• Home
  • 97652 Overseas Highway S11, Key Largo, FL 33037 (MLS# 614197)

97652 Overseas Highway S11, Key Largo, FL 33037

$625,000
Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,420 Lot Size (sq. ft.): 609,840 Status: Closed
Current Price: $625,000 List Date: 1/05/2026 Last Modified: 3/25/2026

Overview

Description

Wake up to sparkling bay views and end your days with unforgettable Florida Keys sunsets from this spacious 2-bedroom, 2.5-bath condo overlooking Florida Bay. Bright and open, the living, dining, and kitchen areas are designed to maximize water views and create an easy flow for everyday living and entertaining. The kitchen features granite countertops and custom wood cabinetry and opens seamlessly to the main living space, while the private screened balcony offers gentle bay breezes and wide-open water views ideal for morning coffee or evening relaxation. Upstairs, the split-bedroom layout provides privacy and comfort, with a bayfront primary suite featuring an ensuite bath and custom illuminated closets, and a guest bedroom with its own full bath. Rock Harbor Club is a private, resort-style bayfront community set on 15 acres of lush tropical landscaping with a large sandy beach for relaxing days in the sun and a premier boating location near the Intracoastal Waterway with a protected ...

Listing Details MLS# 614197

Location, Tax & Legal

Street #
97652
Street Name
Overseas
Street Suffix
Highway
Key/Island
Key Largo
State/Province
FL
Zip Code
33037
County
Monroe
Subdivision
Rock Harbor Condo (97.5)
Area
27 - Key Largo MM 97-107
Unit #
S11
City
KEY LARGO
Mile Marker
97.5
Marathon Neighborhood
N/A
Side
Bay/Gulf
Flood Zone
X,AE,VE,AE,0.2 PCT A
Alternate Key #
1104272
Parcel #
00090963-001100
Zoning
UR - Urban Residential Distrit
Deed Restrictions
Yes
Legal
APT NO 11 ROCK HARBOR CONDOMINIUM NO 3 KEY LARGO & 8.5% COMMON ELEMENTS OR682-773 OR798-2468 OR851-1888 OR1279-2187 OR3
Taxes
4988.15
Tax Year
2024
Pub Sewer HkUp
Yes

Contract Information

Listing Board
Florida Keys
As is Rght to Inspct
Yes

General Property Description

Realtor.COM Type
Residential - Condo/Townhouse
Style
Condo
Waterfront
Yes
Control Depth
4
Unit/Complex
Unit
Pool
Yes
Year Built
1975
Total Units
91
Acres
14
Living Apx SqFt
1420
SqFt Source
Property Data Card
Total Bedrooms
2
Full Baths
2
Half Baths
Yes
Total Baths
3
Floor Number
2
Rentals Allowed
With Restrictions
Min Rental Days
28
Lot SqFt
0

Status Change Info

Under Contract Date
2026-01-16
Sold Date
2026-03-24

Association Info

Mandatory Home Owners Asc
Yes
Condo Doc's
Yes
1st Right of Refusal
No
Assoc Approval Req
Yes
Association Fee $
1140
Assoc/Mnt Fee Per
Monthly

Dockage

Dock Length
411
Dock
Concrete
Basin
Yes
Dock Privileges
Yes
First Come Dock
Yes

More Information

Building Style

Above Flood
Yes

Vehicle Storage

Car(s)
4+
Guest Parking
Yes
Open Parking
Yes
Off Street Parking
Yes

Pre-Wired

Other
fiberoptics Internet
Cable
Yes

Pool Info

Other
Chilled
Heated
Yes
Other Surroundings
Picnic Area
In Ground
Yes
Lap
Yes
Concrete
Yes
Decked
Yes

Pets

Pets w/Restrictions
1 under 15 lbs

Financial Status

Standard Sale
Yes

Remarks & Misc

Remarks – Consumer
Wake up to sparkling bay views and end your days with unforgettable Florida Keys sunsets from this spacious 2-bedroom, 2.5-bath condo overlooking Florida Bay. Bright and open, the living, dining, and kitchen areas are designed to maximize water views and create an easy flow for everyday living and entertaining. The kitchen features granite countertops and custom wood cabinetry and opens seamlessly to the main living space, while the private screened balcony offers gentle bay breezes and wide-open water views ideal for morning coffee or evening relaxation. Upstairs, the split-bedroom layout provides privacy and comfort, with a bayfront primary suite featuring an ensuite bath and custom illuminated closets, and a guest bedroom with its own full bath. Rock Harbor Club is a private, resort-style bayfront community set on 15 acres of lush tropical landscaping with a large sandy beach for relaxing days in the sun and a premier boating location near the Intracoastal Waterway with a protected marina offering optional dry rack storage, in-and-out service, and dockage. Additional amenities include a heated and chilled pool, tennis and pickleball courts, kayak and paddleboard launch, fire pit, and a bayfront clubhouse with full kitchen, fitness center, saunas, movie room, and Wi-Fi, offering relaxed waterfront living with exceptional amenities and easy access to boating, dining, and the Florida Keys lifestyle.
Directions
Gated community call for appointment. Mie marker 97.5 bayside across from First State Bank

