99 Palm Drive, Saddlebunch, FL 33040

$1,250,000

Virtual Tour

https://www.zillow.com/view-imx/d031aa7b-41a0-45f7-8482-9c9c4cc89715?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,404 Lot Size (sq. ft.): 5,345 Status: Active

Current Price: $1,250,000 List Date: 9/04/2026 Last Modified: 9/04/2026

Overview

Description

Your Slice of Paradise -- 12 Miles from Key West Tucked at the end of a quiet cul-de-sac, this beautifully appointed 2020-built home puts you one house in from open water -- with all the Keys lifestyle and none of the wave slap. Just a short boat ride to open water via a flow-through canal (no seaweed here!), this island retreat is where salt air meets easy living. Step inside to a bright, open-concept living, kitchen, and dining space made for entertaining- a gas range for the chef- and a screened porch where your morning coffee comes with ocean views and your evenings come with island breezes. Three bedrooms, two baths, and thoughtful finishes throughout make this home as comfortable as it is charming. Outside is where this property truly shines. Unwind under your own tiki hut, take a dip in the pool, or load up the boat at your private lift and floating dock -- perfect for kayaks, paddleboards, and all your water toys. Beneath the home you'll find generous storage plus cove ... (Read more)

Listing Details MLS# 621217

Location, Tax & Legal

Street #: 99
Street Name: Palm
Street Suffix: Drive
Key/Island: Saddlebunch
State/Province: FL
Zip Code: 33040
County: Monroe
Subdivision: Bay Point Trlr Pk (15.0)
Area: 06 - Bay Point to Sugarloaf
City: Saddle Bunch
Mile Marker: 15
Marathon Neighborhood: N/A
Side: Ocean
Flood Zone: AE
Alternate Key #: 1207608
Parcel #: 00162060-000000
Zoning: URM - Urban Res Mobile Home District
Deed Restrictions: Unknown
Legal: PT LT 49 BAY POINT TRAILER PARK SADDLEBUNCH KEYS PB3-57 OR22-459 OR478-709 OR687-338 OR687-404 OR763-869 OR796-97 OR926-
Taxes: 5268.21
Tax Year: 2025
Pub Sewer HkUp: No

Contract Information

Listing Board: Marathon/Lower Keys
As is Rght to Inspct: Yes
Potential Short Sale: No
Bank Owned: No

General Property Description

Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 3
Pool: Yes
Year Built: 2020
Lot SqFt: 5345
Lot Sqft Source: Property Data Card
Acres: 0.12
Living Apx SqFt: 1404
SqFt Source: Property Data Card
Total Bedrooms: 3
Full Baths: 2
Total Baths: 2
Rentals Allowed: With Restrictions
Min Rental Days: 28
Total Units: 0

Association Info

Mandatory Home Owners Asc: No
1st Right of Refusal: No
Association Fee $: 0

Dockage

Dock Length: 67
Boat Lift: Yes

More Information

Building Style

Above Flood: Yes
Stilt Column Height: Medium - 5Ft - 9Ft

Pool Info

Heated: Yes
In Ground: Yes
Salt Water: Yes
Concrete: Yes
Decked: Yes

Financial Status

Auction: No
Bank Owned: No
Potential Short Sale: No
Standard Sale: Yes

Remarks & Misc

Remarks – Consumer: Your Slice of Paradise -- 12 Miles from Key West Tucked at the end of a quiet cul-de-sac, this beautifully appointed 2020-built home puts you one house in from open water -- with all the Keys lifestyle and none of the wave slap. Just a short boat ride to open water via a flow-through canal (no seaweed here!), this island retreat is where salt air meets easy living. Step inside to a bright, open-concept living, kitchen, and dining space made for entertaining- a gas range for the chef- and a screened porch where your morning coffee comes with ocean views and your evenings come with island breezes. Three bedrooms, two baths, and thoughtful finishes throughout make this home as comfortable as it is charming. Outside is where this property truly shines. Unwind under your own tiki hut, take a dip in the pool, or load up the boat at your private lift and floating dock -- perfect for kayaks, paddleboards, and all your water toys. Beneath the home you'll find generous storage plus covered parking for cars, boat trailers and other vehicles, ideal for Keys living and all your gear. Mature fruit trees dot the property, adding to that true tropical, island-grown feel. Whether you're searching for a full-time slice of paradise or the ultimate weekend escape, this flow-through canal home offers boating access, privacy, and island charm just minutes from all the dining, sunsets, and live music Key West has to offer. Come see why life is better on island time.

