Waterview

Bay/Gulf View: 1 Harbor/Marina View: 1 Open Water View: 1

Floor

Carpet: 1 Tile: 1

Neighborhood Feature

Beach: 1 Bike Paths: 1 Clubhouse: 1 Community Dockage: 1 Community Pool: 1 Fire Hydrant: 1 Manager on Premises: 1 Tennis Courts: 1 Other Area Features: 1

Interior Features

Built-in Cabinets: 1 Entrance Foyer: 1 Granite Counter Top: 1 Pantry: 1 Split Bedroom: 1 Storage: 1 Tray Ceilings: 1 Window Treatments: 1

Property Condition

Updated/Remodeled: 1

Specialty Rooms

Laundry Room: 1

Building Style

Above Flood: Yes

Windows/Doors

Other Windows/Doors: 1 Sliding Glass Doors: 1

Vehicle Storage

Car(s): 4+ Guest Parking: 1 Open Parking: 1 Off Street Parking: 1

Security

Electric Gate: 1

Construction

CBS: 1

Land Size

10 or more Acres: 1

Furnished

Furnished: 1

Terms

No Seller Finance: 1

Utilities

Cable Available: 1 Elect Separate Meter: 1 FKAA: 1

Porch/Balcony

Screened P/B: 1

Exterior Features

Fencing: 1 Fruit Tree(s): 1 Lighting: 1 Outdoor Shower: 1 Privacy Wall/Fence: 1 Rain Gutters: 1 Sandy Beach: 1 Sprinkler System: 1 Tennis Court(s): 1

Pool Info

In Ground: 1 Lap: 1 Other: Chilled Heated: Yes Concrete: 1 Decked: 1 Other Surroundings: Picnic Area

Pre-Wired

Cable: 1 Other: fiberoptics Internet

Roof

Combo Roof: 1 Metal Roof: 1 Other Roof: 1

Financial Status

Standard Sale: Yes

Shutters

Accordion: 1

Status Change Info

Contingent: Contingent Contingent Remarks: financing Status: Contingent

Property Features

Fee Includes: Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Exterminating; Security; Sewer; Water; Other Tax Exemptions: None Waterfront: Bay Front; Gulf Front; Open Water Waterview: Bay/Gulf View; Harbor/Marina View; Open Water View Dockage: Basin; Dock Privileges; First Come Dock Property Condition: Updated/Remodeled Vehicle Storage: Guest Parking; Off Street Parking; Open Parking Furnished: Furnished Cooling: Ceiling Fans(s); Central Air Heating: Central Utilities: Cable Available; Elect Separate Meter; FKAA Interior Features: Built-in Cabinets; Entrance Foyer; Granite Counter Top; Pantry; Split Bedroom; Storage; Tray Ceilings; Window Treatments Pre-Wired: Cable Specialty Rooms: Laundry Room Appliances: Dishwasher; Disposal; Dryer; Freezer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Fencing; Fruit Tree(s); Lighting; Outdoor Shower; Privacy Wall/Fence; Rain Gutters; Sandy Beach; Sprinkler System; Tennis Court(s) Pool Info: In Ground; Lap; Concrete; Decked Construction: CBS Shutters: Accordion Floor: Carpet; Tile Roof: Combo Roof; Metal Roof; Other Roof Neighborhood Feature: Beach; Bike Paths; Clubhouse; Community Dockage; Community Pool; Fire Hydrant; Manager on Premises; Tennis Courts; Other Area Features Security: Electric Gate Land Size: 10 or more Acres Terms: No Seller Finance
Listing Office: LoKation Real Estate - Pompano Beach
Last Updated: January - 23 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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