Fee Includes

Bldg Exterior Mnt
Yes
Building Insurance
Yes
Cable
Yes
Common Area Mnt
Yes
Exterminating
Yes
Security
Yes
Sewer
Yes
Water
Yes
Other
Yes

Tax Exemptions

None
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Freezer
Yes
Microwave
Yes
Oven
Yes
Range
Yes
Refrigerator
Yes
Stainless Steel Appliance(s)
Yes
Washer
Yes

Cooling

Ceiling Fans(s)
Yes
Central Air
Yes

Heating

Central
Yes

Waterfront

Bay Front
Yes
Gulf Front
Yes
Open Water
Yes

Waterview

Bay/Gulf View
Yes
Harbor/Marina View
Yes
Open Water View
Yes

Floor

Carpet
Yes
Tile
Yes

Neighborhood Feature

Beach
Yes
Bike Paths
Yes
Clubhouse
Yes
Community Dockage
Yes
Community Pool
Yes
Fire Hydrant
Yes
Manager on Premises
Yes
Tennis Courts
Yes
Other Area Features
Yes

Interior Features

Built-in Cabinets
Yes
Entrance Foyer
Yes
Granite Counter Top
Yes
Pantry
Yes
Split Bedroom
Yes
Storage
Yes
Tray Ceilings
Yes
Window Treatments
Yes

Property Condition

Updated/Remodeled
Yes

Specialty Rooms

Laundry Room
Yes

Windows/Doors

Other Windows/Doors
Yes
Sliding Glass Doors
Yes

Security

Electric Gate
Yes

Construction

CBS
Yes

Land Size

10 or more Acres
Yes

Furnished

Furnished
Yes

Terms

No Seller Finance
Yes

Utilities

Cable Available
Yes
Elect Separate Meter
Yes
FKAA
Yes

Porch/Balcony

Screened P/B
Yes

Exterior Features

Fencing
Yes
Fruit Tree(s)
Yes
Lighting
Yes
Outdoor Shower
Yes
Privacy Wall/Fence
Yes
Rain Gutters
Yes
Sandy Beach
Yes
Sprinkler System
Yes
Tennis Court(s)
Yes

Roof

Combo Roof
Yes
Metal Roof
Yes
Other Roof
Yes

Shutters

Accordion
Yes

Property Features

Fee Includes: Bldg Exterior Mnt; Building Insurance; Cable; Common Area Mnt; Exterminating; Security; Sewer; Water; Other Tax Exemptions: None Waterfront: Bay Front; Gulf Front; Open Water Waterview: Bay/Gulf View; Harbor/Marina View; Open Water View Dockage: Basin; Dock Privileges; First Come Dock Property Condition: Updated/Remodeled Vehicle Storage: Guest Parking; Off Street Parking; Open Parking Furnished: Furnished Cooling: Ceiling Fans(s); Central Air Heating: Central Utilities: Cable Available; Elect Separate Meter; FKAA Interior Features: Built-in Cabinets; Entrance Foyer; Granite Counter Top; Pantry; Split Bedroom; Storage; Tray Ceilings; Window Treatments Pre-Wired: Cable Specialty Rooms: Laundry Room Appliances: Dishwasher; Disposal; Dryer; Freezer; Microwave; Oven; Range; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Fencing; Fruit Tree(s); Lighting; Outdoor Shower; Privacy Wall/Fence; Rain Gutters; Sandy Beach; Sprinkler System; Tennis Court(s) Pool Info: In Ground; Lap; Concrete; Decked Construction: CBS Shutters: Accordion Floor: Carpet; Tile Roof: Combo Roof; Metal Roof; Other Roof Neighborhood Feature: Beach; Bike Paths; Clubhouse; Community Dockage; Community Pool; Fire Hydrant; Manager on Premises; Tennis Courts; Other Area Features Security: Electric Gate Land Size: 10 or more Acres Terms: No Seller Finance
Listing Office: LoKation Real Estate - Pompano Beach
Last Updated: March - 25 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

Let’s Connect

      Sign Up for Listing Alerts