Fee Includes

None: Yes

Tax Exemptions

Homestead: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Gas Appliances: Yes
Microwave: Yes
Oven: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes

Pets

Pets Allowed: Yes

Cooling

Ceiling Fans(s): Yes
Central Air: Yes

Waterfront

Canal Front: Yes

Waterview

Canal View: Yes
Ocean View: Yes

Floor

Parquet: Yes

Neighborhood Feature

Bike Paths: Yes
Community Boat Ramp: Yes
Tennis Courts: Yes

Interior Features

Built-in Cabinets: Yes
Drapes/Blinds Incl: Yes
Pantry: Yes
Quartz Countertops: Yes
Smoke Alarms: Yes
Storage: Yes
Walk-in Closet(s): Yes

Property Condition

New Construction: Yes

Specialty Rooms

Laundry Room: Yes
Workshop: Yes

Windows/Doors

Impact Rstnce Doors: Yes
Impact Rstnce Window: Yes

Vehicle Storage

Carport: Yes
Covered Parking: Yes
Off Street Parking: Yes
Trailer Storage: Yes

Construction

Modular: Yes

Land Size

Less Than 1/4 Acre: Yes

Furnished

Negotiable: Yes

Terms

Cash: Yes
Conventional: Yes
FHA: Yes
No Seller Finance: Yes
VA: Yes

Utilities

Buyer to Verify: Yes
Elect Separate Meter: Yes
FKAA: Yes
Municipal Sewer: Yes
Water Separate Meter: Yes

Porch/Balcony

Deck: Yes
Screened P/B: Yes

Title

Title Ins - Buyer: Yes

Exterior Features

Chickee Hut: Yes
Fencing: Yes
Fruit Tree(s): Yes
Lighting: Yes
Rain Gutters: Yes

Pre-Wired

Cable: Yes

Roof

Metal Roof: Yes

Accessibility Feat

None: Yes

Property Features

Fee Includes: None Tax Exemptions: Homestead Waterfront: Canal Front Waterview: Canal View; Ocean View Dockage: Boat Lift Property Condition: New Construction Vehicle Storage: Carport; Covered Parking; Off Street Parking; Trailer Storage Furnished: Negotiable Cooling: Ceiling Fans(s); Central Air Utilities: Buyer to Verify; Elect Separate Meter; FKAA; Municipal Sewer; Water Separate Meter Interior Features: Built-in Cabinets; Drapes/Blinds Incl; Pantry; Quartz Countertops; Smoke Alarms; Storage; Walk-in Closet(s) Pre-Wired: Cable Specialty Rooms: Laundry Room; Workshop Appliances: Dishwasher; Dryer; Gas Appliances; Microwave; Oven; Refrigerator; Stainless Steel Appliance(s); Washer Exterior Features: Chickee Hut; Fencing; Fruit Tree(s); Lighting; Rain Gutters Accessibility Feat: None Pool Info: In Ground; Salt Water; Concrete; Decked Construction: Modular Floor: Parquet Roof: Metal Roof Pets: Pets Allowed Neighborhood Feature: Bike Paths; Community Boat Ramp; Tennis Courts Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA; No Seller Finance; VA Title: Title Ins - Buyer

Listing Office: LPT Realty, LLC

Last Updated: September - 04 - 2026

The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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